Payday Loans in Tell, Texas

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No payday loan companies in Tell, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 119 E Colonial Pkwy, Devine, TX 78016
Security Finance 2525A 19th St, Hondo, TX 78861 +1 (830) 426 - 4339
Central Finance 257 Fannin St, Abilene, TX 79603 +1 (325) 676 - 7775
Mid-Tex Loan Co 119 W 2nd St B, Taylor, TX 76574 +1 (512) 352 - 7605
Stacey Smith Enterprises 300 Crescent Ct, Dallas, TX 75201 +1 (214) 756 - 6050
World Finance 1009 S College Ave, Levelland, TX 79336 +1 (806) 897 - 1126
ACE Cash Express 1209 Waldron Rd, Corpus Christi, TX 78418 +1 (361) 937 - 5620
EZPAWN 1002 US-83, Zapata, TX 78076 +1 (956) 765 - 5667
Barri Financial Group 9800 Centre Pkwy 700, Houston, TX 77036 +1 (800) 926 - 2277
Loanstar Title Loans 1813 E Main St, League City, TX 77573 +1 (281) 338 - 4902

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tell, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bryan, TX, Payday Loans in Burleson, TX, Guaranteed Loans in Carrollton, TX, Payday Loans in Cedar Hill, TX, Payday Loan Companies in Cedar Park, TX, Payday Loans in Channelview, TX, Short-term Loans in College Station, TX and Payday Loan for Conroe, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tell, TX.

Are Payday Loans Legal In Tell, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Tell, TX payday loan calculator

Payday loans are a popular option for those looking for quick and easy access to cash. In Tell, Texas, payday loans are legal and regulated by the Texas Office of Consumer Credit Commissioner. If you are considering a payday loan in Tell, Texas, it is essential to understand the terms and regulations of these loans and to research potential lenders thoroughly.

How Payday Loans Work

Payday loans are short-term loans that typically last for two weeks to a month and are designed to provide a borrower with quick access to cash. These loans are usually taken out by people who have unexpected expenses, such as car repairs or medical bills, and do not have the money in savings to cover the costs.

In Texas, payday loans are limited to a maximum amount of $1,800 and must be repaid within six months. Lenders cannot charge more than 10% interest on payday loans in Texas, and additional fees are limited to $10 per $100 borrowed.

When applying for a payday loan, borrowers typically provide proof of income and a post-dated check or authorization for an electronic debit from their bank account for the full amount of the loan plus interest and fees. If the borrower cannot repay the loan when it is due, the lender can either deposit the check or initiate the electronic debit.

Risks of Payday Loans

While payday loans can provide quick access to cash, they come with significant risks. The interest rates and fees on payday loans are usually much higher than those of other types of loans, making it difficult for borrowers to pay them back. If the borrower cannot repay the loan, additional fees and interest can quickly add up, putting the borrower in a cycle of debt.

In addition, payday lenders in Texas are not required to check a borrower’s credit, which can lead to borrowers taking out loans they cannot afford to repay. Lenders also frequently target low-income or vulnerable individuals, taking advantage of their financial situation.

Alternatives to Payday Loans

For those looking for alternative options to payday loans, there are several options available. Borrowers can consider credit cards, personal loans, or alternative loans from credit unions or online lenders. These loans offer longer repayment terms and lower interest rates, making them more affordable for borrowers.

Borrowers can also consider alternative options for handling unexpected expenses, such as negotiating payment plans with creditors or using a credit counseling service. These options can help individuals manage their finances more effectively, avoiding the risks associated with payday loans.

Interesting Facts about Payday Loans in Tell, Texas

  • In Texas, the average payday loan amount is $470, and the average interest rate is 662%.
  • Over 75% of payday loan borrowers in Texas have to take out a new loan to repay a previous loan.
  • Payday loans are banned in 16 states and the District of Columbia.

Apply Now

If you are considering a payday loan in Tell, Texas, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we facilitate connections between borrowers and lenders but do not offer direct loans ourselves. Fill out an online application today to learn more about your options.

Note: All loans are subject to approval, and terms and conditions may vary by lender.

F.A.Q.

How long does it take to receive a payday loan in Tell, Texas?

The amount of time it takes to receive a payday loan in Tell, Texas varies by lender. Some lenders may be able to provide the loan funds within a few hours, while others may take several days. It is important to research and compare lenders to determine which option is best for your needs.

Are there any restrictions on the use of payday loan proceeds in Tell, Texas?

Yes, payday loan proceeds in Tell, Texas can only be used for short-term financial needs, such as emergency expenses or bills. They cannot be used to pay off existing loans or credit card debt. It is important to carefully consider your financial needs and the terms of the loan before borrowing.