Payday Loans in Nassawadox, Virginia

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No payday loan companies in Nassawadox, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
American National Bank & Trust Company 400 Old Franklin Turnpike 100, Rocky Mount, VA 24151 +1 (540) 489 - 3400
Carter Bank & Trust 2018 Tate Springs Rd, Lynchburg, VA 24501 +1 (434) 845 - 0816
Benchmark Community Bank 316 W Atlantic St, Emporia, VA 23847 +1 (434) 829 - 2877
Rocuda Finance Co 2879 Virginia Ave, Collinsville, VA 24078 +1 (276) 647 - 4005
F&M Bank 161 S Main St, Woodstock, VA 22664 +1 (540) 459 - 3707
Marie Field Prime Lending 4350 New Town Ave Suite 102, Williamsburg, VA 23188 +1 (757) 715 - 7080
Check First Inc 2090 Roanoke St, Christiansburg, VA 24073 +1 (540) 381 - 8041
Advance America 705 E Atlantic St, South Hill, VA 23970 +1 (434) 447 - 4532
PenFed Credit Union 9651 Gunston Rd, Fort Belvoir, VA 22060 +1 (800) 247 - 5626
Springfield Check Cashing 1-Checks Cashed 6979 Hechinger Dr, Springfield, VA 22151 +1 (571) 369 - 6688

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nassawadox, VA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Danville, VA, Payday Loans in Hampton, VA, Payday Loans in Harrisonburg, VA, Payday Loan Without a Credit Check in Leesburg, VA, Payday Loan Companies in Lynchburg, VA, Payday Loans in Manassas, VA, Payday Loans in McLean, VA and Payday Loans in Mechanicsville, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nassawadox, VA.

Beautiful sights of Nassawadox, VA

Payday Loans Available in Nassawadox, VA By The Following ZIP Codes:

23413

Are Payday Loans Legal In Nassawadox, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Nassawadox, VA payday loan calculator

Understanding Payday Loans in Nassawadox, Virginia: A Comprehensive Guide

If you are in need of quick cash in Nassawadox, Virginia, you may be considering taking out a payday loan. Payday loans are a type of short-term loan that is typically due on your next payday. While they may seem like a convenient option, it is important to understand the risks and benefits to make an informed decision.

How Payday Loans Work in Nassawadox, Virginia

Payday loans in Nassawadox, Virginia are legal, and borrowers can typically borrow up to $500. The lender will ask you to write a post-dated check for the loan amount plus any fees or interest, or they may ask for permission to debit your account electronically on the due date.

Virginia law limits the fees and interest that payday lenders can charge. Lenders are allowed to charge a finance charge of 36% annually, and a verification fee of $5. For example, if you borrow $100 for 14 days, you will be charged a maximum of $26.38 in fees and interest.

It is important to note that payday loans are intended to be short-term solutions to financial emergencies. If you are unable to repay the loan on the due date, you may be charged additional fees and interest, or the lender may seek legal action.

The Pros and Cons of Payday Loans in Nassawadox, Virginia

Like any financial decision, there are both benefits and risks to taking out a payday loan in Nassawadox, Virginia. Here are some of the pros and cons to consider:

Pros:

  • Quick access to cash in an emergency
  • No credit check required
  • Simple and easy application process

Cons:

  • High fees and interest rates
  • Short loan term and quick repayment schedule
  • Risk of falling into debt if you are unable to repay the loan

How to Apply for a Payday Loan in Nassawadox, Virginia

If you have decided that a payday loan is the right choice for you, you can apply for a loan online through TheGuaranteedLoans. As a connector service, TheGuaranteedLoans will match you with potential lenders who may be able to offer you a loan that fits your needs.

To apply for a payday loan in Nassawadox, Virginia, you will typically need to:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income, such as a pay stub or bank statement
  • Provide your banking information for electronic deposit or post-dated check

Interesting Facts and Statistics About Payday Loans in Nassawadox, Virginia

– According to a study by the Pew Charitable Trusts, 12 million Americans take out payday loans each year, with an average loan size of $375.

– Virginia laws limit payday loans to a maximum of $500 and require lenders to be licensed and comply with specific regulations.

– The Virginia Attorney General’s office has received over 1,000 complaints about payday lending since 2010, including issues with high fees and interest rates, aggressive collections practices, and fraud.

Apply Now

If you are in need of a payday loan in Nassawadox, Virginia, apply now with TheGuaranteedLoans. We are a connector service that can match you with potential lenders who may be able to offer you a loan that fits your needs. Remember, payday loans should be used as a last resort, and it is important to understand the risks and benefits before you apply.

F.A.Q.

What are the consequences for defaulting on a payday loan in Nassawadox, Virginia?

If you default on a payday loan in Nassawadox, Virginia, the lender may charge additional fees and interest, and may pursue legal action to recover the outstanding debt. Defaulting on a payday loan can also damage your credit score and make it difficult to obtain future loans.

Can I renew or rollover my payday loan in Nassawadox, Virginia?

No, Virginia law does not allow for the renewal or rollover of payday loans. Borrowers are only allowed to have one outstanding payday loan at a time.