Payday Loans in Littlerock, Washington

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No payday loan companies in Littlerock, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Checkmate 17415 Pacific Ave S, Spanaway, WA 98387 +1 (253) 535 - 9075
Guild Mortgage Company 506 E Hill Ave, Moses Lake, WA 98837 +1 (509) 766 - 7788
Cashmere Valley Mortgage 127 Easy St 201, Wenatchee, WA 98801 +1 (509) 662 - 7722
KeyBank 95 Second St S, Friday Harbor, WA 98250 +1 (844) 539 - 8864
Washington Federal Bank 206 A St SE, Auburn, WA 98002 +1 (253) 804 - 8410
U.S. Bank Branch 626 Morgan St, Davenport, WA 99122 +1 (509) 725 - 5011
First Command Financial Planning 400 S Jefferson St 333, Spokane, WA 99204 +1 (509) 590 - 0676
Washington Federal Bank 620 2nd St, Snohomish, WA 98290 +1 (360) 568 - 1522
Imperial PFS 22522 29th Dr SE 214, Bothell, WA 98021 +1 (425) 951 - 7800
Heritage Bank 537 W 2nd Ave, Toppenish, WA 98948 +1 (509) 865 - 2511

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Littlerock, WA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Lynnwood, WA, Payday Loans in Marysville, WA, Payday Loans in Mount Vernon, WA, Payday Loans in Olympia, WA, Payday Loans in Pasco, WA, Online Loans in Pullman, WA, Payday Loan Companies in Puyallup, WA and Payday Loans in Redmond, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Littlerock, WA.

Are Payday Loans Legal In Littlerock, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Littlerock, WA payday loan calculator

Understanding Payday Loans in Littlerock, Washington

Payday loans are short-term, high-interest loans that are typically used as a quick solution for unexpected expenses. In Littlerock, Washington, these loans are legal, but the lender must have a small loan license. This means that if you need a payday loan in Littlerock, you can apply for it, but you need to ensure that you are working with a licensed lender.

How Do Payday Loans Work?

A payday loan is usually due to be repaid on your next payday, hence the name. When you apply for a payday loan, the lender will ask you to provide proof of income and a post-dated check or authorization to withdraw funds from your bank account on the due date.

The amount you can borrow varies from lender to lender and is usually based on your income and the lender’s policies. Typically, payday loans range from $100 to $1,500, and the loan term is usually two to four weeks.

The Pros and Cons of Payday Loans

Payday loans can be a lifesaver for those who need quick cash and have few other options. However, they also come with significant risks and disadvantages that should not be ignored.

  • Pros
    • Quick and easy application process
    • No credit checks
    • Funds deposited directly into your bank account
  • Cons
    • High interest rates and fees
    • Short repayment terms
    • Can lead to a cycle of debt

Important Facts and Statistics

  • Fact: The average payday loan borrower takes out eight loans per year
  • Fact: In Washington state, the maximum payday loan amount is $700 or 30% of monthly gross income
  • Fact: The average payday loan in Washington has an APR of 391%
  • Fact: Littlerock, Washington has a poverty rate of 13%, which may contribute to the need for payday loans

Apply Now

If you are in need of a payday loan in Littlerock, Washington, TheGuaranteedLoans can help you find a licensed lender. We are not a direct lender, but we provide a connection service between borrowers and lenders.

To apply for a payday loan through our website, simply fill out our online application. We will match you with potential lenders who can provide the funds you need.

Remember, payday loans should be used as a last resort. Before applying for a payday loan, explore other options such as borrowing from family or friends, negotiating payment plans with creditors, or applying for a personal loan from a traditional lender.

Disclaimer:

TheGuaranteedLoans is not a lender and does not make credit decisions. We are a connection service that facilitates matches between borrowers and lenders. We do not control or issue any loan funds or make loan decisions. We are not responsible for any actions or inactions of the lenders we work with nor do we endorse any particular lender. TheGuaranteedLoans is not a representative or agent of any lender, and we do not broker loans.

F.A.Q.

Can I have more than one payday loan at a time in Littlerock, Washington?

No, Washington state law prohibits borrowers from having more than one payday loan at a time. If a borrower has multiple payday loans from different lenders, they must pay off one loan before taking out another.

Are there any protections for borrowers in Littlerock, Washington when it comes to payday loans?

Yes, Washington state law provides several protections for borrowers who take out payday loans. For example, lenders are required to provide borrowers with written disclosures about the terms of the loan, including the interest rate and any fees that may be charged. Additionally, lenders are prohibited from harassing or threatening borrowers who are unable to repay their loans.