Payday Loans in Golden, Texas

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No payday loan companies in Golden, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Omni Military Loans 3910 Dyer St E, El Paso, TX 79930 +1 (915) 566 - 6664
Cash Store 2100 Dallas Pkwy Ste 145, Plano, TX 75093 +1 (972) 403 - 7245
Money Mart Pawn & Jewelry 28 1595 S Main St 115, Boerne, TX 78006 +1 (830) 249 - 9200
First Convenience Bank 601 Farm to Market Rd 1821, Mineral Wells, TX 76067 +1 (800) 903 - 7490
Southside Bank - Hemphill 725 Sabine St, Hemphill, TX 75948 +1 (409) 787 - 3111
Cash Store 22625 Tomball Pkwy 400, Tomball, TX 77375 +1 (281) 251 - 8588
Walmart Money Center 603 TX-243, Canton, TX 75103
Speedy Cash 10201 Lake June Rd, Dallas, TX 75217 +1 (972) 329 - 0006
Cash America Pawn 510 S Bell Blvd, Cedar Park, TX 78613 +1 (512) 335 - 7797
Texoma Community Credit Union 4019 Southwest Pkwy, Wichita Falls, TX 76308 +1 (940) 851 - 4070

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Golden, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Edinburg, TX, Guaranteed Loans in El Paso, TX, Short-term Loans in Euless, TX, Payday Loans in Farmers Branch, TX, Short-term Loans in Flower Mound, TX, No Credit Check Loans in Fort Worth, TX, Quick Loan in Friendswood, TX and Same Day Loans in Frisco, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Golden, TX.

Payday Loans Available in Golden, TX By The Following ZIP Codes:

75410, 75444

Are Payday Loans Legal In Golden, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Golden, TX payday loan calculator

What are Payday Loans?

Payday loans are a type of short-term loan that provides borrowers with quick cash. These loans are typically due back in full by the borrower’s next payday, which is where the name “payday loan” comes from. In Texas, payday loans are legal and regulated by the state. This means that borrowers in Golden, Texas can apply for and receive payday loans from licensed lenders.

How do Payday Loans Work?

The process of getting a payday loan involves the borrower filling out an application and providing identification and proof of income. The lender will then review the application and determine if the borrower is eligible for a loan. If approved, the borrower will receive the loan amount, which is typically a percentage of their paycheck, and will be required to pay it back, along with fees and interest, by their next payday. If the borrower is unable to pay back the loan in full, they may be able to roll it over for an additional fee.

Interest Rates and Fees for Payday Loans in Golden, Texas

In Texas, payday lenders are allowed to charge up to 10% interest on the loan amount. However, many lenders will also charge additional fees, such as an origination fee or a rollover fee. These fees can quickly add up, making the cost of borrowing money through a payday loan much higher than other forms of credit. It is important for borrowers to carefully review the terms and fees associated with any loan before agreeing to it.

Benefits of Payday Loans

  • Quick access to cash
  • No credit check required
  • Simplified application process

Drawbacks of Payday Loans

  • High fees and interest rates
  • Can lead to a cycle of debt
  • May not improve overall financial situation

Important Facts and Statistics about Payday Loans in Golden, Texas

  • Texas has more payday lenders than any other state in the country.
  • As of 2019, there were over 3,500 licensed payday lenders operating in Texas.
  • The average loan amount for a payday loan in Texas is $470.
  • According to a study conducted by the Center for Public Policy Priorities, a typical payday borrower in Texas will pay over $800 in fees alone on a $350 loan.

Apply Now for a Payday Loan in Golden, Texas

If you are in need of quick cash and are considering a payday loan in Golden, Texas, TheGuaranteedLoans can help. Our service connects borrowers with potential lenders, making it easier to find a loan that fits your specific needs. Apply now on our website, and remember, TheGuaranteedLoans is a connector service, not a direct lender.

F.A.Q.

What are the fees and interest rates associated with payday loans in Golden, Texas?

Payday loans in Golden, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.

Can I rollover my payday loan in Golden, Texas?

No, rollovers are not allowed for payday loans in Golden, Texas. Borrowers who cannot repay their loan on the due date may be able to request an extended payment plan, but this is not guaranteed.