Payday Loans in Dallesport, Washington

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No payday loan companies in Dallesport, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Bank 3001 78th Ave SE, Mercer Island, WA 98040 +1 (206) 232 - 1993
Kitsap Credit Union 19045 WA-305 20, Poulsbo, WA 98370 +1 (360) 662 - 2000
Solarity Credit Union 171 Iron Horse Ct, Yakima, WA 98901 +1 (509) 248 - 1720
MapleLoans 5524 Mill Plain Boulevard #108, Vancouver, WA 98684 +1 (855) 382 - 7033
Security State Bank - PE ELL Branch 118 Main St, Pe Ell, WA 98572 +1 (360) 291 - 2888
Thrivent Financial for Lutherans 625 Tyler St, Port Townsend, WA 98368 +1 (360) 787 - 2511
Twin River Bank 900 5th St, Clarkston, WA 99403 +1 (509) 758 - 4848
Columbia Bank 45872 Main St, Concrete, WA 98237 +1 (360) 853 - 8171
U.S. Bank Branch 1500 Glenn Terrell Mall, Pullman, WA 99163 +1 (509) 332 - 0523
Cash America Pawn 3652 Pacific Ave SE, Olympia, WA 98501 +1 (360) 438 - 1888

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dallesport, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Auburn, WA, Payday Loans in Bellevue, WA, Payday Loan Companies in Bellingham, WA, Quick Loan in Bothell, WA, Payday Loan Without a Credit Check in Bremerton, WA, Payday Loans in Edmonds, WA, 24-Hour Loan in Everett, WA and Payday Loans in Federal Way, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dallesport, WA.

Beautiful sights of Dallesport, WA

Payday Loans Available in Dallesport, WA By The Following ZIP Codes:

98617

Are Payday Loans Legal In Dallesport, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Dallesport, WA payday loan calculator

Payday Loans in Dallesport, Washington: A Complete Guide

When unexpected expenses come up, it can be challenging to find the funds to cover them. Whether it’s a medical emergency, car repairs, or a utility bill that’s due, a payday loan can offer a quick solution. In Dallesport, Washington, payday loans are legal, and those who need financial assistance have access to a range of options. In this article, we’ll provide a comprehensive guide to payday loans in Dallesport, Washington, so you can make the best financial decision for your situation.

What is a Payday Loan?

A payday loan is a short-term loan that typically ranges from $50 to $1000. It is designed to help people in need of quick cash, with the loan’s repayment due on the borrower’s next payday. Typically, payday loan lenders require proof of income and employment, as well as a checking account for direct deposit.

Payday loans are legal in Washington State but are subject to strict regulations. Washington State law requires all payday lenders to obtain a small loan license from the Washington State Department of Financial Institutions. This license requires payment of a licensing fee and adherence to strict consumer protection laws. The laws are in place to protect consumers from predatory lending practices, including high-interest rates and hidden fees.

How Do Payday Loans Work in Dallesport, WA?

In Dallesport, Washington, payday loans are available to those with a small loan license. Lenders may charge a maximum fee of 15% of the total loan amount, and the loan term may not exceed 45 days. Borrowers may not have more than eight loans per year, and no rollovers or extensions are permitted. If borrowers are unable to repay their loan on time, they may be subject to additional charges and fees.

Payday loans in Dallesport, Washington, are easy to obtain. To apply, borrowers may need to provide proof of income, bank statements, and other financial information. Once approved, funds can be deposited directly into the borrower’s account within 24 hours.

Benefits of Payday Loans in Dallesport, Washington

  • Quick approval and funding
  • No need for a high credit score
  • No collateral required
  • No restriction on how the funds are used

Despite the benefits, payday loans in Dallesport, Washington, can be expensive. The high fees and short repayment terms can make the loan difficult to repay, leading to a cycle of debt. It’s essential to consider all loan options and prioritize repayment to avoid additional fees and increased financial stress.

Interesting Facts About Payday Loans in Dallesport, Washington

  • Washington State’s payday lending law is one of the strictest in the country, with a maximum fee of $15 per $100 borrowed.
  • According to a report by the Pew Charitable Trusts, 12 million Americans use payday loans each year, with the average borrower taking out eight loans per year.
  • A study by the Consumer Financial Protection Bureau found that 80% of payday loans are rolled over or followed by another loan within 14 days.

Apply Now

If you’re in need of a payday loan in Dallesport, Washington, TheGuaranteedLoans can help. We are a connector service designed to connect borrowers with potential lenders. Our process is simple, secure, and confidential. Complete our online application, and we’ll connect you with lenders who meet your needs. Remember, we are a connector service, and not a direct lender. However, we’ll help you find the loan solution that meets your needs.

Conclusion

Payday loans are a quick solution to unexpected expenses in Dallesport, Washington. It’s essential to understand the regulations and fees associated with payday loans before borrowing. If you’re in need of a payday loan, consider working with TheGuaranteedLoans, a trusted connector service designed to help you find the best loan solution for your needs. Remember, it’s crucial to prioritize repayment and avoid the cycle of debt that can result from payday loan borrowing.

F.A.Q.

What should I do if I am unable to repay my payday loan in Dallesport, Washington?

If you are unable to repay your payday loan in Dallesport, Washington, you should contact your lender as soon as possible to discuss your options. In most cases, the lender will offer a payment plan or allow you to repay the loan in installments. If you are unable to come to an agreement with your lender, you may want to seek help from a consumer protection agency or legal aid organization.

Can I be sued or have my wages garnished if I default on a payday loan in Dallesport, Washington?

It is possible for a lender to sue you or seek wage garnishment if you default on a payday loan in Dallesport, Washington. However, lenders are required to follow state and federal laws when it comes to collecting on a delinquent loan. If you believe that your lender has violated any of these laws, you should contact a consumer protection agency or legal aid organization for assistance.