Payday Loans in Loon Lake, Washington

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No payday loan companies in Loon Lake, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
ACU - North Fort Lewis Branch 11574 A St, McChord AFB, WA 98433 +1 (253) 964 - 3113
WECU Fountain 2625 Meridian St, Bellingham, WA 98225 +1 (360) 676 - 1168
Iverson Harold B CPA 105 E 1st St 2, Cle Elum, WA 98922 +1 (509) 674 - 5591
Five Star Toyota 212 S Boone St 8204, Aberdeen, WA 98520 +1 (360) 532 - 0650
Washington Federal Bank 15635 NE 8th St, Bellevue, WA 98008 +1 (425) 644 - 4214
King Cash Car Title Loans 600 Oakesdale Ave SW, Renton, WA 98057 +1 (425) 276 - 7726
KeyBank 22115 Meridian Ave E, Graham, WA 98338 +1 (253) 847 - 4383
Washington Federal Bank 5809 196th St SW, Lynnwood, WA 98036 +1 (425) 776 - 1121
North Coast Credit Union 3250 Northwest Ave, Bellingham, WA 98225 +1 (360) 647 - 0560
U.S. Bank Branch 626 Morgan St, Davenport, WA 99122 +1 (509) 725 - 5011

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Loon Lake, WA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Pasco, WA, Payday Loans in Pullman, WA, Payday Loan for Puyallup, WA, Quick Loan in Redmond, WA, Payday Loans in Renton, WA, Payday Loans in Richland, WA, No Credit Check Loans in Sammamish, WA and Payday Loans in Seattle, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Loon Lake, WA.

Beautiful sights of Loon Lake, WA

Payday Loans Available in Loon Lake, WA By The Following ZIP Codes:

99148

Are Payday Loans Legal In Loon Lake, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Loon Lake, WA payday loan calculator

Understanding Payday Loans in Loon Lake, Washington

Life is unpredictable, and unexpected expenses can quickly put a strain on our budgets. Whether it’s a car repair, medical bill, or rent payment, sometimes we need extra money to cover our expenses. In such cases, payday loans can be a helpful solution to cover a temporary financial shortfall. In Loon Lake, Washington, payday loans are legal provided that the lender is licensed and follows strict regulations. In this article, we’ll discuss everything you need to know about payday loans in Loon Lake and how they can help you in times of need.

What are Payday Loans?

A payday loan is a short-term loan that is meant to help you cover your expenses until your next payday. These loans are typically used for emergencies and require you to repay the loan amount and fees on your next payday. Payday loans are different from other types of loans because they are usually for a smaller amount and have higher fees and interest rates.

Payday Loans in Loon Lake, Washington

Payday loans are legal in Loon Lake, Washington, but the lender must have a small loan license from the Department of Financial Institutions. The loan amount can be up to $700 or 30% of your gross monthly income, whichever is less. The loan term is typically 45 days or less, and the lender can charge a maximum fee of 15% on the first $500 borrowed, and 10% on the amount borrowed over $500. For example, if you borrow $300, the maximum fee you can be charged is $45.

When you apply for a payday loan, the lender will require you to provide proof of your income, identity, and residency. You may also be required to provide post-dated checks or authorize electronic withdrawals from your bank account. It’s important to understand the terms and conditions of the loan before you agree to borrow the money. Make sure you are aware of the fees and interest rates, repayment terms, and what happens if you are unable to repay the loan on time.

The Benefits of Payday Loans

Although payday loans are often criticized for their high fees and interest rates, they can be a lifesaver in times of need. Payday loans can help you avoid late fees on bills, overdraft fees on your bank account, and other financial penalties. These loans are also relatively easy to obtain, especially if you have a steady source of income and a valid bank account. Payday loans can be a convenient and reliable way to cover your expenses when other options are not available.

Interesting Facts and Statistics about Payday Loans in Loon Lake, Washington

  • Loon Lake has a population of approximately 800 people.
  • According to a report by the Washington State Department of Financial Institutions, the maximum number of payday loans allowed per borrower in Loon Lake is 8 per year.
  • In 2020, the Washington State Department of Financial Institutions processed over 165 complaints related to payday lending in the state.

Apply Now

At TheGuaranteedLoans, we understand that financial emergencies can happen at any time. That’s why we offer a convenient and secure online application process to connect you with potential lenders who can provide you with the funds you need. Our application process is quick, easy, and hassle-free, and we will work with you to find a lender that fits your needs and budget.

Remember that TheGuaranteedLoans is a connector service and not a direct lender. We are committed to providing you with the best possible service and ensuring that you understand the terms and conditions of any loan you may consider. If you have any questions about our services or how to apply, don’t hesitate to contact our customer service team. We’re here to help you find the financial solutions you need.

Conclusion

Payday loans can be a helpful solution to cover temporary financial shortfalls, but it’s important to understand the terms and conditions of any loan before you borrow money. In Loon Lake, Washington, payday loans are legal, but they are regulated by the state to ensure that lenders follow strict guidelines and protect consumers from predatory lending practices. If you’re considering a payday loan, be sure to do your research, compare lenders, and understand the fees and interest rates involved. With responsible borrowing and a bit of financial planning, payday loans can help you achieve financial security and peace of mind.

F.A.Q.

Can I file a complaint against a payday lender in Loon Lake, Washington if I feel I have been treated unfairly?

Yes, consumers can file a complaint against a payday lender in Loon Lake, Washington with the Washington State Department of Financial Institutions. Complaints can be submitted online or by mail.

Is it possible to get a payday loan with bad credit in Loon Lake, Washington?

Yes, it is possible to get a payday loan with bad credit in Loon Lake, Washington. However, the interest rates and fees may be higher for individuals with poor credit.