Payday Loans in Cheney, Washington

Payday Loan Companies in Cheney, WA

Company nameAddressZip codePhone number
Banner Bank 5 Cheney Spokane Rd 99004 +1 (509) 892 - 4400
Cheney Federal Credit Union 520 1st St 99004 +1 (509) 235 - 6533
STCU: Cheney Branch 2718 1st St 99004 +1 (509) 326 - 1954

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cheney, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Vancouver, WA, Payday Loans in Walla Walla, WA, Guaranteed Loans in Wenatchee, WA, No Credit Check Loans in Yakima, WA, Payday Loans in Auburn, WA, Payday Loans in Bellevue, WA, Bad Credit Loans in Bellingham, WA and Emergency Loan in Bothell, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cheney, WA.

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Payday Loans Available in Cheney, WA By The Following ZIP Codes:

99004

Are Payday Loans Legal In Cheney, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Cheney, WA payday loan calculator

F.A.Q.

Are there any restrictions on the number of payday loans that a single borrower can take out in Cheney, Washington?

Yes, Washington state law only allows borrowers to have one outstanding payday loan at a time.

Are there any special protections for consumers who are victims of predatory lending practices in Cheney, Washington?

Yes, the Washington State Department of Financial Institutions has a consumer protection unit that investigates and takes action against predatory lending practices. Consumers who feel they have been treated unfairly can file a complaint with the department.

How Many Cash Advance Companies are in Cheney, WA?

With the help of our service, you will be able to find 3 cash advance companies in Cheney, WA

What Cash Advance Companies in Cheney, WA are the most popular?

You should check Banner Bank, Cheney Federal Credit Union, and STCU: Cheney Branch. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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