Payday Loans in Bailey, Texas

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No payday loan companies in Bailey, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash & Go 10408 Zac Lentz Pkwy, Victoria, TX 77904 +1 (361) 570 - 5600
First Finance 223 S Main St, Jacksonville, TX 75766 +1 (903) 586 - 2271
Commercial Bank of Texas, N.A. 109 W Parker St, Elkhart, TX 75839 +1 (903) 764 - 2243
Approved Money Center 1671 Main St suite k, Buda, TX 78610 +1 (512) 312 - 4674
Paycheck Advance 2537 19th St, Hondo, TX 78861
Preferred Finance 104 S Main St, Bryan, TX 77803 +1 (979) 775 - 5999
Prestamos Del Rey - Corporate Home Office 403 N Ave E C, Humble, TX 77338 +1 (281) 446 - 6700
D R Loans Inc 121 N Main St, Rockdale, TX 76567
World Finance 1020 Farm to Market 1960 Rd W Ste 9, Houston, TX 77090 +1 (281) 583 - 5131
UFCU Westlake Interactive Financial Center 701 S Capital of Texas Hwy J, West Lake Hills, TX 78746 +1 (512) 467 - 8080

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bailey, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Texas City, TX, Payday Loans in The Colony, TX, Payday Loans in Tyler, TX, Emergency Loan in Victoria, TX, Payday Loan for Waco, TX, Payday Loan Companies in Waxahachie, TX, Payday Loans in Weslaco, TX and Payday Loans in Wichita Falls, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bailey, TX.

Payday Loans Available in Bailey, TX By The Following ZIP Codes:

75413

Are Payday Loans Legal In Bailey, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Bailey, TX payday loan calculator

What You Need to Know About Payday Loans in Bailey, Texas

When it comes to getting a quick loan to tide you over until your next paycheck, one option you might consider is a payday loan. These types of loans are designed to help you out in an emergency situation by providing you with cash when you need it quickly. If you live in Bailey, Texas, here is what you need to know about payday loans:

Are Payday Loans Legal in Texas?

Firstly, it is important to note that payday loans are legal in Texas. While these types of loans have faced scrutiny in other states, including neighboring states like Arkansas and Louisiana, Texas has more lax regulations around payday lending. This means that you can apply for a payday loan in Bailey, Texas, as long as you meet the lender’s requirements.

How Do Payday Loans Work?

So, how exactly do payday loans work? Typically, these loans are for small amounts of money, often ranging from $100 to $500. They are intended to be short-term loans, with repayment dates that coincide with your next payday. The application process for payday loans is typically very quick and easy, with many lenders offering online applications that you can complete in just a few minutes.

Once you submit your application, the lender will review it and determine whether or not you qualify for a loan. In some cases, lenders may require additional documentation, such as proof of income or bank statements. If you are approved for a loan, you will receive the money directly into your bank account.

What Are the Requirements for Getting a Payday Loan in Bailey?

The requirements for getting a payday loan in Bailey can vary depending on the lender. However, there are some general requirements that most lenders will look for. These may include:

  • A steady source of income
  • A valid ID
  • A checking account in your name
  • Proof of residency

Note that these are just some of the requirements that lenders may look for. You should always check with each individual lender to see what their specific requirements are.

What Are the Risks of Payday Loans?

While payday loans can be a helpful resource for those in need of quick cash, they do come with some risks. One of the main risks is that they often come with very high interest rates. This can make them difficult to repay on time, especially if you are already struggling with financial difficulties.

Another risk of payday loans is that they can lead to a cycle of debt. If you are unable to repay your loan on time, you may end up taking out another loan to cover the cost. This can lead to a cycle of debt that is difficult to break.

Applying for a Payday Loan in Bailey

If you are looking to apply for a payday loan in Bailey, Texas, you can start by visiting TheGuaranteedLoans website. As a connector service, we can help you connect with potential lenders who offer payday loans in your area. Simply fill out our online application form and we will match you with lenders who meet your needs.

Interesting Facts and Statistics About Payday Loans in Bailey, Texas

  • In Texas, the average payday loan is for $470.
  • According to a study by the Consumer Financial Protection Bureau, around 80% of payday loans in Texas are renewed or rolled over.
  • As of 2019, there were over 3,000 registered payday lending locations in Texas.

Remember, if you are considering a payday loan in Bailey, Texas, it is important to carefully consider the risks and ensure that you can repay the loan on time. By working with TheGuaranteedLoans, you can have peace of mind knowing that you are connecting with reputable lenders who can help you get the cash you need when you need it most.

Apply Now

If you are interested in applying for a payday loan in Bailey, Texas, visit TheGuaranteedLoans website today. Keep in mind that we are a connector service, not a direct lender, and we work to match you with potential lenders who meet your needs. To get started, simply fill out our online application form.

It’s important to remember that payday loans are a short-term solution and should only be used in emergency situations. Make sure to read your loan contract carefully and understand all of the terms and conditions before agreeing to the loan.Apply now and get connected with reputable lenders willing to support you with payday loans in Bailey, Texas.

F.A.Q.

What happens if I am unable to repay my payday loan in Bailey, Texas?

If you are unable to repay your payday loan in Bailey, Texas, the lender may attempt to collect the debt through various means, including phone calls, letters, and legal action. If the debt is not repaid, it may be sold to a collection agency, which could negatively impact your credit score.

Are there any protections for consumers who take out payday loans in Bailey, Texas?

Yes, Texas has several consumer protections in place for individuals who take out payday loans. These include a maximum allowable interest rate, a cooling-off period after a certain number of loans, and a requirement for lenders to provide clear and concise information about the terms and conditions of the loan.