Payday Loans in Adna, Washington

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No payday loan companies in Adna, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Variety Bad Credit Loans 14518 S Tacoma Way, Lakewood, WA 98499 +1 (253) 650 - 0510
Cashmere Valley Bank - Summitview Ave 5800 Summitview Ave, Yakima, WA 98908 +1 (509) 457 - 7895
Mountain West Bank - Newport Office 330 N Washington Ave, Newport, WA 99156 +1 (509) 447 - 5642
Horizon Credit Union 9861 N Nevada St, Spokane, WA 99218 +1 (800) 852 - 5316
Uncle Bucks 907 W 1st Ave, Toppenish, WA 98948 +1 (509) 865 - 6463
Umpqua Bank 705 NW Gilman Blvd, Issaquah, WA 98027 +1 (425) 427 - 1715
Bryon Taylor American Pacific Mortgage 5151 Borgen Blvd 101c, Gig Harbor, WA 98332 +1 (253) 649 - 4044
Academy Mortgage 221 W Railroad Ave Suite 12, Shelton, WA 98584 +1 (360) 358 - 8563
Alaska USA Federal Credit Union 23632 Hwy 99, Edmonds, WA 98026 +1 (800) 525 - 9094
Preferred Home Loans a division of Finance of America Mortgage LLC 16300 Mill Creek Blvd, Mill Creek, WA 98012 +1 (425) 582 - 8918

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Adna, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Issaquah, WA, No Credit Check Loans in Kennewick, WA, Payday Loans in Kent, WA, Payday Loan for Kirkland, WA, Payday Loans in Lacey, WA, Emergency Loan in Lake Stevens, WA, Payday Loans in Lakewood, WA and Same Day Loans in Longview, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Adna, WA.

Beautiful sights of Adna, WA

Are Payday Loans Legal In Adna, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Adna, WA payday loan calculator

Payday loans are a type of short-term loan that are designed to help individuals cover their expenses until their next payday. These loans are especially popular among individuals who are facing unforeseen expenses or financial emergencies. For residents of Adna, Washington, payday loans are legal. However, it is important to note that lenders must have a small loan endorsement from the state of Washington in order to legally provide payday loans.

How Payday Loans Work in Adna, Washington

Payday loans in Adna, Washington work similarly to other payday loans offered in other states. You can apply for a payday loan either online or in person at a lender’s office. Typically, lenders require that you provide proof of income and other personal information, such as a driver’s license or Social Security number.

The amount that you can borrow through a payday loan typically ranges from $100 to $1,000, depending on your income and creditworthiness. Once you are approved for a loan, the lender will deposit the funds directly into your bank account. You must repay the loan, including any interest and fees, on your next payday.

Interest Rates and Fees

Payday loans in Adna, Washington are subject to the same interest rates and fees as other payday loans offered in the state. The interest rate that you are charged will depend on the lender and your creditworthiness. However, the maximum interest rate that a lender can charge you in Washington state is 15% for the first $500 borrowed and 10% for any amount over $500.

In addition to interest, lenders may also charge fees for payday loans. These fees can include application fees, loan origination fees, and late payment fees, among others. Before taking out a payday loan, it is important to carefully review the terms of the loan agreement and any associated fees.

Benefits of Payday Loans

Payday loans can provide a number of benefits for individuals who are facing financial emergencies. Some of the benefits of payday loans include:

  • Quick access to cash
  • No collateral required
  • Flexible repayment terms
  • Can be a good alternative to credit cards or other loans

However, it is important to note that payday loans can come with high interest rates and fees, and should only be used as a last resort option for individuals who are unable to cover their expenses through other means.

Facts and Statistics about Payday Loans in Adna, Washington

According to a report from the Washington State Department of Financial Institutions, there were 1,374 licensed payday lenders in the state as of 2020. These lenders provided 2,073,591 payday loans to Washington residents in 2019, with a total loan volume of $1,048,650,838.

The report also found that the average interest rate charged by payday lenders in Washington state was 129%. Additionally, the report found that individuals who take out payday loans in Washington tend to have low incomes and are more likely to be people of color than the general population.

Apply Now

If you are facing a financial emergency and are considering a payday loan, TheGuaranteedLoans can help. We are a connector service that helps individuals find potential lenders who can provide them with payday loans in Adna, Washington. To get started, fill out our online application. Please note that we are not a direct lender, and we do not guarantee loan approval. However, we will work hard to connect you with a lender who can provide you with the loan that you need.

Remember, payday loans can be an expensive form of borrowing, and should only be used as a last resort option. If you are struggling with debt or other financial issues, consider reaching out to a credit counseling service or financial advisor for assistance.

F.A.Q.

How much can I borrow with a payday loan in Adna, Washington?

The maximum amount that can be borrowed with a payday loan in Adna, Washington is $700. This limit applies to all payday loans, regardless of the lender or the borrower's credit history.

What are the fees and interest rates associated with payday loans in Adna, Washington?

Payday lenders in Adna, Washington are required to charge a maximum interest rate of 15% per $100 borrowed. In addition to this interest rate, lenders may also charge fees for things like origination, late payments, or prepayment of the loan.