Payday Loans in Piney River, Virginia

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No payday loan companies in Piney River, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Village Bank Williamsburg 5372 Discovery Park Blvd 101, Williamsburg, VA 23188 +1 (757) 317 - 2330
ValleyStar Credit Union 41 Wheeler Ave, Collinsville, VA 24078 +1 (800) 475 - 6328
Sherelle Anderson 2351 Anderson Hwy, Powhatan, VA 23139 +1 (804) 403 - 2070
Bank of Charlotte County 308 Lynchburg Ave, Brookneal, VA 24528 +1 (434) 376 - 3616
Loanmax Title Loans 110 E Stuart Dr, Hillsville, VA 24343 +1 (276) 779 - 4060
Lendmark Financial Services LLC 12551 Jefferson Ave Suite 217, Newport News, VA 23602 +1 (757) 269 - 9146
TitleMax Title Loans 901 N Main St, Suffolk, VA 23434 +1 (757) 925 - 1064
BB&T 1920 E Washington Ave, Vinton, VA 24179 +1 (540) 890 - 7017
Advance America 130 Old Fair Grounds Way, Kilmarnock, VA 22482 +1 (804) 435 - 8793
TD Bank 552 E Market St, Leesburg, VA 20176 +1 (703) 443 - 1085

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Piney River, VA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Mechanicsville, VA, Payday Loans in Newport News, VA, Payday Loan Without a Credit Check in Norfolk, VA, Payday Loans in Oakton, VA, Payday Loan Companies in Petersburg, VA, Payday Loans in Portsmouth, VA, Payday Loan Companies in Reston, VA and Payday Loans in Richmond, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Piney River, VA.

Beautiful sights of Piney River, VA

Payday Loans Available in Piney River, VA By The Following ZIP Codes:

22964

Are Payday Loans Legal In Piney River, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Piney River, VA payday loan calculator

Payday Loans in Piney River, Virginia

If you live in Piney River, Virginia, you may find yourself in a situation where you need cash fast. Whether you’re facing unexpected expenses or have an emergency situation, a payday loan may be the answer to your financial needs. In this article, we’ll discuss everything you need to know about payday loans in Piney River, Virginia.

What are Payday Loans?

Payday loans, also known as cash advances, are small, short-term loans that borrowers can use to cover their expenses until their next payday. These loans are usually for amounts ranging from $100 to $500, and their repayment periods are typically two weeks long.

How to Apply for a Payday Loan in Piney River, Virginia

applying for a payday loan in Piney River, Virginia is a simple process. You can apply online or at a physical location. To apply, you must provide a government-issued ID, proof of income, and a bank account. If you’re approved, you’ll receive the funds the same day or the next business day.

The Benefits of Payday Loans

One of the main benefits of payday loans is that they are easy to qualify for, even if you have bad credit. These loans require no collateral, and lenders don’t perform credit checks. Plus, payday loans offer a quick solution to your financial needs.

The Risks of Payday Loans

While payday loans can be useful in emergencies, they also come with risks. The most significant risk is the high interest rates and fees associated with payday loans. These fees can add up quickly, and if you can’t repay the loan on time, you may be charged additional fees. This cycle can lead to a debt trap that can be difficult to escape.

Interesting Facts About Payday Loans in Piney River, Virginia

  • Payday loans are legal in Virginia, and there are around 630 payday lending locations in the state.
  • The average payday loan borrower takes out eight loans per year, with an average loan amount of $375.
  • In Virginia, the maximum amount you can borrow with a payday loan is $500.
  • The interest rate on payday loans in Virginia can be as high as 396% APR.

Apply Now for a Payday Loan in Piney River, Virginia

If you need cash fast, apply now for a payday loan in Piney River, Virginia. TheGuaranteedLoans is a connector service that can help connect you with potential lenders. To apply, simply fill out our online application, and we’ll help you get the funds you need.

Remember, payday loans come with risks, and you should only borrow what you can afford to repay. If you’re having trouble with payday loan debt, reach out to a credit counseling agency for help.

F.A.Q.

Can a payday lender charge me a late fee if I am unable to repay the loan on time?

No, Virginia law prohibits payday lenders from charging late fees for non-payment of a loan. If you are unable to repay your loan on time, the lender must offer you a payment plan.

Can I be arrested for not repaying a payday loan in Piney River, Virginia?

No, Virginia law prohibits lenders from using criminal charges as a means of collecting a payday loan. If you are unable to repay your loan, the lender can only pursue legal action to recover the debt.