Payday Loans in Wishram, Washington

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No payday loan companies in Wishram, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Frontier Title & Escrow Company 407 Morgan St, Davenport, WA 99122 +1 (509) 725 - 4663
LibertyX Bitcoin Cashier 13754 Aurora Ave N Suite B 1, Seattle, WA 98133 +1 (800) 511 - 8940
Cashmere Valley Bank - Maple Street 1100 Maple St, Wenatchee, WA 98801 +1 (509) 662 - 1644
Heritage Bank 301 E Wallace Kneeland Blvd Suite 115, Shelton, WA 98584 +1 (360) 426 - 4431
TwinStar Credit Union Centralia 1320 S Gold St, Centralia, WA 98531 +1 (800) 258 - 3115
New American Funding - Dominic Svornich 1322 Washington St Rm. 20, Port Townsend, WA 98368 +1 (360) 215 - 4284
Alaska USA Federal Credit Union 10223 Gravelly Lake Dr SW, Lakewood, WA 98499 +1 (800) 525 - 9094
First Federal Port Townsend Branch 1321 W Sims Way, Port Townsend, WA 98368 +1 (360) 385 - 1416
Nationwide Insurance: A&R Insurance and Financial Services 125 Methow Valley Hwy 10, Twisp, WA 98856 +1 (509) 997 - 8100
Kitsap Bank 2313 E Sims Way, Port Townsend, WA 98368 +1 (360) 385 - 0123

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wishram, WA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Lacey, WA, Payday Loans in Lake Stevens, WA, Payday Loans in Lakewood, WA, Payday Loans in Longview, WA, Payday Loan for Lynnwood, WA, Payday Loans in Marysville, WA, Payday Loan Without a Credit Check in Mount Vernon, WA and Payday Loan Without a Credit Check in Olympia, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wishram, WA.

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Payday Loans Available in Wishram, WA By The Following ZIP Codes:

98673

Are Payday Loans Legal In Wishram, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Wishram, WA payday loan calculator

Advise to read before applying

The Ins and Outs of Payday Loans in Wishram, Washington

Payday loans are a type of short-term loan that can be obtained quickly and easily. Residents of Wishram, Washington have access to payday loans as they are legal in their state. In this article, we will explore everything you need to know about payday loans in Wishram, including how to apply and key things to consider before taking one out.

What are Payday Loans?

A payday loan is a short-term loan typically for less than $500, and is usually due in full on your next payday. The loan is designed to provide quick access to cash for people who may have an unexpected expense or need to make ends meet between paychecks.

Payday lenders in Wishram, Washington are regulated by the state government and must have a small loan license. This ensures that lenders are abiding by the regulations set forth by the state to protect borrowers from predatory lending practices.

How to Apply for a Payday Loan in Wishram, Washington

Applying for a payday loan in Wishram, Washington is a relatively simple process. Here are the general steps:

  • Gather the necessary information: The lender will likely require personal information such as your name, address, employment information, and banking information. Be sure to have this information readily available.
  • Visit TheGuaranteedLoans website : As a connector service website, we match our clients with potential lenders. Submitting your application with us can increase your chances of being approved by potential lenders.
  • Select a lender: Once you have submitted your application, potential lenders will review your application and make a decision as to whether or not they will lend to you.
  • Read the terms and conditions: Once you have been approved, be sure to read the terms and conditions of the loan carefully to ensure that you understand the fees, interest rates, and other key details.
  • Receive your funds: If you accept the terms of the loan, the funds will typically be deposited into your bank account within one business day.

Things to Consider Before Taking Out a Payday Loan in Wishram, Washington

While payday loans can be a helpful tool in certain situations, there are several things to consider before taking one out.

  • Interest rates: Payday loans are known for having high interest rates, which can make it difficult to repay the loan. Be sure to understand the interest rates before agreeing to the loan.
  • Repayment options: When taking out a payday loan, you will typically be required to repay the loan in full on your next payday. This can be a challenge, so be sure to figure out what repayment options are available to you.
  • Alternatives: Payday loans should be considered a last resort. If possible, consider other options such as borrowing from friends or family, negotiating with your creditors, or looking into other sources of income.

Interesting Facts and Statistics About Payday Loans in Wishram, Washington

  • As of 2019, the maximum amount you can borrow through a payday loan in Washington is $700 or 30% of your gross monthly income, whichever is less.
  • In 2017, 12.3% of Washington residents took out at least one payday loan.
  • The average loan amount taken out by Washington residents in 2017 was $318.

Apply Now:

Are you in need of a payday loan in Wishram, Washington? TheGuaranteedLoans can connect you with potential lenders to help you get the funds you need. Remember, we are a connector service and do not directly lend money. Head to our website, fill out an online application, and let us help you connect with potential lenders today!

F.A.Q.

Are there any restrictions on the fees that payday lenders can charge in Wishram, Washington?

Yes, payday lenders in Wishram, Washington are not allowed to charge more than $15 for every $100 borrowed. Additionally, they are not allowed to charge fees for issuing or cashing a check.

Can I apply for a payday loan in Wishram, Washington if I am currently in bankruptcy?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Wishram, Washington. This is because payday loans are considered high-risk loans and are not suitable for individuals with severe financial difficulties.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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