Payday Loans in Lowry Crossing, Texas

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No payday loan companies in Lowry Crossing, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Store 2503 S Gregg St Ste A, Big Spring, TX 79720 +1 (432) 267 - 1118
Regional Finance 4110 S Cooper St, Arlington, TX 76015 +1 (817) 274 - 1234
Check n Go 613 W 29th St Suite 149, San Angelo, TX 76903 +1 (325) 655 - 3478
Security Finance 5940 Broadway Avenue J, Galveston, TX 77551 +1 (409) 763 - 8585
Cash America Pawn 444 N Broadway St, Joshua, TX 76058
Loanstar Title Loans 3486 Gulf Fwy, Dickinson, TX 77539 +1 (281) 571 - 7172
Extraco Banks Waco: H-E-B 1821 S Valley Mills Dr, Waco, TX 76711 +1 (254) 761 - 2000
Ally Lawsuit Loans 2101 CityWest Blvd, Houston, TX 77042 +1 (844) 771 - 2957
Texas Car Title & Payday Loan Services, Inc. 1713 E Main St, Alice, TX 78332
A-Z Cash 500 N Beaton St, Corsicana, TX 75110 +1 (903) 874 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lowry Crossing, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lancaster, TX, Bad Credit Loans in Laredo, TX, Payday Loans in League City, TX, Payday Loans in Leander, TX, Payday Loans in Lewisville, TX, Payday Loans in Little Elm, TX, Payday Loans in Longview, TX and Payday Loans in Lubbock, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lowry Crossing, TX.

Payday Loans Available in Lowry Crossing, TX By The Following ZIP Codes:

75069

Are Payday Loans Legal In Lowry Crossing, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Lowry Crossing, TX payday loan calculator

Payday Loans in Lowry Crossing, Texas: Understanding the Basics

Payday loans are a type of short-term loan that can be obtained quickly and easily, even with poor credit. While these loans can be a helpful financial tool for some, it’s important to understand the risks and benefits before taking out a payday loan. In this article, we’ll take a closer look at payday loans in Lowry Crossing, Texas, where they are legal.

What Are Payday Loans?

Payday loans are typically small loans, ranging from $100 to $1,500, that are typically paid back within a few weeks or months. These loans are designed to be a short-term solution for financial emergencies, such as car repairs, medical bills, or unexpected expenses. Payday loans are obtained by filling out an application and providing proof of income and employment.

How Do Payday Loans Work in Lowry Crossing, Texas?

In Texas, payday loans are legal and regulated under state law. This means that lenders must be licensed with the State of Texas, and there are caps on the interest rates and fees that lenders can charge. In Lowry Crossing, Texas, payday lenders can charge up to 10% of the loan amount as a fee, and the annual percentage rate (APR) can be up to 309%.

The Pros and Cons of Payday Loans

While payday loans can provide quick cash for financial emergencies, there are both pros and cons to consider before taking out a payday loan in Lowry Crossing, Texas.

Pros:

  • Quick and easy application process
  • No credit check required
  • Funds can be obtained within 24 hours
  • Flexible repayment terms

Cons:

  • High interest rates and fees
  • Can lead to a cycle of debt and financial hardship
  • Lenders may use aggressive collection tactics
  • May affect credit score if not repaid on time

Interesting Facts and Statistics About Payday Loans in Lowry Crossing, Texas

  • In Texas, the average payday loan amount is $462.
  • Approximately 8% of Texas residents have taken out a payday loan.
  • More than 80% of payday loans in Texas are renewed or extended, leading to additional fees and interest charges.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Lowry Crossing, Texas, TheGuaranteedLoans can help connect you with potential lenders. Our secure online application process is quick and easy, and our network of lenders can provide flexible repayment terms and competitive interest rates. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We will help facilitate your connection with a lender who can provide the financial assistance you need.

Conclusion

Payday loans can be a helpful financial tool for those in need of quick cash, but it’s important to understand the potential risks and benefits before deciding to take out a loan. If you’re considering a payday loan in Lowry Crossing, Texas, be sure to research your options and choose a reputable lender with transparent terms and fees. And remember, TheGuaranteedLoans is here to help connect you with potential lenders.

F.A.Q.

What happens if I am unable to repay my payday loan in Lowry Crossing, Texas?

If you are unable to repay your payday loan in Lowry Crossing, Texas, the lender may attempt to collect the debt through various means, including phone calls, letters, and legal action. If the debt is not repaid, it may be sold to a collection agency, which could negatively impact your credit score.

Are there any protections for consumers who take out payday loans in Lowry Crossing, Texas?

Yes, Texas has several consumer protections in place for individuals who take out payday loans. These include a maximum allowable interest rate, a cooling-off period after a certain number of loans, and a requirement for lenders to provide clear and concise information about the terms and conditions of the loan.