Payday Loans in O Brien, Texas

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No payday loan companies in O Brien, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
EZ Money 1012 Santa Ursula Ave, Laredo, TX 78040 +1 (956) 795 - 0823
Central Tx Certified Development 3000 S 31st St, Temple, TX 76502 +1 (254) 899 - 8333
Toledo Finance 610 E Main St, Uvalde, TX 78801
Cash Store 22625 Tomball Pkwy 400, Tomball, TX 77375 +1 (281) 251 - 8588
Listo Loans 412 S Stanton St, El Paso, TX 79901 +1 (915) 533 - 3610
Graham Savings & Loan 745 Elm St, Graham, TX 76450 +1 (940) 549 - 2066
World Finance 6136 Highway 6 South, Missouri City, TX 77459 +1 (832) 735 - 7040
City Finance in S. Springs www.cityfinancetx.com 1013 Gilmer St E, Sulphur Springs, TX 75482 +1 (903) 438 - 2581
Gold Star Finance Inc 2002 N Conway Ave C, Mission, TX 78572 +1 (956) 585 - 2358
Cliff's Check Cashing 30 4627 S 2nd Ave, Dallas, TX 75210 +1 (214) 421 - 1900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in O Brien, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abilene, TX, Payday Loans in Allen, TX, Payday Loan Without a Credit Check in Amarillo, TX, Emergency Loan in Arlington, TX, Payday Loans in Austin, TX, Online Loans in Baytown, TX, Payday Loan Without a Credit Check in Beaumont, TX and Payday Loan for Bedford, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in O Brien, TX.

Are Payday Loans Legal In O Brien, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

O Brien, TX payday loan calculator

Payday Loans in O Brien, Texas

If you’re facing a financial emergency and need cash quickly, payday loans may be an option worth considering. Payday loans are a type of short-term loan that can provide you with fast access to cash, but they normally come with high-interest rates. This article shall explore what payday loans are, how they work in O Brien Texas, and things to consider before applying for them.

What Exactly are Payday Loans?

Payday loans are a type of short-term loan designed to aid people with cash flow issues. These loans are intended to be paid back on the borrower’s subsequent payday, hence the name. Payday loans can provide immediate relief, but they often come with high-interest rates and fees.

How Payday Loans Work in O Brien, Texas

In Texas, payday loans are regulated by the Office of Consumer Credit Commissioner. Payday lenders are regulated by the Texas Finance Code, which allows for flexible repayment options and caps the amount borrowed at $1,800.

To qualify for a payday loan in O Brien, Texas, you must be at least 18 years old, have a valid identification card, and proof of income. You will also be required to provide your social security number, address, and checking account information.

Once you satisfy the necessary requirements, you will need to complete and submit an application form. You will then be notified of your loan status within a few minutes. If you’re approved, the funds will be deposited into your checking account within the same day or the next business day.

What to Consider Before Applying for a Payday Loan in O Brien, Texas

Before borrowing a payday loan in O Brien, Texas, it’s essential to consider a few things that could impact your financial future. These factors include:

Interest Rates: Payday loans in Texas come with higher interest rates compared to other types of loans. Make sure you’re aware of the terms and interest rate on your loan before taking it.

Repayment Terms: Your repayment terms will depend on your lender, but they generally need to be repaid within two to four weeks. If you fail to pay on time, the amount owed could be compounded, leading to more interest, fees, and charges.

Other Options: Texas offers other alternative lending options such as personal loans, installment loans, and credit unions. It’s important to examine these options before opting for payday loans.

Interesting Facts and Statistics About Payday Loans in O Brien, Texas

– In 2019, payday loan lenders in Texas recorded transactions worth $9.4 billion.

– According to the Texas State government, over 80% of payday loans are rolled over or refinanced.

– Texas has one of the nation’s highest cap rates on payday loan fees.

Apply Now to Connect with Lenders in O Brien, Texas

If you’re considering a payday loan in O Brien, Texas, TheGuaranteedLoans is here to help. Our online application process is straightforward, and we’ll connect you with potential lenders who can meet your needs. Remember, we’re a connecting service and not a direct lender.

Don’t let financial emergencies stress you up. Apply now for payday loans in O Brien, Texas, and get the cash you need.

F.A.Q.

Are there any restrictions on how I can use the funds from a payday loan in O Brien, Texas?

You are free to use the funds from a payday loan in O Brien, Texas for any purpose, as long as it is legal. However, most payday loans are used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.

Are there any fees or charges associated with payday loans in O Brien, Texas?

Yes, there are fees and charges associated with payday loans in O Brien, Texas. These may include application fees, origination fees, interest charges, and late payment fees. It is important to carefully review the terms and conditions of your payday loan to understand all of the fees and charges you may be responsible for.