Payday Loans in Valley View, Texas

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No payday loan companies in Valley View, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 2813 N Big Spring St Suite A, Midland, TX 79705 +1 (432) 687 - 1389
Spirit of Texas Bank 117 Gordon Hwy, Mingus, TX 76463 +1 (254) 672 - 5910
Raymond James Financial Services 102 W Hiram St, Atlanta, TX 75551 +1 (903) 796 - 2000
World Finance 701 E Edinburg Ave Ste C, Elsa, TX 78543 +1 (956) 262 - 7470
CashMax Title & Loan 610 E Tyler St, Athens, TX 75751
Toledo Finance Corporation 2108 Chihuahua St 2, Laredo, TX 78043 +1 (956) 712 - 3622
Republic Finance 2101 Bedford Rd Suite J, Bedford, TX 76021 +1 (817) 283 - 0501
Legacy AG Credit Aca 1261 US-271, Gilmer, TX 75645 +1 (903) 734 - 5550
Cypress Bank FSB 120 S Greer Blvd, Pittsburg, TX 75686 +1 (903) 856 - 6653
Advance America 1916-B E, E Belt Line Rd, Carrollton, TX 75006 +1 (972) 416 - 9003

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Valley View, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Baytown, TX, Payday Loan for Beaumont, TX, Payday Loan Without a Credit Check in Bedford, TX, Payday Loans in Brownsville, TX, Payday Loan Without a Credit Check in Bryan, TX, Payday Loans in Burleson, TX, Payday Loan for Carrollton, TX and Short-term Loans in Cedar Hill, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Valley View, TX.

Payday Loans Available in Valley View, TX By The Following ZIP Codes:

76272

Are Payday Loans Legal In Valley View, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Valley View, TX payday loan calculator

Payday Loans in Valley View, Texas: Your Ultimate Guide

When it comes to unexpected expenses, sometimes payday just can’t come soon enough. That’s why many people turn to payday loans as a way to get the cash they need to cover their immediate bills. If you’re in Valley View, Texas, and considering payday loans to help you out of a tight spot, you’ll be happy to know that they are legal in Texas. Here’s what you need to know about getting payday loans in Valley View.

What are Payday Loans?

A payday loan is a short-term loan designed to cover emergency expenses, like a medical bill or car repair, until your next payday. Payday loans are also sometimes called cash advances or payday advances. These loans are typically for small amounts, usually ranging from a few hundred to a few thousand dollars.

The Application Process

The application process for payday loans is usually quick and easy. Many lenders now offer online applications that allow you to apply for a loan from the comfort of your own home. You’ll need to provide some basic information, such as your name, address, and employment information. You’ll also need to provide information about your bank account so the lender can deposit your loan funds and withdraw your loan repayment when it’s due.

Once you submit your application, the lender will review it and make a decision about whether to approve your loan. If you’re approved, the lender will typically deposit the loan funds into your bank account within one to two business days.

Loan Repayment

When you take out a payday loan, you’ll be required to repay the loan on your next payday. This typically means that you’ll need to repay the loan within two to four weeks. The lender will typically withdraw the loan repayment from your bank account on the due date.

It’s important to note that payday loans can be expensive. In Texas, lenders are allowed to charge up to 10% of the loan amount in fees. This means that if you take out a $500 payday loan, you could end up paying up to $50 in fees in addition to repaying the loan amount.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have both pros and cons. Here are some of the advantages of payday loans:

  • Quick and easy application process
  • Funds are typically available within one to two business days
  • You don’t need good credit to qualify

Here are some of the disadvantages of payday loans:

  • High fees and interest rates
  • Short repayment terms can lead to a cycle of debt
  • Some lenders may engage in predatory practices

Interesting Facts and Statistics about Payday Loans in Valley View, Texas

Did you know that the average payday loan borrower in Texas takes out eight loans per year? Or that the average amount borrowed for a payday loan in Texas is $467? Here are some more interesting facts and statistics about payday loans in Texas:

  • There are more payday loan stores in Texas than there are McDonald’s restaurants
  • In 2018, Texans paid more than $1.2 billion in payday and title loan fees
  • 75% of payday loan fees in Texas are from borrowers who take out more than 10 loans per year

Apply Now for a Payday Loan in Valley View

If you need a payday loan in Valley View, Texas, TheGuaranteedLoans can help. We are a connector service that works with a network of potential lenders to help you find a loan that meets your needs. Our online application is quick and easy, and you can get a loan decision in just minutes. Remember, payday loans are a short-term financial solution and should only be used for emergency expenses. Apply now and get the cash you need to cover your bills until your next payday.

F.A.Q.

What are the fees and interest rates associated with payday loans in Valley View, Texas?

Payday loans in Valley View, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.

Can I rollover my payday loan in Valley View, Texas?

No, rollovers are not allowed for payday loans in Valley View, Texas. Borrowers who cannot repay their loan on the due date may be able to request an extended payment plan, but this is not guaranteed.