Payday Loans in Maryus, Virginia

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No payday loan companies in Maryus, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Advance 625 Piney Forest Rd # 204, Danville, VA 24540 +1 (434) 797 - 9900
Fidelity Bank 3300 Virginia Ave, Collinsville, VA 24078 +1 (276) 647 - 1698
Fast Cash Title Loans 6526 Arlington Blvd, Falls Church, VA 22042 +1 (703) 237 - 5626
Carter Bank & Trust 1621 Forest Rd, Bedford, VA 24523 +1 (540) 587 - 0652
Atlantic Union Bank 5980 Thomas Jefferson Pkwy, Palmyra, VA 22963 +1 (434) 589 - 7860
SunTrust 1000 E Main St, Radford, VA 24141 +1 (540) 731 - 9213
Cash To PayDay Inc 2006 2nd St, Richlands, VA 24641 +1 (276) 596 - 9070
UVA Community Credit Union 6042 Thomas Jefferson Pkwy, Palmyra, VA 22963 +1 (434) 964 - 2001
Summit Community Bank 148 Ivanhoe Rd, Max Meadows, VA 24360 +1 (276) 637 - 3100
First Community Bank 145 Ivanhoe Rd, Max Meadows, VA 24360 +1 (276) 637 - 3122

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maryus, VA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Suffolk, VA, Payday Loans in Virginia Beach, VA, Payday Loans in Alexandria, VA, Online Loans in Annandale, VA, Payday Loans in Arlington, VA, Payday Loans in Ashburn, VA, Payday Loans in Blacksburg, VA and Payday Loans in Burke, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maryus, VA.

Are Payday Loans Legal In Maryus, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Maryus, VA payday loan calculator

Payday loans in Maryus, Virginia: Everything you Need to Know

If you live in Maryus, Virginia and need emergency cash, a payday loan may seem like the ideal solution. Payday loans are short-term loans that provide quick access to cash with minimal qualifications and requirements. They are also legal in Virginia.

How Do Payday Loans Work?

Payday loans are designed to help people cover unexpected expenses or bills until their next paycheck. To apply for a payday loan, you must meet certain criteria such as:

  • Being at least 18 years old
  • Having an active checking account or prepaid card
  • Having a valid ID
  • Having proof of income such as a recent paycheck stub

Once you qualify, you can fill out an online application or visit a storefront lender in Maryus, Virginia. You will need to provide the lender with some personal and financial information, and they will assess your eligibility based on their guidelines and criteria.

If you are approved, you will receive the funds within a few hours or by the next business day. Loans are typically due on your next payday, and most lenders require that you pay in full, including fees and interest, to avoid additional charges or penalties.

The Pros and Cons of Payday Loans in Maryus, Virginia

Before applying for a payday loan in Maryus, Virginia, it’s crucial to weigh the benefits and drawbacks carefully. Below are some pros and cons of payday loans:

Pros:

  • Easy to qualify for
  • Quick access to cash
  • No credit check required
  • No collateral necessary

Cons:

  • High-interest rates
  • Short repayment terms
  • Potential for debt cycle
  • Not a long-term solution

It’s important to remember that payday loans should only be used in emergencies and not as a long-term financial solution. Borrowers should also make sure they can repay the loan on time and avoid getting caught in a cycle of debt.

Interesting Facts about Payday Loans in Maryus, Virginia

  • Virginia law caps payday loans at 36% annual interest. However, lenders can charge additional fees and finance charges, which can increase the cost of borrowing significantly.
  • According to the Virginia State Corporation Commission, in 2019, Maryus, Virginia had 26 licensed payday lending locations.
  • The average amount borrowed in Virginia payday loans is $390, and the average fee is $60.
  • Virginia requires that lenders provide borrowers with a written agreement that outlines the loan terms, fees, and interest rates. Borrowers should read and understand this agreement before accepting the loan.

Applying for a Payday Loan in Maryus, Virginia

If you decide to apply for a payday loan in Maryus, Virginia, it’s essential to use a reliable and trusted service like TheGuaranteedLoans. We are a connector service that can help you connect with reputable lenders in our network.

To apply for a payday loan, all you have to do is fill out our online application form with some basic information and get started. Our service is free, and there’s no obligation to accept any loan offers.

Remember, before accepting a loan, make sure you read and understand the loan terms and have a plan to repay the loan on time.

The Bottom Line

Payday loans can be a useful tool for Maryus, Virginia residents who need emergency cash. However, borrowers should be aware of the potential risks and costs of taking out a payday loan. Use a trusted service like TheGuaranteedLoans to help you find lenders with competitive rates and fees.

Apply now and get started on your next financial journey.

F.A.Q.

What are the consequences for defaulting on a payday loan in Maryus, Virginia?

If you default on a payday loan in Maryus, Virginia, the lender may charge additional fees and interest, and may pursue legal action to recover the outstanding debt. Defaulting on a payday loan can also damage your credit score and make it difficult to obtain future loans.

Can I renew or rollover my payday loan in Maryus, Virginia?

No, Virginia law does not allow for the renewal or rollover of payday loans. Borrowers are only allowed to have one outstanding payday loan at a time.