Payday Loans in Ebony, Virginia

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No payday loan companies in Ebony, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Bank 201 Suffolk Ave, Richlands, VA 24641 +1 (276) 963 - 1041
Bronco Federal Credit Union 135 Stewart Dr, Franklin, VA 23851 +1 (757) 569 - 6000
New Peoples Bank 419 Shawnee Ave E, Big Stone Gap, VA 24219 +1 (276) 523 - 6600
F&M Bank 165 New Market Rd, Timberville, VA 22853 +1 (540) 896 - 1716
Global Loans 5073 Virginia Beach Blvd, Virginia Beach, VA 23462 +1 (757) 226 - 0265
TitleMax Title Loans 3217 Halifax Rd, South Boston, VA 24592 +1 (434) 575 - 2374
BB&T 201 N College Dr, Franklin, VA 23851 +1 (757) 562 - 5185
Cash To Payday 775 E Main St, Wytheville, VA 24382 +1 (276) 228 - 4671
BB&T 109 Palmer Ave, Saltville, VA 24370 +1 (276) 496 - 7716
First Choice Cash Advance 1835 Euclid Ave, Bristol, VA 24201 +1 (276) 466 - 2784

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ebony, VA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Sterling, VA, Short-term Loans in Suffolk, VA, Emergency Loan in Virginia Beach, VA, Bad Credit Loans in Alexandria, VA, Payday Loans in Annandale, VA, Payday Loan Companies in Arlington, VA, 24-Hour Loan in Ashburn, VA and Payday Loans in Blacksburg, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ebony, VA.

Payday Loans Available in Ebony, VA By The Following ZIP Codes:

23845

Are Payday Loans Legal In Ebony, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Ebony, VA payday loan calculator

Payday Loans in Ebony, Virginia: A Comprehensive Guide

Are you struggling to make ends meet between paychecks? Are unexpected expenses causing financial stress? Payday loans may be a solution to consider. Keep reading to learn about payday loans in Ebony, Virginia, and how TheGuaranteedLoans can help connect you with potential lenders.

What are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. These loans are often used to cover unexpected expenses or to bridge the gap between paychecks.

In Virginia, payday loans are legal, and there are regulations in place to protect consumers. Payday lenders must be licensed and are required to follow certain guidelines, such as:

  • Limiting the loan amount to no more than 50% of the borrower’s net income
  • Limiting the loan term to no more than 45 days
  • Charging an interest rate of no more than 36% plus a $5 verification fee

It’s important to note that payday loans can be expensive due to high interest rates and fees, so it’s important to carefully consider whether they are the right option for your financial situation.

How to Apply for a Payday Loan

Applying for a payday loan is a simple process that can often be done online. Here are the basic steps:

  1. Gather the necessary documents, such as a driver’s license, proof of income, and a bank statement
  2. Research potential lenders and compare interest rates and fees
  3. Submit the application, either online or in person
  4. If approved, review the loan terms and sign the agreement
  5. Receive the loan funds, either as a check or direct deposit

It’s important to carefully review the loan agreement and ensure that you understand the terms before signing.

The Benefits of Using TheGuaranteedLoans

Connecting with payday loan lenders can be overwhelming, especially if you’re not sure where to start. That’s where TheGuaranteedLoans comes in. We are a connector service that can help match you with potential lenders.

By using TheGuaranteedLoans, you have access to a network of lenders, which increases your chances of finding a lender who can meet your needs. Plus, our online application process is easy and convenient.

It’s important to note that TheGuaranteedLoans is not a direct lender, and we do not make lending decisions. Instead, we facilitate the connection between borrowers and lenders.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Ebony, Virginia, apply now with TheGuaranteedLoans. Our online application process is quick and simple, and we’re here to help connect you with potential lenders who can meet your needs.

Interesting Facts About Payday Loans in Ebony, Virginia

  • The maximum loan amount for payday loans in Virginia is $500.
  • Virginia has some of the strongest consumer protections in place for payday loans.
  • Payday lenders must provide borrowers with a written agreement that includes information such as the loan amount, fees, and due date.
  • There is no minimum loan term for payday loans in Virginia, but the maximum term is 45 days.

Conclusion

Payday loans in Ebony, Virginia, can be a useful tool for managing unexpected expenses or bridging the gap between paychecks. However, it’s important to carefully consider the terms and fees before applying for a loan.

If you’re considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders who can meet your needs. Apply now to get started.

F.A.Q.

Are there any restrictions on how many payday loans I can have at once in Ebony, Virginia?

No, there are no restrictions on the number of payday loans you can have at once in Ebony, Virginia. However, you may only have one outstanding loan at a time with any given lender.

Can a payday lender garnish my wages if I don't repay the loan?

No, payday lenders in Ebony, Virginia are not allowed to garnish your wages for non-payment of a loan. However, they can pursue legal action to recover the debt.