Payday Loans in Retsil, Washington

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No payday loan companies in Retsil, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bay Equity Home Loans 1149, 114 W 1st St b, Cle Elum, WA 98922 +1 (509) 304 - 5126
Bank of America with Drive-thru ATM 7407 NE Hwy 99, Vancouver, WA 98665 +1 (360) 696 - 5515
Moneytree 129 S 1st St, Yakima, WA 98901 +1 (509) 248 - 2222
Texaco Pe Ell 504 N Main St, Pe Ell, WA 98572 +1 (360) 291 - 8863
Columbia Credit Union 401 NW 12th Ave, Battle Ground, WA 98604 +1 (360) 891 - 4000
Washington Trust Bank Drive-up Only 903 S Main St Ave, Deer Park, WA 99006 +1 (509) 276 - 8866
Wheatland Bank 1442 S Pioneer Way, Moses Lake, WA 98837 +1 (509) 764 - 4602
Fairway Independent Mortgage 2451 NE Kresky Ave, Chehalis, WA 98532 +1 (360) 740 - 4191
Bank of the Pacific 100 Grand Ave, Bellingham, WA 98225 +1 (360) 734 - 0544
KeyBank 120 N Dunlap Ave, Sequim, WA 98382 +1 (360) 683 - 7924

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Retsil, WA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Bremerton, WA, Payday Loans in Edmonds, WA, Guaranteed Loans in Everett, WA, Short-term Loans in Federal Way, WA, Payday Loans in Issaquah, WA, Payday Loan Without a Credit Check in Kennewick, WA, Payday Loans in Kent, WA and Payday Loans in Kirkland, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Retsil, WA.

Are Payday Loans Legal In Retsil, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Retsil, WA payday loan calculator

If you live in Retsil, Washington, and are in need of cash fast, payday loans may seem like a quick and easy solution. Payday loans are short-term loans that are typically due on your next payday. While they may be a good solution for some, they can also have high interest rates and fees. In this article, we will explore payday loans in Retsil, Washington, and give you the information you need to make an informed decision.

What Are Payday Loans?

Payday loans are small-dollar, short-term loans that are usually due in two weeks or less. They typically range from $100 to $1,000, and have high interest rates and fees. Payday loans are usually due on your next payday, hence the name. They can be a quick and easy solution for those in need of cash fast, but they can also be very expensive if not paid back on time.

Payday Loans in Retsil, Washington

Payday loans are legal in Retsil, Washington. Lenders must have a small loan license in Washington to operate. The maximum loan amount is $700 or 30% of your gross monthly income, whichever is lower. The maximum allowable fee for a payday loan in Washington is 15% on the first $500 borrowed and 10% on any amount over $500. The annual percentage rate (APR) for a two-week loan in Washington cannot exceed 391%. Borrowers may only have eight payday loans in a 12-month period.

Pros and Cons of Payday Loans

Payday loans can be a quick solution for those in need of cash fast, but they also have some downsides. Here are some pros and cons to consider:

Pros:

  • Quick and easy cash
  • No credit check required
  • No collateral required

Cons:

  • High interest rates and fees
  • Short repayment period
  • Can lead to a cycle of debt

Facts and Statistics about Payday Loans in Retsil, Washington

According to a report from the Washington State Department of Financial Institutions, in 2019, there were 1,247,856 payday loans made in Washington for a total loan amount of $545,331,017. The average loan amount was $437. In Kitsap County, which includes Retsil, there were 95,466 payday loans made for a total loan amount of $38,955,732. The average loan amount in Kitsap County was $409.

Apply Now

If you are in need of cash fast, and a payday loan seems like a good solution for you, TheGuaranteedLoans can help. We are a connector service that facilitates connections between potential borrowers and direct lenders. Fill out our online application and we will connect you with potential lenders who may be able to help.

Please note, TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. We simply facilitate connections between borrowers and lenders. Loan terms and conditions may vary depending on the lender you are connected with. Be sure to carefully read and understand all loan terms and conditions before accepting a loan offer.

In Conclusion

Payday loans can be a quick and easy solution for those in need of cash fast, but they also have high interest rates and fees. If you are considering a payday loan in Retsil, Washington, be sure to understand the terms and conditions before accepting a loan offer. Consider all of your options before making a decision.

F.A.Q.

Are there any restrictions on the number of payday loans that a single borrower can take out in Retsil, Washington?

Yes, Washington state law only allows borrowers to have one outstanding payday loan at a time.

Are there any special protections for consumers who are victims of predatory lending practices in Retsil, Washington?

Yes, the Washington State Department of Financial Institutions has a consumer protection unit that investigates and takes action against predatory lending practices. Consumers who feel they have been treated unfairly can file a complaint with the department.