Payday Loans in Pinehurst, Texas

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No payday loan companies in Pinehurst, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Waggoner National Bank 401 W Front Ave, Electra, TX 76360 +1 (940) 495 - 3100
Atlas Credit Co., Inc. 8553 Long Point Rd, Houston, TX 77055 +1 (713) 365 - 9133
Legend Bank 115 Clay St, Nocona, TX 76255 +1 (800) 873 - 5604
Cash Drawer 924 N University Dr, Nacogdoches, TX 75961 +1 (936) 559 - 7304
Advance America 2017 N Saint Marys Street d, Beeville, TX 78102
Speedy Cash 4650 Farm to Market 1626 Ste 103, Kyle, TX 78640 +1 (512) 295 - 2200
World Finance 109 S Texas Ave, Mercedes, TX 78570 +1 (956) 514 - 1150
TitleMax Title Loans 3680A College St, Beaumont, TX 77701 +1 (409) 835 - 0544
Texan Credit Corporation 1503 S Jackson St Ste 3, Jacksonville, TX 75766 +1 (903) 586 - 2600
Toledo Finance Corporation 120 E Simmons St 101, Weatherford, TX 76086 +1 (817) 598 - 0601

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pinehurst, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kyle, TX, Payday Loan Companies in La Porte, TX, Online Loans in Lancaster, TX, Payday Loans in Laredo, TX, Payday Loans in League City, TX, Payday Loans in Leander, TX, Payday Loans in Lewisville, TX and Payday Loans in Little Elm, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pinehurst, TX.

Payday Loans Available in Pinehurst, TX By The Following ZIP Codes:

77362

Are Payday Loans Legal In Pinehurst, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Pinehurst, TX payday loan calculator

Understanding Payday Loans in Pinehurst, Texas

If you live in Pinehurst, Texas, and are facing a financial emergency, then chances are you might have considered taking out a payday loan. Payday loans are a type of short-term loan designed for people who need cash quickly.

In Texas, payday loans are legal, which makes it easier for people to access such loans in case of emergencies. In this article, we will explain payday loans, how they work, and what you need to know before applying for one in Pinehurst, Texas.

What Are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. The loans are designed to help you cover unexpected expenses or emergencies like medical bills, car repairs, or home repairs. You can get payday loans from brick-and-mortar payday loan stores or online lenders.

How Do Payday Loans Work?

To apply for a payday loan, you will provide the lender with your personal information, including your name, address, and employment details. You will also be required to give the lender a post-dated check or authorize them to debit your bank account.

The lender will then give you a loan amount based on your income and deduct it, along with a fee, from your next paycheck or bank account on the due date. The fees and interest rates on payday loans can be high, so it’s important to understand the total cost of the loan before accepting it.

Payday Loans in Pinehurst, Texas

If you’re a resident of Pinehurst, Texas, and need a payday loan, then you’re in luck. Payday loans are legal in Texas, and you can find several licensed payday loan lenders in Pinehurst. However, it’s important to remember that just because payday loans are legal doesn’t mean they’re the best option for you.

What You Need to Know Before Taking Out a Payday Loan in Pinehurst, Texas

Before taking out a payday loan in Pinehurst, Texas, here are some important things you need to consider:

  • The fees and interest rates on payday loans can be steep, sometimes exceeding 400% annual percentage rate (APR).
  • Payday loans are designed for short-term use and should not be used to cover long-term or recurring expenses.
  • If you can’t repay the loan on time, you could end up in a debt cycle where you have to take out more loans to pay off the previous ones.

Interesting Facts or Statistics About Payday Loans in Pinehurst, Texas

  • In Texas, the average payday loan amount is $470, and the average APR is 454%.
  • According to the Consumer Financial Protection Bureau, more than 80% of payday loans in Texas are rolled over or renewed.
  • A study by the Pew Charitable Trusts found that 12 million Americans take out payday loans every year.

Apply Now

If you’ve considered all the facts and decided that a payday loan is the best option for you, then TheGuaranteedLoans website can help you connect with a potential lender. Just fill out our online application form, and we’ll provide you with a list of lenders who might be able to offer you a loan.

It’s important to remember that TheGuaranteedLoans is a connector service and not a direct lender. We do not make lending decisions, and we’re not responsible for the terms and conditions of any loans you may receive. Make sure you understand all the terms and conditions before you accept any loan offer.

Conclusion

Payday loans can be a helpful financial tool if used wisely, but they can also lead to a debt cycle if not handled properly. If you’re considering taking out a payday loan in Pinehurst, Texas, make sure you understand all the terms and conditions and only borrow what you can afford to pay back.

F.A.Q.

How much can I borrow with a payday loan in Pinehurst, Texas?

The maximum amount that can be borrowed with a payday loan in Pinehurst, Texas is $500. However, lenders may not lend more than 20% of the borrower's gross monthly income or 25% of their net income.

What are the fees and interest rates associated with payday loans in Pinehurst, Texas?

Payday loans in Pinehurst, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.