Payday Loans in Linn, Texas

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No payday loan companies in Linn, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 3112 N Main St, Taylor, TX 76574 +1 (512) 352 - 5582
Security Finance 160 S Sam Houston Blvd, San Benito, TX 78586 +1 (956) 399 - 1811
Texan Credit Corporation 222 Center Ave, Brownwood, TX 76801 +1 (325) 643 - 1999
Woodforest National Bank 255 FM 518, Kemah, TX 77565 +1 (281) 535 - 0690
Action Express Loans 335 N Texas Ave, Mercedes, TX 78570 +1 (956) 520 - 4844
Cash America Pawn 245 US-290, Elgin, TX 78621
Oportun 1315 E 8th St, Odessa, TX 79761 +1 (432) 847 - 4166
Texas Car Title & Payday Loan Services, Inc. 2014 N Hobart St, Pampa, TX 79065 +1 (806) 665 - 1900
Republic Finance 9824 Lakeview Pkwy Suite 200, Rowlett, TX 75088 +1 (972) 412 - 1100
Cliff's Check Cashing 28 11722 Ferguson Rd, Dallas, TX 75228 +1 (972) 686 - 0777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Linn, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Spring, TX, Payday Loans in Sugar Land, TX, Payday Loan Without a Credit Check in Temple, TX, Payday Loans in Texarkana, TX, Guaranteed Loans in Texas City, TX, Payday Loans in The Colony, TX, Payday Loan Companies in Tyler, TX and Payday Loans in Victoria, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Linn, TX.

Payday Loans Available in Linn, TX By The Following ZIP Codes:

78563

Are Payday Loans Legal In Linn, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Linn, TX payday loan calculator

Payday loans are a type of short-term loan that people can use to cover unexpected expenses or bridge the gap between paychecks. In Linn, Texas, payday loans are legal and many people use them for a variety of reasons.

How Do Payday Loans Work?

Payday loans typically work by borrowing a small amount of money and paying it back with interest and fees on your next payday. In Linn, Texas, lenders can charge up to 10% interest on payday loans.

To get a payday loan, you need to provide the lender with proof of income and a valid ID. You also need to have a checking account with a bank, as most lenders require borrowers to give them access to their account to withdraw the loan amount and fees on the due date.

Why Do People Use Payday Loans?

People use payday loans for a variety of reasons, such as covering unexpected expenses, paying off debt, or making ends meet between paychecks. In Linn, Texas, many people also use payday loans to help them pay for medical bills, car repairs, or home repairs.

While payday loans can be helpful in emergencies, they can also be expensive. Lenders often charge high fees and interest rates on payday loans, making it difficult for some borrowers to repay the loan on time.

The Risks of Payday Loans

Although payday loans can be a quick solution to money troubles, they also come with risks. One of the biggest risks is the high cost of borrowing. Lenders often charge fees and interest rates that can add up quickly, leaving borrowers with more debt than they originally had.

In addition to the high cost of borrowing, payday loans can also lead to a cycle of debt. Many borrowers take out multiple payday loans to make ends meet, but struggle to pay them back on time. This can lead to more fees and interest, making it even harder for borrowers to get out of debt.

Interesting Facts About Payday Loans in Linn, Texas

  • According to data from the Texas Office of Consumer Credit Commissioner, there were 2,012 licensed payday loan locations in Texas in 2020
  • The average payday loan amount in Texas is $447
  • In 2020, Texas borrowers paid $1.3 billion in fees and interest on payday loans

Apply Now

If you are considering a payday loan in Linn, Texas, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work to help you find the best loan options available.

To apply for a payday loan, simply fill out our online application. We will then match you with lenders who may be able to offer you a loan based on your needs and qualifications. From there, you can choose the lender that best meets your needs and complete the loan process.

Remember, payday loans should only be used as a last resort and should be repaid as soon as possible to avoid high fees and interest charges.

If you have any questions about payday loans in Linn, Texas, or want more information about our services, please don’t hesitate to contact us. We are here to help you make informed financial decisions and find the best loan options for your needs.

F.A.Q.

Is it possible to get a payday loan in Linn, Texas with bad credit?

Yes, it is possible to get a payday loan in Linn, Texas with bad credit. Most payday lenders do not require a credit check, so your credit score will not affect your eligibility for a loan. However, you may still be required to provide proof of income and other information to qualify for a payday loan.

How do I apply for a payday loan in Linn, Texas?

To apply for a payday loan in Linn, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.