Payday Loans in Ephrata, Washington

Payday Loan Companies in Ephrata, WA

Company nameAddressZip codePhone number
Banner Bank 447 Basin St SW 98823 +1 (509) 754 - 5650
Chase Mortgage 109 Division Ave W 98823 +1 (509) 754 - 2445
First Interstate Bank 66 Basin St SW 98823 +1 (509) 717 - 2255
Granco Federal Credit Union 217 Alder St SW 98823 +1 (509) 754 - 5233
Horizon Credit Union 260 C St SW 98823 +1 (800) 852 - 5316
Instant Cash 1070 Basin St SW # D 98823 +1 (509) 754 - 0838
Jackson Hewitt Tax Service 1399 Southeast Blvd 98823 +1 (509) 754 - 7198
Stewart Title Company 935 Basin St SW 98823 +1 (509) 754 - 2248
U.S. Bank ATM - Ephrata 121 Basin St NW 98823 +1 (800) 872 - 2657
U.S. Bank Branch 121 Basin St NW 98823 +1 (509) 754 - 2431
Walmart Money Center 1399 Nat Washington Way 98823 +1 (509) 754 - 8837
Washington Trust Bank Drive-up Only 12 Basin St NW 98823 +1 (509) 754 - 3534
Waypoint Wealth Management 925 Basin St SW 98823 +1 (509) 754 - 9800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ephrata, WA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Spanaway, WA, Payday Loans in Spokane, WA, Payday Loan Companies in Tacoma, WA, Payday Loans in University Place, WA, Payday Loans in Vancouver, WA, Payday Loans in Walla Walla, WA, Payday Loans in Wenatchee, WA and Payday Loans in Yakima, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ephrata, WA.

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Payday Loans Available in Ephrata, WA By The Following ZIP Codes:

98823

Are Payday Loans Legal In Ephrata, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Ephrata, WA payday loan calculator

F.A.Q.

Can I get a payday loan in Ephrata, Washington if I have a criminal record?

Yes, individuals with a criminal record are eligible to apply for payday loans in Ephrata, Washington. However, the lender may consider your criminal history as part of the loan decision process.

Can a payday lender in Ephrata, Washington access my bank account without my permission?

No, payday lenders in Ephrata, Washington are not allowed to access your bank account without your permission. You must provide written authorization for the lender to withdraw funds from your account.

How Many Cash Advance Companies are in Ephrata, WA?

With the help of our service, you will be able to find 13 cash advance companies in Ephrata, WA

What Cash Advance Companies in Ephrata, WA are the most popular?

You should check Banner Bank, Chase Mortgage, and First Interstate Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Auburn Bellevue Bellingham Bothell Bremerton Edmonds Everett Federal Way Issaquah Kennewick Kent Kirkland Lacey Lake Stevens Lakewood Longview Lynnwood Marysville Mount Vernon Olympia Pasco Pullman Puyallup Redmond Renton Richland Sammamish Seattle Spanaway Spokane Tacoma University Place Vancouver Walla Walla Wenatchee Yakima
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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