Payday Loans in Cinebar, Washington

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No payday loan companies in Cinebar, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Qualstar Credit Union - Kent Branch 25844 104th Ave SE, Kent, WA 98030 +1 (800) 848 - 0018
Clift Mortgage CL-68323 330 E 1st St 3, Port Angeles, WA 98362 +1 (360) 457 - 7654
Umpqua Bank Home Lending 1208 Washington Way Ste 150, Longview, WA 98632 +1 (360) 575 - 3820
Mc Cabe Insurance 620 Main St, Pomeroy, WA 99347 +1 (509) 843 - 1851
KeyBank 105 Calistoga St E, Orting, WA 98360 +1 (844) 539 - 8860
Wahkiakum Title & Escrow Co 68 Main St, Cathlamet, WA 98612 +1 (360) 795 - 3741
First Interstate Bank 402 S Main St, Colfax, WA 99111 +1 (509) 397 - 1007
Cashmere Valley Bank - Summitview Ave 5800 Summitview Ave, Yakima, WA 98908 +1 (509) 457 - 7895
Caliber Home Loans 155 3rd Ave S 2, Edmonds, WA 98020 +1 (425) 599 - 2100
Stephanie Neumann, STCU Home Loans, NMLS 1716457 2907 E Mission Ave, Spokane, WA 99202 +1 (509) 496 - 0242

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cinebar, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pasco, WA, Payday Loans in Pullman, WA, Payday Loans in Puyallup, WA, Payday Loan for Redmond, WA, 24-Hour Loan in Renton, WA, Guaranteed Loans in Richland, WA, Payday Loans in Sammamish, WA and Payday Loans in Seattle, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cinebar, WA.

Are Payday Loans Legal In Cinebar, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Cinebar, WA payday loan calculator

Payday Loans in Cinebar, Washington: A Comprehensive Guide

Do you need cash to cover urgent expenses but have no credit or bad credit? Have you considered applying for a payday loan? If you live in Cinebar, Washington, we have good news for you! Payday loans are legal in the state of Washington.

What Are Payday Loans?

A payday loan is a short-term loan, usually for a small amount of money, that you borrow and repay on your next payday. It’s designed for people who need cash quickly and have no other borrowing options.

Payday loans are popular because they’re easy to get. You don’t need a good credit score or collateral to apply. You only need a steady income, a checking account, and a government-issued ID.

However, payday loans have high interest rates and fees, which can make them a costly form of borrowing in the long run. They can also lead to a debt cycle if you can’t repay them on time.

How Do Payday Loans Work in Cinebar, Washington?

If you live in Cinebar, Washington, you can apply for a payday loan online or in person. Make sure that the lender is licensed in Washington and complies with the state’s regulations for small loans.

In Washington, you can borrow up to $700 or 30% of your gross monthly income, whichever is lower. You can only have up to eight payday loans in a 12-month period. The loan term must be at least 45 days, and the maximum fee is 15% on the first $500 borrowed and 10% on the amount over $500.

For example, if you borrow $500, the maximum fee is $75. If you borrow $700, the maximum fee is $95. If you can’t repay the loan on the due date, you can request a repayment plan for up to 90 days without additional fees.

What Are the Requirements to Apply for a Payday Loan in Cinebar, Washington?

If you want to apply for a payday loan in Cinebar, Washington, you need to meet the following requirements:

  • You must be at least 18 years old
  • You must have a valid ID (driver’s license, passport, or state ID)
  • You must have a steady income (job, benefits, or pension)
  • You must have an active checking account
  • You must provide proof of income and banking information

Some lenders may also require a post-dated check or authorization to debit your checking account on the due date.

What Are the Alternatives to Payday Loans?

If you’re considering a payday loan in Cinebar, Washington, you may want to explore these alternatives:

  • Personal loans from credit unions or banks
  • Credit card cash advances
  • Salary advances from your employer
  • Government or non-profit assistance programs
  • Borrowing from family or friends

These options may have lower interest rates and fees, better repayment terms, and no credit check requirements.

Interesting Facts and Statistics about Payday Loans in Cinebar, Washington

  • As of 2021, there were over 200 payday lending locations in Washington, including online lenders
  • The average payday loan amount in Washington is $350
  • The average payday loan fee in Washington is $44
  • The average payday loan APR in Washington is 391%
  • Most payday loan borrowers in Washington are low-income, female, and minority
  • About 12% of Washington residents have used a payday loan

Apply Now for a Payday Loan in Cinebar, Washington

If you need cash urgently and have no other borrowing options, you can apply for a payday loan in Cinebar, Washington, through TheGuaranteedLoans website. We are a connector service that connects you with potential lenders in our network. We do not lend money directly nor do we make credit decisions. We only facilitate your application process and offer you a chance to get a loan from a trusted lender. Fill out our online application form now and get connected with lenders that can meet your needs. Remember to borrow responsibly and only what you can afford to repay.

F.A.Q.

Can a payday lender in Cinebar, Washington access my bank account without my permission?

No, payday lenders in Cinebar, Washington are not allowed to access your bank account without your permission. You must provide written authorization for the lender to withdraw funds from your account.

Are there any restrictions on the number of payday loans that a single borrower can take out in a year in Cinebar, Washington?

No, there are no restrictions on the number of payday loans that a single borrower can take out in a year in Cinebar, Washington. However, the borrower is only allowed to have one outstanding payday loan at a time, and the lender must follow all state laws and regulations.