Payday Loans in Carrolls, Washington

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Carrolls, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
ATM U.S. Bank Alderwood Mall - Fred Meyer 2820 164th St SW, Lynnwood, WA 98087 +1 (800) 627 - 3999
Cash Connection Sources 1926 Wildflower Way, Bellingham, WA 98229 +1 (360) 647 - 8587
Kitsap Credit Union 2008 Sargo Cir, Silverdale, WA 98315 +1 (360) 662 - 2000
Bank of Fairfield Loan Office 402 S Main St, Colfax, WA 99111 +1 (509) 397 - 1007
Fairway Independent Mortgage Corporation 26910 92nd Ave NW Suite C4, Stanwood, WA 98292 +1 (206) 799 - 8775
HomeStreet Bank and Affinity Lending Center 424 E Yakima Ave, Yakima, WA 98901 +1 (509) 577 - 9000
Texaco Pe Ell 504 N Main St, Pe Ell, WA 98572 +1 (360) 291 - 8863
Murphy Jill 22516 226th Pl SE 110, Issaquah, WA 98027 +1 (425) 654 - 4717
Tasha D Dunlap Fairway Independent Mortgage Corporation Loan Officer 2497 Bethel Rd SE Suite 101, Port Orchard, WA 98366 +1 (360) 949 - 1589
Commercial Capital Corporation 9015 E Euclid Ave, Spokane, WA 99212 +1 (509) 444 - 3015

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Carrolls, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lynnwood, WA, Same Day Loans in Marysville, WA, Online Loans in Mount Vernon, WA, Same Day Loans in Olympia, WA, Short-term Loans in Pasco, WA, Payday Loans in Pullman, WA, Online Loans in Puyallup, WA and Payday Loans in Redmond, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Carrolls, WA.

Are Payday Loans Legal In Carrolls, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Carrolls, WA payday loan calculator

Understanding Payday Loans in Carrolls, Washington

Payday loans are a valuable financial tool that many people use to bridge gaps between paydays. There are plenty of laws in place to ensure borrower protections, making them a safe and legitimate option for those in need.

While payday loans are legal in Carrolls, Washington, there are some important things to know before taking one out.

How Payday Loans Work

Payday loans are a form of short-term borrowing that allows borrowers to access cash quickly and easily. Typically, payday loans are due on the borrower’s next payday, which means they have a term of 14-30 days.

In Carrolls, Washington, payday loan lenders are required to have a small loan license from the Department of Financial Institutions. This is a state requirement that ensures lenders are operating legally and that borrowers are protected.

Payday Loan Regulations in Carrolls, Washington

Payday loans in Carrolls, Washington are regulated to ensure that borrowers are protected from predatory lending practices. While it is legal to take out a payday loan in Carrolls, there are a number of regulations in place that lenders must follow.

  • Interest rates: Payday loan lenders in Washington are limited to charging 15% on loans up to $500, and 10% on loans between $500 and $700.
  • Loan amounts: Borrowers can take out payday loans up to $700.
  • Repayment: Payday loans must be repaid in full on the borrower’s next payday.
  • Installment plans: If a borrower is unable to repay their loan on time, they may be eligible for an installment plan that allows them to pay back the loan in smaller increments over time.
  • Limits on rollovers: Payday loans in Washington cannot be rolled over or renewed more than twice.

Benefits of Payday Loans

Payday loans can be a great financial tool for those in need of quick cash. Some of the benefits of payday loans include:

  • Quick access to cash: Payday loans are available within a day or two of applying.
  • No credit check: Payday loans are typically based on income, not credit score, which means they can be a good option for those with poor credit.
  • Flexible repayment options: Borrowers may be able to repay their loan in installments if they are unable to pay the loan back in full on their next payday.

Things to Consider

While payday loans can be a good option for those in need of quick cash, there are some things to consider before taking one out:

  • Interest rates: Payday loans can come with high interest rates, so it’s important to read the fine print carefully and understand how much you will have to pay back in total.
  • Repayment: Payday loans are due on your next payday, which means you need to be sure you will have the funds to pay back the loan.
  • Eligibility requirements: Some payday loan lenders may require that you have a certain income level or meet other eligibility criteria before approving you for a loan.
  • Alternatives: Before taking out a payday loan, consider if there are other borrowing options available to you, such as a personal loan or credit card.

Interesting Facts and Statistics About Payday Loans in Carrolls, Washington

  • The average payday loan in Washington is $380.
  • There are over 200 payday loan locations in Washington.
  • Payday loan lenders in Washington earned $157 million in fees in 2019.

Apply Now

If you’re in need of a payday loan in Carrolls, Washington, TheGuaranteedLoans can help you find the right lender. As a connector service, we work with a network of trusted lenders to match you with the right loan for your needs and budget. Fill out our online application today to get started.

F.A.Q.

Are payday loans legal in Carrolls, Washington?

Yes, payday loans are legal in Carrolls, Washington as long as the lender is licensed by the state. The Washington State Department of Financial Institutions is responsible for regulating the payday lending industry in the state.

How much can I borrow with a payday loan in Carrolls, Washington?

The maximum amount that can be borrowed with a payday loan in Carrolls, Washington is $700. This limit applies to all payday loans, regardless of the lender or the borrower's credit history.