Payday Loans in Oakville, Texas

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No payday loan companies in Oakville, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Texas Farm Credit 1305 Shannon Rd E, Sulphur Springs, TX 75482 +1 (903) 885 - 7608
Regional Finance Corporation 108 Sycamore St 1, Mineola, TX 75773 +1 (903) 569 - 6332
World Finance 2905 S Zapata Hwy Ste 102 Suite B, Laredo, TX 78046 +1 (956) 725 - 9100
Fiesta Loans and Tax Service 101 S Avasolo St Suite 6, Rio Grande City, TX 78582 +1 (956) 370 - 7910
Wells Fargo Bank 699 TX-35 S, Port Lavaca, TX 77979 +1 (361) 552 - 7900
ACE Cash Express 1302 S, TX-121 BUS Ste B, Lewisville, TX 75067 +1 (214) 222 - 7724
Check n Go 1001 SW Wilshire Blvd Suite G, Burleson, TX 76028 +1 (817) 426 - 4470
Check n Go 1801 Eastchase Pkwy Suite 123, Fort Worth, TX 76120 +1 (817) 261 - 8600
Security Finance 311 E Main St, Rio Grande City, TX 78582 +1 (956) 487 - 3925
Regional Finance 4509 50th St, Lubbock, TX 79414 +1 (806) 791 - 5500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oakville, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Harlingen, TX, Bad Credit Loans in Houston, TX, Guaranteed Loans in Huntsville, TX, Payday Loans in Hurst, TX, 24-Hour Loan in Irving, TX, Payday Loans in Keller, TX, Payday Loans in Killeen, TX and Payday Loans in Kyle, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oakville, TX.

Are Payday Loans Legal In Oakville, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Oakville, TX payday loan calculator

Are you in Oakville, Texas, and looking to borrow some cash in a short period of time? A payday loan could be the answer you are searching for. These types of loans are legal in Texas and can help you cover unexpected bills, medical expenses, or other emergency situations. In this article, we’ll explore payday loans in Oakville, Texas, including what they are, how they work, and what you need to know before applying for one.

What are Payday Loans in Oakville, Texas?

A payday loan is also known as a short-term loan, cash advance, or payday advance loan. They are designed to help individuals cover expenses until their next paycheck in emergencies. In Oakville, Texas, payday loans are available to borrowers who meet specific requirements set by the state.

The state of Texas regulates the payday loan industry by setting maximum borrowing amounts and establishing repayment terms. Unlike traditional loans, payday loans require you to repay the amount borrowed plus fees and interest at the time of your next payday. Typically, borrowing amounts range from $100 to $1,000, but this varies depending on the lender and state regulations.

How Do Payday Loans Work?

Payday loans are designed to be quick and easy. To apply for a payday loan in Oakville, Texas, you will need to present the lender with a check or electronic access to your bank account. This check will include the amount you wish to borrow plus fees and interest.

If you are approved for a payday loan, the lender will deposit the borrowed funds directly into your bank account. Then, on your next payday, the lender will deduct the borrowed amount plus fees and interest from your account. If you cannot repay the loan on your next payday, the lender may charge you additional fees and interest.

What Do You Need to Know Before Applying for a Payday Loan?

Before applying for a payday loan in Oakville, Texas, it is essential to understand the risks and requirements. Here are a few things to keep in mind:

1. Understand the Fees and Interest Rates

Payday loans can come with high fees and interest rates. In Texas, the maximum interest rate for payday loans is 661.78 percent, according to state law. Before taking out a payday loan, make sure you understand all the associated costs and fees.

2. Don’t Borrow More Than You Can Repay

Payday loans are meant to be short-term solutions to emergency situations. Borrow only what you need and can repay on your next payday. Borrowing more than you can afford can lead to a debt cycle that is difficult to break.

3. Only Borrow from a Reputable Lender

Before applying for a payday loan, make sure the lender is reputable. Research the company and read customer reviews. Avoid lenders who charge hidden fees or make unrealistic promises.

4. Know Your Rights as a Borrower

Under Texas law, payday lenders must provide you with clear information about the loan, including the interest rate and fees. Make sure you read and understand this information before signing any loan agreement.

Interesting Facts About Payday Loans in Oakville, Texas

  • There are over 2,000 payday lenders in Texas.
  • In 2019, payday lenders in Texas made over $1.6 billion in loans.
  • The average payday loan in Texas is $470.
  • Payday loans in Texas have an average interest rate of 664 percent.

Apply Now for a Payday Loan in Oakville, Texas!

If you need cash quickly, applying for a payday loan in Oakville, Texas, could be the right solution for you. TheGuaranteedLoans is here to help you connect with potential lenders who can offer you the money you need. We are a connector service and do not provide loans directly. To apply for a payday loan, simply fill out our online application form. Our service is quick and easy, and you’ll find out if you are approved for a loan within minutes!

Remember, borrowing money comes with risks. Make sure you understand all the costs and fees associated with a payday loan before committing to one. Only borrow what you need and can afford to repay. And as always, we recommend that you use payday loans as a last resort in emergency situations.

F.A.Q.

What are the fees and interest rates associated with payday loans in Oakville, Texas?

Payday loans in Oakville, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.

Can I rollover my payday loan in Oakville, Texas?

No, rollovers are not allowed for payday loans in Oakville, Texas. Borrowers who cannot repay their loan on the due date may be able to request an extended payment plan, but this is not guaranteed.