Payday Loans in Ferndale, Washington

Payday Loan Companies in Ferndale, WA

Company nameAddressZip codePhone number
Banner Bank 1815 Main St 98248 +1 (360) 384 - 3300
Chase Bank 1825 Main St 98248 +1 (360) 384 - 1165
Industrial Credit Union 1739 La Bounty Dr 98248 +1 (360) 734 - 2043
KeyBank 2081 Main St 98248 +1 (360) 676 - 6311
Motherland Auto Sales 5410 Barrett Road Building 108 98248 +1 (360) 380 - 1332
North Coast Credit Union 5657 Riverside Dr 98248 +1 (360) 733 - 3982
U.S. Bank Branch 2031 Main St 98248 +1 (360) 384 - 1161
Washington Federal Bank 2045 Main St 98248 +1 (360) 384 - 1400
WECU Ferndale 5659 Barrett Rd 98248 +1 (360) 676 - 1168
Wells Fargo Bank 1855 E Main St STE 101 98248 +1 (360) 384 - 1213

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ferndale, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Pasco, WA, Bad Credit Loans in Pullman, WA, Payday Loans in Puyallup, WA, 24-Hour Loan in Redmond, WA, Payday Loans in Renton, WA, Bad Credit Loans in Richland, WA, Payday Loans in Sammamish, WA and Guaranteed Loans in Seattle, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ferndale, WA.

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Payday Loans Available in Ferndale, WA By The Following ZIP Codes:

98248

Are Payday Loans Legal In Ferndale, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Ferndale, WA payday loan calculator

F.A.Q.

Can a payday lender in Ferndale, Washington garnish my wages if I don't repay my loan?

No, payday lenders are not allowed to garnish wages in Ferndale, Washington. However, they may take legal action to collect on the loan.

Are there any alternatives to payday loans in Ferndale, Washington?

Yes, there are several alternatives to payday loans in Ferndale, Washington, such as credit union loans, community development financial institution loans, and small business loans.

How Many Cash Advance Companies are in Ferndale, WA?

With the help of our service, you will be able to find 10 cash advance companies in Ferndale, WA

What Cash Advance Companies in Ferndale, WA are the most popular?

You should check Banner Bank, Chase Bank, and Industrial Credit Union. Also, you can start your application online on our website.

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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