Payday Loans in Edwall, Washington

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No payday loan companies in Edwall, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Banner Bank S, 106 S 2nd St E, Chewelah, WA 99109 +1 (509) 935 - 6789
Evergreen Home Loans Omak NMLS 1274016 715 B Okoma Dr, Omak, WA 98841 +1 (509) 826 - 1965
Economic Alliance 320 Omak Ave, Omak, WA 98841 +1 (509) 826 - 5107
Credit Concepts 23632 Hwy 99 V, Edmonds, WA 98026 +1 (425) 563 - 6950
Western Union Walgreens, 490 W Washington St, Sequim, WA 98382 +1 (360) 681 - 2018
Money Man Pawn & Jewelry, Auto Sales 31509 3rd Ave Suite 100, Black Diamond, WA 98010 +1 (360) 886 - 1431
Moneytree 1406 N 20th Ave, Pasco, WA 99301 +1 (509) 544 - 6669
EZ Bucks 715 W 1st St A, Wapato, WA 98951 +1 (509) 877 - 7100
Cash America Pawn 33012 Pacific Hwy S, Federal Way, WA 98003 +1 (253) 838 - 8929
Timberland Bank 1201 Marvin Rd NE, Lacey, WA 98516 +1 (360) 438 - 1400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Edwall, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lacey, WA, Bad Credit Loans in Lake Stevens, WA, Payday Loans in Lakewood, WA, Payday Loans in Longview, WA, Bad Credit Loans in Lynnwood, WA, Payday Loans in Marysville, WA, No Credit Check Loans in Mount Vernon, WA and Payday Loans in Olympia, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Edwall, WA.

Beautiful sights of Edwall, WA

Payday Loans Available in Edwall, WA By The Following ZIP Codes:

99008

Are Payday Loans Legal In Edwall, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Edwall, WA payday loan calculator

If you are in need of quick funds in Edwall, Washington, payday loans may be an option for you. Payday loans are legal in the state of Washington as long as the lender has a small loan license.

What Are Payday Loans?

Payday loans are short-term loans that are intended to be repaid with your next paycheck. The loans are typically for smaller amounts, ranging from a few hundred to a few thousand dollars, and are designed to provide quick access to cash for those who need it.

These loans often come with high-interest rates and fees, so it is important to only take out a payday loan if you are confident that you can repay it on time.

Why Choose Payday Loans?

Payday loans are a popular option for those who need quick access to cash, as they can often be approved within hours of applying. They don’t require a credit check, so those with poor or no credit may still be able to qualify.

Additionally, payday loans are often unsecured, meaning you won’t need to put up collateral like a car or home to secure the loan. This is an attractive feature for those who don’t have assets to use as collateral.

Potential Risks of Payday Loans

While payday loans can be a helpful option in a pinch, they come with some potential risks that you should be aware of before taking out a loan. The high-interest rates and fees associated with payday loans can make it difficult for borrowers to repay their loans on time, leading to a cycle of debt.

It is important to only borrow what you know you can repay, and to carefully read the terms and conditions of any loan you are considering.

Interesting Facts & Statistics About Payday Loans in Edwall, Washington

  • The average payday loan amount in Washington is $380.
  • In Washington, the maximum amount you can borrow with a payday loan is $700, or 30% of your gross monthly income, whichever is lower.
  • The average APR (annual percentage rate) on payday loans in Washington is 391%.
  • In Edwall, Washington, there are a number of payday loan lenders to choose from.

Apply Now

If you are considering a payday loan in Edwall, Washington, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application, and we will match you with lenders who may be able to provide you with the loan you need. Remember, we are a connector service, not a direct lender.

Make sure to carefully read the terms and conditions of any loan before accepting it, and only borrow what you know you can repay.

At TheGuaranteedLoans, we are committed to providing our customers with valuable, accurate information about payday loans and other loan-related topics. We hope this article has been helpful in your search for quick cash in Edwall, Washington.

F.A.Q.

Are there any protections for borrowers in Edwall, Washington when it comes to payday loans?

Yes, Washington state law provides several protections for borrowers who take out payday loans. For example, lenders are required to provide borrowers with written disclosures about the terms of the loan, including the interest rate and any fees that may be charged. Additionally, lenders are prohibited from harassing or threatening borrowers who are unable to repay their loans.

What should I do if I am unable to repay my payday loan in Edwall, Washington?

If you are unable to repay your payday loan in Edwall, Washington, you should contact your lender as soon as possible to discuss your options. In most cases, the lender will offer a payment plan or allow you to repay the loan in installments. If you are unable to come to an agreement with your lender, you may want to seek help from a consumer protection agency or legal aid organization.