Payday Loans in Mentone, Texas

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No payday loan companies in Mentone, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Approved Money Center 1201 S 10th St Suite B, McAllen, TX 78501 +1 (956) 972 - 1110
Cash Solution Centers Building 100, 14101 US-290 207, Austin, TX 78737 +1 (512) 514 - 1000
SouthStar Bank, Moulton 100 S Main St, Moulton, TX 77975 +1 (361) 596 - 4611
Loanstar Title Loans 3639 Gus Thomasson Rd, Mesquite, TX 75150 +1 (972) 279 - 1386
IBC Bank 2501 W Wheeler Ave, Aransas Pass, TX 78336 +1 (361) 729 - 0500
TitleMax Title Loans 707 N Mechanic St, El Campo, TX 77437 +1 (979) 543 - 0040
Amarillo National Bank 301 W 6th St, Borger, TX 79007 +1 (806) 275 - 5000
First State Bank 55 TX-155, Avinger, TX 75630 +1 (903) 562 - 1325
World Finance 119A W Twohig Ave, San Angelo, TX 76903 +1 (325) 655 - 4145
Action Credit, San Benito 408 S Sam Houston Blvd 101, San Benito, TX 78586 +1 (956) 626 - 2133

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mentone, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for DeSoto, TX, Payday Loans in Duncanville, TX, Payday Loans in Edinburg, TX, Payday Loans in El Paso, TX, Payday Loans in Euless, TX, Payday Loans in Farmers Branch, TX, Payday Loans in Flower Mound, TX and Short-term Loans in Fort Worth, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mentone, TX.

Payday Loans Available in Mentone, TX By The Following ZIP Codes:

79754

Are Payday Loans Legal In Mentone, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Mentone, TX payday loan calculator

Introduction

Payday loans are a form of short-term loans that are usually taken out to cover unexpected expenses. They are designed to be paid back quickly, often within the next paycheck. Payday loans are legal in Texas, including Mentone, but there are certain regulations that must be followed to protect consumers. In this article, we will discuss everything you need to know about payday loans in Mentone, Texas.

How do payday loans work?

Payday loans are usually small loans (less than $1000) that are meant to be paid back within a few weeks. To apply for a payday loan in Mentone, Texas, you must provide proof of income, a valid ID, and a checking account. Once you’re approved, the funds will be deposited into your checking account. You will be required to repay the loan in full, along with interest and fees, when your next paycheck arrives.

Are payday loans a good option?

Payday loans can be a good option if you need money immediately and have no other options. However, they are not a good long-term solution. Payday loans have high interest rates and fees, so you should only take out a payday loan if you are confident that you can pay it back within the allotted time frame.

What are the requirements for getting a payday loan in Mentone, Texas?

In Mentone, Texas, to qualify for a payday loan, you must:

  • Be at least 18 years old
  • Be a US citizen or a permanent resident
  • Have a valid ID
  • Provide proof of income
  • Have a checking account

What are the regulations for payday loans in Mentone, Texas?

In Mentone, Texas, payday lenders must be licensed and follow certain regulations to protect consumers. The maximum loan amount is $1000, and the maximum interest rate is 10% of the loan amount. Additionally, a lender cannot roll over or renew a loan more than three times. If you’re having trouble repaying a payday loan, you can request an extended payment plan.

Why are payday loans controversial?

Payday loans are controversial because of their high interest rates and fees. Critics argue that payday lenders are predatory and take advantage of vulnerable consumers who are in need of quick cash. Supporters of payday loans argue that they provide a valuable service to people who otherwise wouldn’t have access to credit.

Interesting Facts and Statistics about Payday Loans in Mentone, Texas

  • In 2020, there were approximately 5.8 million payday loans issued in Texas.
  • The average loan amount was $462.
  • The average APR for payday loans in Texas is 661%.
  • In Mentone, Texas, there are several payday lenders, including Check ‘n Go and Ace Cash Express.

Apply Now

If you’re in need of a payday loan in Mentone, Texas, TheGuaranteedLoans can help. We are a connector service that can put you in touch with potential lenders. To get started, fill out our online application, and we’ll do the rest. Remember, payday loans should only be used in emergencies and should be paid back as quickly as possible to avoid high interest rates and fees.

Conclusion

Payday loans can be a helpful tool to get you through a financial emergency, but they should be used judiciously. Before taking out a payday loan in Mentone, Texas, make sure that you can pay it back on time and that you understand the fees and interest rates involved. If you have any questions, don’t hesitate to contact us to learn more. Our goal at TheGuaranteedLoans is to help you make informed financial decisions and get you the funds you need in a timely and responsible manner.

F.A.Q.

Can I cancel a payday loan in Mentone, Texas?

Yes, borrowers in Mentone, Texas have the right to cancel a payday loan within 72 hours of taking out the loan. To do so, the borrower must return the full amount of the loan and any associated fees to the lender.

Are there any alternative options to payday loans in Mentone, Texas?

Yes, there are several alternative options to payday loans in Mentone, Texas, such as personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations. These options may have lower interest rates and fees, and can help borrowers avoid the potential pitfalls of payday loans.