Payday Loans in Newtown, Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Newtown, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Blue Ridge Bank, N.A. 48 Animal Clinic Rd, Stuart, VA 24171 +1 (276) 694 - 4900
Winchester Exchange 5 W Jubal Early Dr, Winchester, VA 22601 +1 (540) 550 - 4711
Farm Credit of the Virginias 152 Maury River Rd, Lexington, VA 24450 +1 (540) 463 - 5255
Lendmark Financial Services LLC 1830 Tappahannock Blvd, Tappahannock, VA 22560 +1 (804) 443 - 3304
DuPont Community Credit Union - Downtown Staunton 410 N Augusta St, Staunton, VA 24401 +1 (540) 946 - 3200
Allied Cash Advance 2312 Hungary Rd 12B, Richmond, VA 23228 +1 (804) 262 - 9533
Bank of Botetourt 9, Lloyd Tolley Rd, Natural Bridge Station, VA 24579 +1 (540) 291 - 1881
Walmart Money Center 1140 E Stuart Dr, Galax, VA 24333 +1 (276) 236 - 7113
Colonial Farm Credit 2987 River Rd W, Goochland, VA 23063 +1 (804) 556 - 5723
Crusader Cash Advance 328 Towne Center Dr, Abingdon, VA 24210 +1 (276) 739 - 7900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Newtown, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lynchburg, VA, 24-Hour Loan in Manassas, VA, Payday Loan for McLean, VA, Payday Loan Companies in Mechanicsville, VA, Payday Loans in Newport News, VA, Payday Loans in Norfolk, VA, Payday Loans in Oakton, VA and Payday Loans in Petersburg, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Newtown, VA.

Are Payday Loans Legal In Newtown, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Newtown, VA payday loan calculator

Understanding Payday Loans in Newtown, Virginia

If you find yourself in a financial bind and need quick cash, a payday loan may be a viable option. While getting a traditional loan from a bank or credit union can be time-consuming and require a good credit score, payday loans typically offer a faster and more accessible alternative.

In Newtown, Virginia, payday loans are legal and regulated by state law. However, it’s crucial to understand the ins and outs of payday loans before applying for one.

How Payday Loans Work in Newtown, Virginia

At its core, a payday loan is a short-term advance designed to help bridge the gap between paychecks. When you apply for a payday loan, you typically borrow a small amount of money, usually ranging from $100 to $1,000, and repay it within a short period, typically between 14 and 30 days.

In Newtown, Virginia, payday loan lenders are regulated under the Virginia Payday Loan Act. The maximum amount you can borrow is $500, and lenders can’t charge more than 36% annual interest. For a two-week payday loan of $100, for instance, you can expect to pay around $15 in interest fees.

Applying for a Payday Loan in Newtown, Virginia

Applying for a payday loan in Newtown, Virginia, is fast and straightforward. Most lenders allow you to apply online or in-person. You’ll need to provide personal and financial information, including:

  • Your name, address, and phone number
  • Your Social Security number
  • Your employer’s name and contact information
  • Your monthly income and expenses
  • Your checking or savings account information

After you submit your application, the lender will review it and determine whether to approve or deny your loan request. If approved, you’ll receive the cash within 24 hours, either in your bank account or via check.

Repaying Your Payday Loan in Newtown, Virginia

When your payday loan comes due, the lender will automatically withdraw the amount you borrowed, plus interest and fees, from your bank account. If you’re unable to repay the full amount, some lenders may allow you to extend the loan by paying additional fees.

It’s crucial to read and understand the terms of your loan agreement carefully. If you fail to repay your loan, you risk damaging your credit score and incurring additional fees and charges.

Interesting Facts and Statistics About Payday Loans in Newtown, Virginia

  • Since the Virginia Payday Loan Act was enacted in 2002, the number of payday lenders in the state has decreased from 1,100 to around 500.
  • The average annual interest rate on a payday loan in Virginia is 601%.
  • In 2018, Virginia payday lenders made more than 950,000 loans, totaling over $375 million.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Newtown, Virginia, TheGuaranteedLoans can help facilitate your connection with potential lenders. We’re a connector service, not a direct lender, so you can trust that we’ll provide you with options that best match your needs and financial situation.

To get started, fill out our simple online application and receive a decision in minutes. We’re committed to providing fast, confidential, and hassle-free service to our customers.

Remember, payday loans aren’t a solution to long-term financial problems. While they can provide quick relief in an emergency, they come with high interest rates and fees. Be sure to weigh your options carefully and only take out a payday loan if you’re confident you can repay it on time.

F.A.Q.

Are payday loans legal in Newtown, Virginia?

Yes, payday loans are legal in Newtown, Virginia under the Virginia Consumer Finance Act.

What are the maximum loan amounts and fees allowed for payday loans in Newtown, Virginia?

The maximum loan amount for a payday loan in Newtown, Virginia is $500, and the maximum fee is 20% of the loan amount.