Payday Loans in Fall City, Washington

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No payday loan companies in Fall City, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Preferred Home Loans a division of Finance of America Mortgage LLC 16300 Mill Creek Blvd, Mill Creek, WA 98012 +1 (425) 582 - 8918
Tropics Jewelry & Loan 11011 NE Fourth Plain Blvd, Vancouver, WA 98662 +1 (360) 597 - 9011
North Coast Credit Union 5657 Riverside Dr, Ferndale, WA 98248 +1 (360) 733 - 3982
U.S. Bank Branch 280 H St, Blaine, WA 98230 +1 (360) 332 - 5811
Evergreen Financial Services Inc 23 S Wenatchee Ave 116, Wenatchee, WA 98801 +1 (509) 663 - 3134
Kitsap Bank 4714 Point Fosdick Dr, Gig Harbor, WA 98335 +1 (253) 858 - 8818
Speedy Cash 1311 Harrison Ave, Centralia, WA 98531 +1 (360) 736 - 2299
First Federal 1301 2nd Ave 2601, Seattle, WA 98101 +1 (800) 800 - 1577
Washington Trust Bank Drive-up Only 402 S Ash St, Moses Lake, WA 98837 +1 (509) 765 - 7811
Walmart Money Center 6600 W Nob Hill Blvd, Yakima, WA 98908 +1 (509) 966 - 0478

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fall City, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bremerton, WA, Bad Credit Loans in Edmonds, WA, Payday Loans in Everett, WA, Payday Loans in Federal Way, WA, Payday Loans in Issaquah, WA, Payday Loans in Kennewick, WA, Payday Loans in Kent, WA and Payday Loans in Kirkland, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fall City, WA.

Beautiful sights of Fall City, WA

Payday Loans Available in Fall City, WA By The Following ZIP Codes:

98024

Are Payday Loans Legal In Fall City, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Fall City, WA payday loan calculator

Payday Loans in Fall City, Washington

If you’re living in Fall City, Washington, and find yourself in need of cash urgently, getting a payday loan could be the solution to your problem. With many financial commitments and bills to pay, many people often find themselves with a shortfall in funds. When this happens, payday loans can provide a quick financial fix.

What are payday loans?

Payday loans are short-term loans with high-interest rates designed to help people get by until their next payday. These loans are usually small, around $100 to $1500, and are paid back within two to four weeks. They are a popular option for people who have bad credit or no credit and cannot get a traditional loan from a bank or credit union.

Are payday loans legal in Fall City, Washington?

Yes, payday loans are legal in Washington, and lenders must have a small loan license to operate. Fall City residents can apply for payday loans either online or in-person by visiting any licensed lenders or credit unions. However, the maximum loan amount you can borrow in Washington is $700 or 30% of your gross monthly income, whichever is less. Besides, the maximum interest rate on payday loans in Washington is 15% on the first $500 and 10% on the amount above $500.

How do payday loans work?

To qualify for a payday loan, you must have a stable income source, ID, and a bank account. The lender will also require you to provide a postdated check or access to your bank account, which they will use to deduct the loan amount plus interest and fees once your paycheck arrives. If you don’t have a postdated check, the lender will often give you a debit card to access the loan amount at an ATM.

What are the benefits of payday loans?

  • Quick application and approval process
  • No credit check required
  • Flexible repayment terms
  • Can help build credit if paid on time
  • Easy to qualify for with stable income and ID

What are the risks of payday loans?

  • High-interest rates and fees can accumulate quickly
  • Can lead to a debt trap if not paid off on time
  • Can damage credit score if not paid on time
  • Can cause financial hardship if not used responsibly

Interesting facts about payday loans in Fall City, Washington

  • The average payday loan amount in Washington is $350.
  • Washington State has some of the strongest payday loan laws in the country.
  • Washington State passed laws in 2009 that limited payday loans to eight per year per person.
  • Between 2009 and 2013, the number of payday lending locations in Washington State decreased by 42 percent.

Apply now

If you need a payday loan, TheGuaranteedLoans can help. We connect borrowers with lenders who can provide loans that meet their financial needs. Our online application process is easy, quick, and secure, and you can get approved within minutes. Whether you need to pay for an emergency bill or bridge a financial gap until payday, TheGuaranteedLoans is here to help.

Remember, we are not a direct lender but a connector service that can help you find a lender who meets your financial needs. To get started, visit our website today and fill out our online application form.

F.A.Q.

Are there any restrictions on the interest rates that payday lenders can charge in Fall City, Washington?

Yes, the maximum interest rate that payday lenders can charge in Fall City, Washington is 15% per $100 borrowed.

Can I take out multiple payday loans in Fall City, Washington at the same time?

No, Washington state law only allows consumers to have one outstanding payday loan at a time.