Payday Loans in Redondo, Washington

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No payday loan companies in Redondo, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank Branch 100 W Broadway, Reardan, WA 99029 +1 (509) 796 - 2201
Montana Capital Car Title Loans 720 N 16th Ave, Yakima, WA 98902 +1 (509) 223 - 2243
Kitsap Bank Loan Office 607 Pacific Ave, Bremerton, WA 98337 +1 (360) 895 - 5810
Sandy Calicoat, Mortgage Lender NMLS 403979 216 E Woodin Ave, Chelan, WA 98816 +1 (509) 630 - 7437
Bank of America with Drive-thru ATM 2830 80th Ave SE, Mercer Island, WA 98040 +1 (206) 358 - 2387
U.S. Bank Branch 665 E Main St, Othello, WA 99344 +1 (509) 488 - 3353
Peoples Bank 901 N Mission St, Wenatchee, WA 98801 +1 (509) 667 - 8822
Hudson Commercial Capital Lending 15631 Ash Way, Lynnwood, WA 98087 +1 (425) 319 - 9026
Moneytree 14921 NE 20th St, Bellevue, WA 98007 +1 (425) 562 - 3300
Washington Federal Bank 702 S Clark Ave, Republic, WA 99166 +1 (509) 775 - 3315

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Redondo, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Renton, WA, Payday Loans in Richland, WA, Payday Loans in Sammamish, WA, Payday Loans in Seattle, WA, Payday Loans in Spanaway, WA, Payday Loan Without a Credit Check in Spokane, WA, Payday Loans in Tacoma, WA and Payday Loan Without a Credit Check in University Place, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Redondo, WA.

Are Payday Loans Legal In Redondo, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Redondo, WA payday loan calculator

Understanding Payday Loans in Redondo, Washington

Payday loans are short-term loans that let borrowers receive quick cash to cover unexpected expenses. These loans typically have high interest rates and fees, but they can be an option for people who need money fast and cannot wait for their next paycheck.

In Redondo, Washington, payday loans are legal and available to those who meet certain requirements. Lenders must have a small loan license from the state, and borrowers must provide proof of income and a valid ID.

The Pros and Cons of Payday Loans

While payday loans can be helpful for those in need of quick cash, they also come with some drawbacks. Here are a few things to consider before applying for a payday loan:

  • Pros: Easy application process, fast approval, can be helpful in financial emergencies.
  • Cons: High interest rates and fees, repayment terms can be difficult to meet, can lead to a cycle of debt.

It’s important to carefully evaluate your financial situation and consider all options before deciding to take out a payday loan. If you do decide to apply for a payday loan, it is important to only borrow what you need and make sure you can repay the loan on time to avoid additional fees and interest charges.

Interesting Facts About Payday Loans in Redondo, Washington

  • According to the Washington State Department of Financial Institutions, the average payday loan in the state of Washington is $380.
  • In Redondo, payday loan borrowers must be at least 18 years old and have an active checking account.
  • The state of Washington limits the amount of fees and interest that lenders can charge for payday loans in order to protect consumers from predatory lending practices.

Applying for a Payday Loan Online

At TheGuaranteedLoans, we are a connector service that can help you find potential lenders for payday loans in Redondo, Washington. Our online application is quick and easy to complete, and we can connect you with lenders who may be able to meet your needs.

Keep in mind that we are not a direct lender, and we do not make loan decisions. Instead, we work with a network of trusted lenders who can review your application and provide loan offers based on your individual financial situation.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application. We’ll then provide your information to lenders who may be interested in working with you. If matched with a lender, they will contact you directly to discuss loan terms and requirements.

In Conclusion

Payday loans can be a helpful financial tool for those who need cash quickly, but they are not without their drawbacks. It’s important to carefully consider all options and make sure you can repay the loan on time to avoid additional fees and interest charges.

If you’re considering a payday loan in Redondo, Washington, TheGuaranteedLoans can help. Our online application is easy to complete, and we can connect you with potential lenders who may be able to meet your needs.

F.A.Q.

Are there any restrictions on the fees that payday lenders can charge in Redondo, Washington?

Yes, payday lenders in Redondo, Washington are not allowed to charge more than $15 for every $100 borrowed. Additionally, they are not allowed to charge fees for issuing or cashing a check.

Can I apply for a payday loan in Redondo, Washington if I am currently in bankruptcy?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Redondo, Washington. This is because payday loans are considered high-risk loans and are not suitable for individuals with severe financial difficulties.