Payday Loans in Walkerton, Virginia

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No payday loan companies in Walkerton, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
FNBP Narrows 110 Old Virginia Ave, Narrows, VA 24124 +1 (540) 358 - 2505
Payne's Title Loans 1905 Seminole Trail, Charlottesville, VA 22901 +1 (434) 295 - 1738
Sussex Finance 364 W Main St, Waverly, VA 23890 +1 (804) 834 - 3916
Bank of America Financial Center 1214 Crozet Ave, Crozet, VA 22932 +1 (434) 823 - 4331
Northwest Federal Credit Union 101 W Washington St, Middleburg, VA 20117 +1 (703) 709 - 8900
Fast Cash 2605 W Mercury Blvd, Hampton, VA 23666 +1 (757) 778 - 9566
ALCOVA Mortgage | Blacksburg, VA 2001 S Main St #103, Blacksburg, VA 24060 +1 (540) 552 - 7150
Fairfax Mortgage Investments 3900 University Dr 300, Fairfax, VA 22030 +1 (703) 216 - 0204
Checks Cashed 3621 Columbia Pike, Arlington, VA 22204 +1 (703) 979 - 2000
Check Into Cash 239 South St Suite B, Front Royal, VA 22630 +1 (540) 636 - 1479

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Walkerton, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Reston, VA, Payday Loan Without a Credit Check in Richmond, VA, Payday Loan Without a Credit Check in Roanoke, VA, Payday Loans in Springfield, VA, Payday Loans in Sterling, VA, Short-term Loans in Suffolk, VA, Payday Loans in Virginia Beach, VA and Payday Loans in Alexandria, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Walkerton, VA.

Beautiful sights of Walkerton, VA

Are Payday Loans Legal In Walkerton, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Walkerton, VA payday loan calculator

Payday loans in Walkerton, Virginia

Life is full of surprises, and sometimes it can be tough to meet all of our financial obligations while still making ends meet. If you live in Walkerton, Virginia, and find yourself in need of quick cash, a payday loan could be a potential solution to your problem. It’s essential to understand how payday loans work, their benefits, risks, and alternatives before you decide to apply for one.

What are payday loans?

A payday loan is a short-term loan that can help you cover unexpected expenses. It’s often due on your next payday or within a few weeks. Payday loans are appealing because they are easy to qualify for and the funds are typically available quickly.

In Walkerton, Virginia, payday loans are legal, but there are some regulations that lenders must comply with. These regulations are intended to protect borrowers from predatory lending practices and excessive interest rates.

How do payday loans work?

The application process for a payday loan is typically quick and straightforward. Lenders will typically ask for proof of income, a bank account, and a valid ID. Some lenders may also require a postdated check for the loan amount plus interest.

Once approved, the funds will be deposited into your bank account, and you will be required to repay the loan on your next payday or within a few weeks, depending on the terms of the loan. If you cannot repay the loan, the lender may extend the due date or roll over the loan, but this will come with additional fees and interest.

Benefits of payday loans

Payday loans can be helpful in certain situations. They are easy to apply for, and the funds are typically available quickly. This can be helpful in emergencies such as unexpected medical bills or car repairs.

Risks of payday loans

Despite their benefits, payday loans come with some risks that borrowers should be aware of. One risk is that they often come with high-interest rates, making them an expensive form of credit. Additionally, payday loans are meant to be short-term loans, but if you cannot repay the loan on time, it can lead to a cycle of debt and ultimately damage your credit score.

Alternatives to payday loans

If you find yourself in need of quick cash, there are some alternatives to payday loans that may be worth exploring. One alternative is to consider a personal loan from a bank or credit union. Personal loans typically come with lower interest rates than payday loans, and you can often borrow more money.

Another alternative is to consider a cash advance from your credit card. Cash advances come with high-interest rates, but they are typically lower than payday loan rates.

Interesting facts about Payday loans in Walkerton, Virginia

  • Walkerton, Virginia is a small town located in King and Queen County.
  • The population of Walkerton, Virginia was estimated to be 195 in 2019.
  • In 2018, Virginia payday lenders provided $1.5 billion in loans to Virginians.
  • The average payday loan in Virginia is $385, with an interest rate of 288%.

Apply Now

If you decide that a payday loan is right for you, TheGuaranteedLoans can help you find potential lenders quickly and easily. Fill out our online application, and we will facilitate the connection between you and potential lenders. It’s important to remember that TheGuaranteedLoans is a connector service and not a direct lender. We work with a network of reputable lenders to help you find the loan that works best for you.

Don’t let unexpected expenses get you down. Apply for a payday loan through TheGuaranteedLoans today and get the funds you need to get back on track.

F.A.Q.

Can I file a complaint about a payday lender in Walkerton, Virginia?

Yes, if you have concerns or complaints about a payday lender in Walkerton, Virginia, you can file a complaint with the Virginia State Corporation Commission's Bureau of Financial Institutions. You can also contact the Consumer Financial Protection Bureau (CFPB) to report any issues with a payday lender.

Are there alternatives to payday loans in Walkerton, Virginia?

Yes, there are other options available for borrowers who need access to short-term credit in Walkerton, Virginia. These options may include credit union loans, small personal loans from banks, or borrowing from friends or family. Borrowers should carefully research and compare their options before taking out any type of loan.