Payday Loans in Eltopia, Washington

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No payday loan companies in Eltopia, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fairway Independent Mortgage Corporation 1520 Cooper Point Rd SW Suite 350, Olympia, WA 98502 +1 (360) 338 - 7910
Rings N Things 935 Ault Field Rd, Oak Harbor, WA 98277 +1 (360) 675 - 1444
Eastside Funding 3927 Lake Washington Blvd NE, Kirkland, WA 98033 +1 (425) 230 - 0000
Chase Mortgage 200 E 2nd St, Grandview, WA 98930 +1 (509) 882 - 3660
Horizon Credit Union 601 S Pioneer Way A2, Moses Lake, WA 98837 +1 (800) 852 - 5316
iQ Credit Union 1810 SW 9th Ave, Battle Ground, WA 98604 +1 (360) 695 - 3441
Montana Capital Car Title Loans 720 N 16th Ave, Yakima, WA 98902 +1 (509) 223 - 2243
GRANCO Federal Credit Union 000311945000, Moses Lake, WA 98837 +1 (509) 754 - 5233
Taala Fund 4471 WA-109, Pacific Beach, WA 98571 +1 (360) 276 - 0118
Notary on Call LLC 10820 NE 53rd Ct, Vancouver, WA 98686 +1 (360) 903 - 0671

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Eltopia, WA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Vancouver, WA, Guaranteed Loans in Walla Walla, WA, Payday Loans in Wenatchee, WA, Payday Loan Companies in Yakima, WA, Online Loans in Auburn, WA, Payday Loans in Bellevue, WA, Payday Loan Without a Credit Check in Bellingham, WA and Payday Loan Without a Credit Check in Bothell, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Eltopia, WA.

Beautiful sights of Eltopia, WA

Are Payday Loans Legal In Eltopia, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Eltopia, WA payday loan calculator

Payday Loans in Eltopia, Washington: What You Need to Know

If you’re looking for quick cash to cover an unexpected expense in Eltopia, Washington, a payday loan could be an option worth considering. In Washington, payday loans are legal as long as the lender has a small loan license from the state. However, it’s important to understand the terms and risks of these loans before committing to one.

What are payday loans?

Payday loans are short-term loans that typically have to be repaid within two weeks or on your next payday. They’re designed to help you cover unexpected expenses, such as a car repair or medical bill, until your next paycheck arrives. In Eltopia, Washington, payday loans can be up to $700 and cannot exceed 30% of your gross monthly income.

Are payday loans in Eltopia, Washington safe?

While payday loans can provide quick access to cash when you need it, they can also come with high fees and interest rates. In Washington, payday lenders are regulated by the Department of Financial Institutions, but there are still risks associated with these loans. It’s important to consider all of your options and only borrow what you can afford to repay.

What are the requirements to get a payday loan in Eltopia, Washington?

To qualify for a payday loan in Eltopia, Washington, you must meet certain requirements. You must be at least 18 years old and have a steady source of income, such as a job or government benefits. You’ll also need to provide your name, address, and social security number, as well as proof of income and a checking account.

What are the benefits of payday loans?

One of the main benefits of payday loans is that they can provide quick access to cash when you need it. Unlike traditional loans, which can take weeks to process, payday loans can often be approved within minutes. They can also be a good option if you don’t have good credit, as many payday lenders don’t require a credit check.

What are the drawbacks of payday loans?

While payday loans can be convenient in some situations, they can also come with high fees and interest rates. In Washington, payday lenders can charge up to 15% of the loan amount in fees, which can add up quickly. If you’re unable to repay the loan on time, you can also get caught in a cycle of debt, as the lender may offer to roll over the loan and extend the due date, but at a higher cost.

Interesting Facts and Statistics about Payday Loans in Eltopia, Washington

  • In 2019, there were 3.1 million payday loans taken out in Washington, totaling $1.3 billion in loans.
  • The average payday loan amount in Washington is $363.
  • Payday loans are most commonly used to cover unexpected expenses, such as car repairs and medical bills.
  • The majority of payday loan borrowers in Washington are between the ages of 25 and 44.

Apply Now

If you’re considering a payday loan in Eltopia, Washington, TheGuaranteedLoans can help connect you with potential lenders. We’re a connector service, not a direct lender, which means we work with a network of reputable lenders to help you find the loan that’s right for you. Simply fill out our online application, and we’ll do the rest.

Remember, before taking out a payday loan, be sure to read the terms and conditions carefully and only borrow what you can afford to repay.

F.A.Q.

Can I apply for a payday loan in Eltopia, Washington if I am currently in bankruptcy?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Eltopia, Washington. This is because payday loans are considered high-risk loans and are not suitable for individuals with severe financial difficulties.

Can I apply for a payday loan in Eltopia, Washington if I am a member of the military?

Yes, members of the military are eligible to apply for payday loans in Eltopia, Washington. However, they are subject to the same laws and regulations as other borrowers.