Payday Loans in Chimacum, Washington

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No payday loan companies in Chimacum, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Opus Bank 815 State Ave, Marysville, WA 98270 +1 (360) 659 - 7614
KeyBank 100 N Broadway St, Aberdeen, WA 98520 +1 (360) 533 - 1000
Fors Financial Consulting 1001 E Front St, Port Angeles, WA 98362 +1 (360) 457 - 6116
Riverview Community Bank 3307 Evergreen Way, Washougal, WA 98671 +1 (360) 835 - 2127
Umpqua Bank 3000 Harrison Ave NW, Olympia, WA 98502 +1 (360) 943 - 8086
HomeStreet Bank 921 Hildebrand Ln NE 100, Bainbridge Island, WA 98110 +1 (206) 842 - 6929
Evergreen Home Loans Vancouver West NMLS 1309878 805 Broadway St Suite 400, Vancouver, WA 98660 +1 (360) 314 - 0350
Moneytree 1406 N 20th Ave, Pasco, WA 99301 +1 (509) 544 - 6669
Navy Federal Credit Union 1140 Galaxy Dr NE Ste A, Lacey, WA 98516 +1 (888) 842 - 6328
Moneytree 2528 S 38th St, Tacoma, WA 98409 +1 (253) 473 - 3500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chimacum, WA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Lacey, WA, Payday Loans in Lake Stevens, WA, Payday Loans in Lakewood, WA, Payday Loan for Longview, WA, Emergency Loan in Lynnwood, WA, Payday Loans in Marysville, WA, Payday Loan Companies in Mount Vernon, WA and Payday Loans in Olympia, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chimacum, WA.

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Are Payday Loans Legal In Chimacum, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Chimacum, WA payday loan calculator

Advise to read before applying

Payday Loans in Chimacum, Washington

Payday loans are a popular type of short-term loan that allows borrowers to receive cash quickly, usually within a few days or less. These loans are typically used by individuals who need to cover unexpected expenses or have temporary financial difficulties. If you are a resident of Chimacum, Washington, and are considering a payday loan, you may be wondering about the regulations and requirements for this type of loan in your state.

Regulations for Payday Loans in Chimacum, Washington

Payday loans are legal in Chimacum, Washington, but there are regulations in place to protect borrowers from predatory lending practices. The state has a Small Loan Act that regulates the lending industry and sets limits on the amount that lenders can charge for payday loans. Under this law, payday lenders must be licensed with the state and cannot charge more than 15% of the loan amount as a finance charge. The maximum loan amount is $700 or 30% of the borrower’s gross monthly income, whichever is lower.

Requirements for Payday Loans in Chimacum, Washington

To apply for a payday loan in Chimacum, Washington, you must meet certain eligibility requirements. You must be at least 18 years old and have a valid ID, such as a driver’s license or state-issued ID. You must also have a regular source of income, such as a job, and an open and active checking account. Some lenders may also require proof of residence, such as a utility bill or lease agreement.

How to Apply for a Payday Loan in Chimacum, Washington

If you meet the eligibility requirements for a payday loan in Chimacum, Washington, you can apply online or in-person at a licensed payday lender. When applying, you will need to provide your personal and financial information, including your name, address, employment information, and bank account details. The lender will then review your application and determine if you are approved for a loan. If approved, you will receive the loan amount, minus any fees, directly into your checking account.

Interesting Facts and Statistics About Payday Loans in Chimacum, Washington

  • Washington state has the strongest payday lending laws in the country, according to the Center for Responsible Lending.
  • In 2019, there were over 100 payday lenders operating in Washington state.
  • The average payday loan in Washington state is $380, with an average APR of 391%.
  • 75% of payday loan borrowers in Washington state took out more than one loan in 2019.

Apply for a Payday Loan on TheGuaranteedLoans

If you are interested in applying for a payday loan in Chimacum, Washington, TheGuaranteedLoans can help. Our online platform connects borrowers with a network of potential lenders, making it easy to find a loan that works for you. We are a connector service, not a direct lender, and we work to facilitate the connection between borrowers and lenders. To get started today, fill out our simple online application and receive a decision within minutes.

Remember, payday loans should only be used as a last resort, as they can come with high fees and interest rates. Be sure to read the terms and conditions carefully before accepting a loan offer, and make sure you will be able to repay the loan on time.

F.A.Q.

Are there any limits on the number of payday loans that a single lender can issue in Chimacum, Washington?

No, there are no limits on the number of payday loans that a single lender can issue in Chimacum, Washington. However, the lender must follow all state laws and regulations and must not engage in predatory lending practices.

Can I get a payday loan in Chimacum, Washington if I have a criminal record?

Yes, individuals with a criminal record are eligible to apply for payday loans in Chimacum, Washington. However, the lender may consider your criminal history as part of the loan decision process.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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