Payday Loans in Endicott, Washington

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No payday loan companies in Endicott, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Union Bank 17000 Avondale Way, Redmond, WA 98052 +1 (425) 702 - 1470
Umpqua Bank 1033 E 1st St, Port Angeles, WA 98362 +1 (360) 452 - 6831
1st Security Bank 795 Point Brown Ave NW, Ocean Shores, WA 98569 +1 (360) 289 - 3044
Washington Federal Bank 1241 SW Barlow St, Oak Harbor, WA 98277 +1 (360) 675 - 6614
Banner Bank 20313 77th Ave NE, Arlington, WA 98223 +1 (360) 403 - 7300
Cash America Pawn 15027 Pacific Ave S, Tacoma, WA 98444 +1 (253) 284 - 3761
ACU - University Place Branch 4323 Bridgeport Way W, University Place, WA 98466 +1 (253) 964 - 3113
Red Canoe Credit Union 1418 15th Ave, Longview, WA 98632 +1 (800) 562 - 5611
Columbia Bank 211 E Holly St, Bellingham, WA 98225 +1 (360) 671 - 2929
Whidbey Island Bank 8786 WA-525, Clinton, WA 98236 +1 (360) 341 - 5238

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Endicott, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bremerton, WA, Payday Loan Companies in Edmonds, WA, 24-Hour Loan in Everett, WA, Payday Loans in Federal Way, WA, Payday Loans in Issaquah, WA, Short-term Loans in Kennewick, WA, Payday Loans in Kent, WA and Guaranteed Loans in Kirkland, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Endicott, WA.

Beautiful sights of Endicott, WA

Payday Loans Available in Endicott, WA By The Following ZIP Codes:

99125

Are Payday Loans Legal In Endicott, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Endicott, WA payday loan calculator

Payday Loans in Endicott, Washington: A Comprehensive Guide

Endicott is a small town in Washington that is home to just over 250 people. While living in a small community has its benefits, residents of Endicott may find themselves short on cash from time to time. In these situations, payday loans can provide a helpful financial solution. In this article, we’ll discuss everything you need to know about payday loans in Endicott, including how to apply and what to expect from lenders.

What are payday loans?

A payday loan is a type of short-term loan that is designed to help borrowers cover unexpected expenses. These loans typically have high-interest rates and must be paid back within a few weeks. Payday loans are available to individuals with bad credit, making them an attractive option for those who have been turned down for traditional loans.

Are payday loans legal in Endicott, Washington?

Yes, payday loans are legal in Endicott, Washington. However, lenders must have a small loan endorsement from the state of Washington before they can offer payday loans. This endorsement requires lenders to abide by certain regulations and restrictions, including a limit on the total amount borrowed and a cap on the interest rate charged.

How do payday loans work?

To apply for a payday loan in Endicott, you’ll need to find a lender that is licensed to offer these types of loans. Once you’ve found a lender, you’ll need to fill out an application that includes information about your income, expenses, and banking information. Lenders typically require borrowers to have a checking account and regular income to qualify for a payday loan.

After you’ve submitted your application, the lender will review your information and determine whether or not to approve your loan. If you’re approved, you’ll receive the funds directly into your checking account within one to two business days. The repayment terms of the loan will depend on the lender and the amount borrowed, but most payday loans must be paid back within two to four weeks.

What are the risks of payday loans?

While payday loans can be a helpful financial solution in the short term, they also come with a number of risks. The high-interest rates associated with these loans can quickly add up, making it difficult for borrowers to repay the loan on time. If you’re unable to repay the loan on time, you may be subject to additional fees and penalties that can make the loan even more expensive.

Additionally, payday loans can lead to a cycle of debt if borrowers continually roll over their loans or take out additional loans to cover previous ones. This can result in a dangerous cycle of debt that can be difficult to break free from.

How to avoid payday loan scams?

As with any type of loan, it’s important to be cautious when applying for a payday loan in Endicott. There are a number of predatory lenders out there that may try to take advantage of borrowers in need of quick cash. To avoid payday loan scams, be sure to research any lender you’re considering working with and read reviews from previous customers. Additionally, never pay a lender upfront fees or provide them with sensitive information like your social security number.

Interesting Facts and Statistics about Payday Loans in Endicott, Washington

  • According to a report by the Washington State Department of Financial Institutions, there were 1,043,716 payday loans made in the state in 2019.
  • The average payday loan in Washington was $380 in 2019.
  • Payday lenders in Washington are required to provide borrowers with a notice that outlines the terms of the loan, including the interest rate and repayment schedule.
  • In 2019, 53% of payday loans in Washington were made to borrowers who took out four or more loans throughout the year.

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Endicott, Washington, TheGuaranteedLoans can help. As a connector service, we can connect you with potential lenders who offer payday loans in your area. To get started, simply fill out our online application form. Keep in mind that TheGuaranteedLoans is not a direct lender and we do not make credit decisions. Instead, we facilitate your connection with potential lenders and provide you with the information you need to make an informed decision about your loan.

Don’t let unexpected expenses hold you back. Apply now with TheGuaranteedLoans and get the funds you need to take control of your finances.

F.A.Q.

Is it necessary to provide collateral to get a payday loan in Endicott, Washington?

No, payday loans in Endicott, Washington are unsecured loans, which means no collateral is required.

Are there any restrictions on the number of payday loans that a single borrower can take out in Endicott, Washington?

Yes, Washington state law only allows borrowers to have one outstanding payday loan at a time.