Payday Loans in Shawsville, Virginia

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No payday loan companies in Shawsville, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check First Cash Advance 453 W Stuart Dr, Hillsville, VA 24343 +1 (276) 728 - 4216
Better Title Loans by Auto Equity Loans 3235 Columbia Pike, Arlington, VA 22204 +1 (571) 800 - 9710
Carter Bank & Trust 4498 S Amherst Hwy, Madison Heights, VA 24572 +1 (434) 845 - 8145
BB&T 13350 Lankford Hwy, Mappsville, VA 23407 +1 (757) 824 - 3483
PNC Bank 44080 Pipeline Plaza, Ashburn, VA 20147 +1 (703) 723 - 1461
Loanmax Title Loans 7109 Columbia Pike, Annandale, VA 22003 +1 (703) 658 - 8680
Regional Finance 340 Towne Center Dr, Abingdon, VA 24210 +1 (276) 477 - 6004
Capital One Bank 14001 Lee Jackson Memorial Hwy, Chantilly, VA 20151 +1 (703) 263 - 1415
Blue Ridge Bank 430 Mineral Ave, Mineral, VA 23117 +1 (540) 894 - 5433
Money Mart 1375 E Little Creek Rd, Norfolk, VA 23518 +1 (757) 583 - 2141

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Shawsville, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Oakton, VA, Short-term Loans in Petersburg, VA, Short-term Loans in Portsmouth, VA, Bad Credit Loans in Reston, VA, Emergency Loan in Richmond, VA, No Credit Check Loans in Roanoke, VA, Payday Loan Without a Credit Check in Springfield, VA and Payday Loans in Sterling, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shawsville, VA.

Payday Loans Available in Shawsville, VA By The Following ZIP Codes:

24162

Are Payday Loans Legal In Shawsville, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Shawsville, VA payday loan calculator

Payday Loans in Shawsville, Virginia: What You Need to Know

Payday loans are a type of short-term loan that can help you bridge the gap between paychecks. While these loans can be helpful in an emergency, they can also be expensive and can lead to a cycle of debt if not used responsibly.

In this article, we’ll discuss everything you need to know about payday loans in Shawsville, Virginia. Whether you’re considering taking out a payday loan or simply curious about how they work, this article will provide you with the information you need to make an informed decision.

What Are Payday Loans?

A payday loan is a small, short-term loan that is typically due on your next payday. These loans are designed to help you cover unexpected expenses or bills that you may not have the money for at the moment.

In Shawsville, payday loans are legal, and they are regulated by the Virginia Bureau of Financial Institutions. This means that lenders must follow certain rules and regulations when offering payday loans, including limits on the amount you can borrow and the fees they can charge.

How Do Payday Loans Work?

To take out a payday loan, you’ll need to provide the lender with some basic information, such as your name, address, and employment status. You’ll also need to provide proof of income, such as a pay stub or bank statement.

The lender will then use this information to determine how much you can borrow and what your interest rate and fees will be. In Shawsville, the maximum amount of a payday loan is $500, and lenders can charge up to 36% interest and a $5 verification fee.

Once you’re approved for a payday loan, you’ll typically receive the funds within one business day. You’ll then have to repay the loan, along with any interest and fees, on your next payday.

What Are the Risks of Payday Loans?

While payday loans can be helpful in an emergency, they can also be risky. The interest rates and fees associated with payday loans can be very high, which means that you could end up paying back much more than you borrowed.

In addition, if you’re unable to repay the loan on your next payday, you may be tempted to roll over the loan, which means extending the due date and paying additional fees. This can lead to a cycle of debt that can be difficult to get out of.

It’s important to carefully consider whether a payday loan is the right choice for you. If you’re struggling to make ends meet, there may be other options available, such as budgeting or seeking financial assistance from a non-profit organization.

Interesting Facts and Statistics About Payday Loans in Shawsville, Virginia

  • In 2020, the Virginia Bureau of Financial Institutions received 1,042 complaints related to payday lenders.
  • As of 2021, there are 2 licensed lenders offering payday loans in Shawsville, Virginia.
  • The average payday loan in Virginia is for $394.

Apply Now

If you’re considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is fast and easy, and we’ll help you find a lender that can meet your needs.

It’s important to note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. Instead, we connect you with lenders that can provide you with the funds you need.

To get started, simply fill out our online application and we’ll take care of the rest. Thank you for considering TheGuaranteedLoans for your borrowing needs.

F.A.Q.

Are payday loans legal in Shawsville, Virginia?

Yes, payday loans are legal in Shawsville, Virginia. The Virginia State Corporation Commission (SCC) regulates the payday lending industry in the state.

What are the maximum loan amounts and fees allowed for payday loans in Shawsville, Virginia?

The maximum loan amount for a payday loan in Shawsville, Virginia is $500, and the maximum finance charge is 20% of the loan amount plus a $5 verification fee.