Payday Loans in Ordinary, Virginia

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No payday loan companies in Ordinary, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Lendmark Financial Services LLC 4126 Halifax Rd, South Boston, VA 24592 +1 (434) 446 - 1998
Commonwealth Auto Credit 3308, 1073 W Mercury Blvd 600, Hampton, VA 23666 +1 (757) 951 - 0602
Cash 2U 1424 Chamberlayne Ave, Richmond, VA 23222 +1 (804) 644 - 2444
Presidential Bank 1675-N, Reston Pkwy, Reston, VA 20194 +1 (703) 435 - 0505
Cash To Payday 2006 2nd St, Richlands, VA 24641 +1 (276) 596 - 9070
Bank of America Financial Center 3401 Columbia Pike, Arlington, VA 22204 +1 (703) 271 - 2201
PrimeLending, A PlainsCapital Company 15 E Piccadilly St, Winchester, VA 22601 +1 (540) 313 - 4830
Fast Auto Loans, Inc. 1109 E Nine Mile Rd, Highland Springs, VA 23075 +1 (804) 737 - 9388
BB&T 7681 Linton Hall Rd, Gainesville, VA 20155 +1 (703) 753 - 3647
C&F Bank 415 14th St, West Point, VA 23181 +1 (804) 843 - 2708

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ordinary, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Virginia Beach, VA, Payday Loans in Alexandria, VA, Payday Loans in Annandale, VA, Payday Loans in Arlington, VA, Online Loans in Ashburn, VA, No Credit Check Loans in Blacksburg, VA, Payday Loans in Burke, VA and Payday Loans in Centreville, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ordinary, VA.

Are Payday Loans Legal In Ordinary, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Ordinary, VA payday loan calculator

Payday Loans in Ordinary, Virginia: Everything You Need to Know

Payday loans are a popular form of borrowing, often used as a temporary solution for those facing financial emergencies. In Virginia, payday loans are legal, and residents can take advantage of this service when they need it.

How do payday loans work?

Payday loans are short-term loans that typically have a repayment period of two weeks. Borrowers typically write a postdated check for the loan amount, plus fees and interest, which the lender cashes on the date the loan is due. Alternatively, borrowers may authorize the lender to electronically withdraw the loan amount plus fees and interest from their checking account on the due date.

What are the requirements for obtaining a payday loan in Ordinary, Virginia?

In Virginia, payday loan requirements include:

  • Being at least 18 years old
  • Being a resident of Virginia
  • Providing valid identification
  • Providing proof of income or employment
  • Providing a current phone number and email address

What fees are associated with payday loans?

The fees associated with payday loans can vary depending on the lender and the size of the loan. In Virginia, lenders can charge a maximum of 36% APR (Annual Percentage Rate) plus a 20% loan fee on the first $300 borrowed. For amounts between $300 and $500, lenders can charge an additional 7.5% loan fee. This means that the maximum APR for a two-week loan of $100 is 687.76%, with a loan fee of $26.38.

What are the risks of payday loans?

Payday loans can be a quick and convenient way to get cash when you need it, but they can also be very costly. Lenders often charge high fees and interest rates, which can make it difficult to repay the loan on time. In addition, if you are unable to repay the loan on time, the lender may charge additional fees and interest and may even take legal action to collect the debt.

Interesting Facts and Statistics about Payday Loans in Ordinary, Virginia

  • According to a report by the Virginia Poverty Law Center, more than 90,000 Virginians took out payday loans in 2019.
  • Payday lenders in Virginia made more than $1 billion in loans in 2019.
  • The majority of Virginia payday loan borrowers are women (58%) and African American (57%).
  • Virginia’s neighboring states, Maryland and Washington D.C., have banned payday loans.

Apply Now

If you are facing a financial emergency and are considering a payday loan, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders to help you find the best loan for your needs. With a simple online application process and fast approval times, we make it easy to get the cash you need, when you need it.

Remember, payday loans should be used as a last resort and only for emergency expenses. Be sure to read and understand the terms and fees associated with any loan you are considering, and make sure you can repay the loan on time to avoid additional fees and interest.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Ordinary, Virginia?

Yes, Virginia law limits borrowers to one outstanding payday loan at a time. Borrowers are also prohibited from taking out more than three payday loans in a six-month period.

What are the rights and protections for payday loan borrowers in Ordinary, Virginia?

Payday loan borrowers in Ordinary, Virginia have the right to receive clear and accurate information about the terms and conditions of their loan, as well as the right to receive a written agreement outlining the terms of the loan. Borrowers also have the right to cancel their loan within two business days of signing the agreement.