Payday Loans in Palisades, Washington

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No payday loan companies in Palisades, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
KeyBank 19747 Old Hwy 99 SW, Rochester, WA 98579 +1 (360) 273 - 5955
North Coast Credit Union 3250 Northwest Ave, Bellingham, WA 98225 +1 (360) 647 - 0560
Banner Bank 215 Main St, Waitsburg, WA 99361 +1 (509) 337 - 6664
Chris Hudec - Raymond James 772 Camano Ave, Langley, WA 98260 +1 (425) 332 - 3020
Shane Ryan 3015 112th Ave NE 214, Bellevue, WA 98004 +1 (425) 401 - 8787
HomeStreet Bank and Affinity Lending Center 5001 25th Ave NE 100, Seattle, WA 98105 +1 (206) 519 - 3000
Dave's Jewelry and Loan 9646 16th Ave SW, Seattle, WA 98106 +1 (206) 763 - 1810
U.S. Bank Branch 115 E 1st Ave, Selah, WA 98942 +1 (509) 697 - 6171
Navy Federal Credit Union 21200 Olhava Way NW, Poulsbo, WA 98370 +1 (888) 842 - 6328
NW Plus CU 9417 State Ave, Marysville, WA 98270 +1 (425) 297 - 1000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Palisades, WA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Vancouver, WA, No Credit Check Loans in Walla Walla, WA, Payday Loans in Wenatchee, WA, Payday Loans in Yakima, WA, Quick Loan in Auburn, WA, Payday Loan Without a Credit Check in Bellevue, WA, Payday Loans in Bellingham, WA and Same Day Loans in Bothell, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Palisades, WA.

Useful Articles

Are Payday Loans Legal In Palisades, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Palisades, WA payday loan calculator

Advise to read before applying

Understanding Payday Loans in Palisades, Washington

If you’re looking for a fast solution to a financial emergency, a payday loan might seem like an appealing option. In Palisades, Washington, payday loans are a legal option for those seeking short-term loans. However, payday loans can be expensive and require careful consideration before taking out. In this article, we will explore everything you need to know about payday loans in Palisades, Washington.

What is a Payday Loan?

A payday loan is a short-term loan that is usually due by the borrower’s next payday. Payday loans often come with high interest rates and fees and are intended for those who need quick cash in an emergency situation. In Palisades, Washington, payday loans can be up to $700, and borrowers can take out a maximum of eight loans per year from a single lender.

How do Payday Loans Work in Palisades?

In Palisades, Washington, payday lenders are required to have a small loan license and operate under strict regulations. When you apply for a payday loan, you will need to provide the lender with proof of income, a government-issued ID, and a checking account. If approved, you will receive the loan amount in cash, or the lender will deposit it into your checking account. When the loan is due, the lender will automatically withdraw the loan amount plus fees from your checking account.

What are the Costs of Payday Loans in Palisades?

Payday loans can be expensive, and in Palisades, Washington, lenders are permitted to charge up to 15% of the loan amount in fees. For example, if you take out a $500 payday loan, the lender could charge you up to $75 in fees. Additionally, if you are unable to repay the loan on time, the lender can charge a maximum of $25 for a returned check or late payment. Over time, these fees can add up, making payday loans a costly option.

The Risks of Payday Loans in Palisades

While payday loans may seem like an easy solution to a financial emergency, they come with risks. Due to high fees and interest rates, borrowers can find themselves trapped in a cycle of debt. If you are unable to repay the loan on time, the lender can add additional fees and interest, making it even more challenging to repay the loan. This cycle can lead to financial hardship and damage to your credit score.

Interesting Facts about Payday Loans in Palisades, Washington

  • The average payday loan amount in Palisades is $350.
  • More than 70% of payday loan borrowers in Palisades use the loans to pay for everyday expenses, such as rent, food, and utilities.
  • The average APR on a payday loan in Washington state is 391%.
  • In 2019, Washington state lawmakers passed legislation to cap the interest rate on payday loans at 36%.
  • Payday lenders in Washington state made more than $300 million in loans in 2020.

Apply Now

At TheGuaranteedLoans, we are here to help you find a lender who can help you with your short-term loan needs. Our service is free, and we connect borrowers with lenders who can offer loans ranging from payday loans to installment loans and title loans. We’re here to help every step of the way, and our process is simple, fast, and secure. Apply now on our website, and we’ll connect you with a lender who can help!

Please remember when taking out a loan, ensure that you understand the terms and conditions and have a plan to repay the loan. It is also important to use payday loans responsibly and only in emergency situations.

F.A.Q.

Can a payday lender in Palisades, Washington access my bank account without my permission?

No, payday lenders in Palisades, Washington are not allowed to access your bank account without your permission. You must provide written authorization for the lender to withdraw funds from your account.

Are there any restrictions on the number of payday loans that a single borrower can take out in a year in Palisades, Washington?

No, there are no restrictions on the number of payday loans that a single borrower can take out in a year in Palisades, Washington. However, the borrower is only allowed to have one outstanding payday loan at a time, and the lender must follow all state laws and regulations.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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