Payday Loans in Custer, Washington

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No payday loan companies in Custer, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Columbia Bank 139 Gage Blvd, Richland, WA 99352 +1 (509) 543 - 1200
U.S. Bank Branch 514 9th St, Benton City, WA 99320 +1 (509) 588 - 3416
Banner Bank 322 S Division St, Moses Lake, WA 98837 +1 (509) 766 - 5929
Numerica Credit Union - Wenatchee Branch 812 N Wenatchee Ave, Wenatchee, WA 98802 +1 (509) 662 - 6117
Alaska USA Federal Credit Union 20711 Bothell Everett Hwy, Bothell, WA 98012 +1 (800) 525 - 9094
Prestige Home Mortgage 8802 NE 5th Ave, Vancouver, WA 98665 +1 (360) 553 - 1227
BECU credit union 17705 140th Ave NE, Woodinville, WA 98072 +1 (800) 233 - 2328
AMS Financial Group 21907 64th Ave W 330, Mountlake Terrace, WA 98043 +1 (425) 673 - 9101
Banner Bank 447 Basin St SW, Ephrata, WA 98823 +1 (509) 754 - 5650
NW Plus CU 623 WA-9, Lake Stevens, WA 98258 +1 (425) 297 - 1000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Custer, WA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Spanaway, WA, No Credit Check Loans in Spokane, WA, Emergency Loan in Tacoma, WA, Payday Loans in University Place, WA, Payday Loans in Vancouver, WA, Payday Loans in Walla Walla, WA, Payday Loans in Wenatchee, WA and Bad Credit Loans in Yakima, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Custer, WA.

Beautiful sights of Custer, WA

Payday Loans Available in Custer, WA By The Following ZIP Codes:

98240

Are Payday Loans Legal In Custer, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Custer, WA payday loan calculator

Payday Loans in Custer, Washington: What You Need to Know

Payday loans can be a helpful financial resource for those facing unexpected expenses or financial emergencies. While payday loans are legal in Custer, Washington, it’s important to understand the specifics of these loans before taking one out.

What Are Payday Loans?

A payday loan is a short-term loan typically used to cover unexpected expenses or bills. These loans are usually due on your next payday and typically have high interest rates and fees. In Custer, Washington, payday loans can range from $100 to $700, with a maximum fee of 15% on the first $500 borrowed and 10% on any amount above $500.

How to Get a Payday Loan in Custer, Washington

To get a payday loan in Custer, Washington, you must be at least 18 years old and have a government-issued ID, proof of income, and an open and active checking account. Most lenders will also require a post-dated check or ACH authorization for the full loan amount plus fees.

It’s important to shop around and compare rates and fees from different lenders before taking out a payday loan. Look for lenders who are transparent about their rates and fees and who have a good reputation.

Important Considerations Before Taking Out a Payday Loan

  • Assess your ability to repay the loan on time and in full, including any fees and interest.
  • Consider alternatives to payday loans, such as borrowing from friends or family, negotiating with creditors, or seeking assistance from local non-profit organizations.
  • Be wary of lenders who use aggressive or deceptive marketing tactics or who do not follow state regulations.
  • Understand the terms and conditions of your loan, including your repayment schedule and any fees or penalties for late or missed payments.

Interesting Facts and Statistics about Payday Loans in Custer, Washington

  • The average payday loan borrower in Washington takes out eight loans per year.
  • 56% of payday loan borrowers in Washington have annual incomes of less than $50,000.
  • Between 2010 and 2015, the number of payday lending locations in Washington increased by 30%.

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Custer, Washington, TheGuaranteedLoans can help connect you with potential lenders who can meet your needs. As a connector service, TheGuaranteedLoans does not lend money directly, but we can facilitate your connection with lenders who may be able to provide the funds you need.

Our online application process is quick and easy, and you’ll be able to receive loan offers from multiple lenders within minutes. Simply fill out our online application form with your basic information and financial needs, and we’ll take care of the rest.

Remember to only borrow what you can afford to repay, and to work with a reputable lender who follows state regulations.

In Conclusion

While payday loans can be a helpful financial resource in times of need, they should be used with caution and only when necessary. Understanding the terms and conditions of your loan, shopping around for the best rates and fees, and being mindful of your ability to repay the loan can help you make informed decisions and avoid falling into debt.

F.A.Q.

Can I have more than one payday loan at a time in Custer, Washington?

No, Washington state law prohibits borrowers from having more than one payday loan at a time. If a borrower has multiple payday loans from different lenders, they must pay off one loan before taking out another.

Are there any protections for borrowers in Custer, Washington when it comes to payday loans?

Yes, Washington state law provides several protections for borrowers who take out payday loans. For example, lenders are required to provide borrowers with written disclosures about the terms of the loan, including the interest rate and any fees that may be charged. Additionally, lenders are prohibited from harassing or threatening borrowers who are unable to repay their loans.