Payday Loans in McKenna, Washington

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No payday loan companies in McKenna, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Tim Shilanski - Raymond James 16412 N Cimmeron Ct, Nine Mile Falls, WA 99026 +1 (509) 220 - 1893
I S Morgan Loans 725 SW Black Jack Ln, Port Orchard, WA 98367 +1 (360) 981 - 4919
Caliber Home Loans - Team Martin 715 Seafarers Way 100e, Anacortes, WA 98221 +1 (360) 395 - 2400
Money Mart 7266 Rainier Ave S, Seattle, WA 98118 +1 (206) 722 - 2274
Evergreen Home Loans Belfair NMLS 1187887 23552 WA-3 Suite 1B, Belfair, WA 98528 +1 (360) 930 - 3375
Chase Bank 201 S Water St Ste A, Ellensburg, WA 98926 +1 (509) 933 - 7333
Blue Matrix Holdings LLC 10011 Bridgeport Way SW Suite 1500-294, Lakewood, WA 98499 +1 (844) 258 - 6879
Super Pawn 2341 Auburn Way S, Auburn, WA 98002 +1 (253) 931 - 5186
Evergreen Home Loans Bainbridge Island NMLS 1967759 600 Ericksen Ave NE Suite 340, Bainbridge Island, WA 98110 +1 (206) 347 - 0179
Bank Of The Pacific 1216 Skyview Ln, Aberdeen, WA 98520 +1 (360) 533 - 8870

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in McKenna, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Auburn, WA, Payday Loan for Bellevue, WA, Emergency Loan in Bellingham, WA, Payday Loans in Bothell, WA, Payday Loans in Bremerton, WA, Payday Loans in Edmonds, WA, Payday Loans in Everett, WA and Payday Loans in Federal Way, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in McKenna, WA.

Beautiful sights of McKenna, WA

Payday Loans Available in McKenna, WA By The Following ZIP Codes:

98558

Are Payday Loans Legal In McKenna, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

McKenna, WA payday loan calculator

What are Payday Loans and are they Legal in McKenna, Washington?

If you are living paycheck to paycheck, unexpected expenses can be challenging to handle. Payday loans are a quick financing option that can offer short-term cash flow solutions. In McKenna, Washington, payday loans are legal as long as the lender holds a small loan license issued by the state’s Department of Financial Institutions.

What are payday loans?

Payday loans are short-term loans that enable you to borrow a small amount of money and repay it with interest on your next payday. They can be useful when you are in a financial bind and need quick cash due to an emergency expense or if you don’t have enough funds to cover some bills.

Payday loans come with high interest rates and fees, so it’s essential to understand the terms and conditions of the loan before signing up. In McKenna, Washington, payday loans can provide up to $700, and lenders can charge up to 15% of the first $500 borrowed, and a max of 10% on the amount borrowed between $500-$700.

Are Payday loans legal in Washington?

Payday loans are legal in McKenna, Washington, and the state requires lenders to be licensed by the state’s Department of Financial Institutions. Licensed lenders must follow the state’s laws that govern payday loans, including the loan amount, interest rates, fees, and repayment terms.

Washington state law provides specific consumer protections, such as a mandatory cooling-off period for borrowers that limits how many loans they can take out in a certain amount of time. After eight loans in a twelve-month period, borrowers must wait 45 days after they pay off their previous loan before they take out another payday loan.

What are the requirements to obtain a payday loan in McKenna, Washington?

To obtain a payday loan in McKenna, Washington, you must:

  • Be at least 18 years old
  • Have a valid identification document issued by the government
  • Have a steady income source
  • Have a checking account

Lenders might also require you to provide proof of residence and income.

Interesting Facts and Statistics about Payday Loans in McKenna, Washington

  • In 2019, the average payday loan in Washington state was $378, with an average fee of $50.
  • According to the Department of Financial Institutions, Washington residents took out 3.2 million payday loans in 2019, with an average loan amount of $382.
  • The total amount of payday loans borrowed in Washington in 2019 was approximately $1.2 billion.

Apply Now for a Payday Loan in McKenna, Washington

TheGuaranteedLoans website provides a connector service for people seeking payday loans. We are not a direct lender, but we can connect you with potential lenders who may be able to provide the financing you need.

You can apply online on our website by filling out our simple application form. We’ll ask basic information about you, such as your name, address, employment status and, income. Once you submit your application, we will use our vast network of lenders to find a match for you.

If you have any questions or concerns about the payday loan process in McKenna, Washington, don’t hesitate to contact us today.

F.A.Q.

Are there any special protections for consumers who are victims of predatory lending practices in McKenna, Washington?

Yes, the Washington State Department of Financial Institutions has a consumer protection unit that investigates and takes action against predatory lending practices. Consumers who feel they have been treated unfairly can file a complaint with the department.

Can a payday lender in McKenna, Washington sue me for non-payment of a payday loan?

Yes, a payday lender in McKenna, Washington can sue you for non-payment of a payday loan. If the lender wins the lawsuit, they may be able to garnish your wages or seize your assets to collect on the debt. It is important to repay your payday loan on time to avoid potential legal action.