Payday Loans in Sidney, Texas

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No payday loan companies in Sidney, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
People State Bank 116 E 3rd St, Hallettsville, TX 77964 +1 (361) 798 - 3237
Cash Store 1884 W Moore Ave, Terrell, TX 75160 +1 (972) 551 - 1213
Extraco Banks Waco: H-E-B 1821 S Valley Mills Dr, Waco, TX 76711 +1 (254) 761 - 2000
Allied Loan 5525 Blanco Rd 103, San Antonio, TX 78216 +1 (210) 320 - 1552
TitleMax Title Loans 4105 TX-121 Suite 612, Bedford, TX 76021 +1 (817) 554 - 5085
First National Bank of Dublin 809 N Texas St, De Leon, TX 76444 +1 (254) 893 - 5544
Dilley State Bank 731 W Leona St, Dilley, TX 78017 +1 (830) 965 - 1511
Commercial Bank of Texas, N.A. 401 Main St, Kennard, TX 75847 +1 (936) 655 - 2141
Walmart Money Center 1410 E Main St, Eastland, TX 76448
Texas Car Title & Payday Loan Services, Inc 821 Talbot Ave, Canutillo, TX 79835 +1 (915) 243 - 0328

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sidney, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Schertz, TX, Payday Loans in Sherman, TX, Payday Loans in Socorro, TX, Payday Loans in Southlake, TX, Guaranteed Loans in Spring, TX, Same Day Loans in Sugar Land, TX, No Credit Check Loans in Temple, TX and Bad Credit Loans in Texarkana, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sidney, TX.

Are Payday Loans Legal In Sidney, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Sidney, TX payday loan calculator

Everything You Need to Know About Payday Loans in Sidney, Texas

Are you looking for quick financial relief to cover an unexpected expense? Payday loans in Sidney, Texas might be the solution. Although payday loans have received a bad rap in the past, they are legal in Texas and can be a viable option in certain situations. Here’s what you need to know:

What are Payday Loans?

A payday loan is a short-term loan designed to help you access quick cash when you need it. Typically, these loans are for smaller amounts and are due on your next payday. The application process is quick and straightforward, making them an ideal option for people who need cash fast. In Sidney, Texas, payday loans are legal and regulated by state law.

How Do Payday Loans Work in Sidney, Texas?

In the state of Texas, payday loans can be for up to $1,800 and must be paid back within a maximum of 180 days. The lender must disclose all fees, interest rates, and payment terms upfront, and borrowers can only have one payday loan at a time. Interest rates can be high, so it’s essential to read the terms carefully before agreeing to the loan.

Can Anyone Get a Payday Loan in Sidney, Texas?

Not everyone can get a payday loan in Sidney, Texas. To be eligible, you must have a steady income and a checking account. You will also need to provide identification, proof of income, and a post-dated check or authorization to withdraw from your bank account on the due date. Lenders will also check your credit history, but bad credit is not necessarily a disqualifier for payday loans.

What are the Benefits of Payday Loans in Sidney, Texas?

  • Quick access to cash in emergencies
  • No collateral required
  • Lenders won’t check your credit score
  • Application is quick and straightforward
  • You can use the funds for any purpose

What are the Risks of Payday Loans in Sidney, Texas?

  • High-interest rates and fees
  • The potential for a debt cycle if you can’t pay back the loan on time
  • Additional fees for missed payments or extensions
  • Potential for identity theft or scams from unscrupulous lenders

Interesting Facts and Statistics About Payday Loans in Sidney, Texas

  • In 2019, Texans took out over 10 million payday loans
  • The average payday loan in Texas was $478
  • Payday loan borrowers in Texas pay an average of 664% APR

Apply Now for a Payday Loan in Sidney, Texas!

If you have an unexpected expense and need cash fast, a payday loan might be the right option for you. Apply now on TheGuaranteedLoans website, and we’ll connect you with the best potential lenders that fit your needs. We are a connector service, not a direct lender, and we believe in providing fast and efficient service to our clients at all times. Please remember to read the terms and conditions carefully before agreeing to the loan.

In summary, payday loans in Sidney, Texas can be a viable option for some individuals seeking quick cash. If used responsibly, they can help you cover unexpected expenses. However, it’s crucial to read the terms carefully, budget accordingly, and have a plan to pay back the loan on-time to avoid additional fees and penalties. Apply now for further guidance on the topic.

F.A.Q.

What are the fees and interest rates associated with payday loans in Sidney, Texas?

Payday loans in Sidney, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.

Can I rollover my payday loan in Sidney, Texas?

No, rollovers are not allowed for payday loans in Sidney, Texas. Borrowers who cannot repay their loan on the due date may be able to request an extended payment plan, but this is not guaranteed.