Payday Loans in Preston, Washington

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No payday loan companies in Preston, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of the Pacific 56 Main St, Cathlamet, WA 98612 +1 (360) 795 - 3228
Walmart Money Center 1486 Dike Access Rd, Woodland, WA 98674 +1 (360) 841 - 9131
Kitsap Credit Union 8196 NE State Hwy 104, Kingston, WA 98346 +1 (360) 662 - 2000
U.S. Bank ATM - Yacolt 307 N Amboy Ave, Yacolt, WA 98675 +1 (800) 872 - 2657
Moneytree 18001 Bothell Everett Hwy, Bothell, WA 98012 +1 (425) 424 - 8666
Columbia Bank 19925 WA-410 E, Bonney Lake, WA 98391 +1 (253) 863 - 8500
Cashmere Valley Bank - Leavenworth 980 US-2, Leavenworth, WA 98826 +1 (509) 548 - 5231
Wells Fargo Bank 901 E Front St, Port Angeles, WA 98362 +1 (360) 457 - 1164
Solarity Credit Union 171 Iron Horse Ct, Yakima, WA 98901 +1 (509) 248 - 1720
Roger Kadey 1208 Washington Way Ste 150, Longview, WA 98632 +1 (360) 575 - 3823

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Preston, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Renton, WA, Quick Loan in Richland, WA, Emergency Loan in Sammamish, WA, Payday Loan Without a Credit Check in Seattle, WA, Payday Loans in Spanaway, WA, Bad Credit Loans in Spokane, WA, Guaranteed Loans in Tacoma, WA and Payday Loans in University Place, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Preston, WA.

Beautiful sights of Preston, WA

Are Payday Loans Legal In Preston, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Preston, WA payday loan calculator

What You Need to Know About Payday Loans in Preston, Washington

Life can be unpredictable, and sometimes unexpected expenses arise when we least expect them. When faced with a financial emergency, many people turn to payday loans as a source of quick cash. If you live in Preston, Washington, and are considering a payday loan, here’s what you need to know.

What is a payday loan?

A payday loan is a small, short-term loan that is typically due on your next payday. These loans are designed to provide quick cash to individuals who may not have access to traditional credit or loans. In Washington, payday lenders are required to be licensed and must comply with state regulations regarding loan amounts, fee structure, and repayment terms.

How do payday loans work in Preston, Washington?

Payday loans work by providing individuals with a small, short-term loan that is typically due on their next payday. To qualify for a loan, applicants must provide proof of income, identification, and an active checking account. The loan amount and fee structure vary based on the lender and the borrower’s financial situation. Residents of Preston, Washington can access payday loans through either online or storefront lenders.

Note that payday loans should only be used for short-term financial emergencies, as the high-interest rates and fees associated with these loans can lead to additional, long-term financial problems.

Are payday loans legal in Preston, Washington?

Yes, payday loans are legal in Preston, Washington. However, all payday lenders in the state of Washington must have a small loan license from the Washington State Department of Financial Institutions. Additionally, there are state regulations in place regarding loan amounts, fee structure, and repayment terms that all lenders must comply with.

What are the benefits of payday loans?

  • Quick access to cash when you need it.
  • No credit check required for approval.
  • Easy and convenient application process.
  • Short repayment term, allowing you to pay the loan off quickly.

What are the drawbacks of payday loans?

  • High-interest rates and fees can lead to additional financial problems.
  • Short repayment term may be difficult for some borrowers to meet.
  • Payday loans can lead to a cycle of debt if not used responsibly.

Interesting Facts and Statistics about Payday Loans in Preston, Washington

  • The average loan amount for a payday loan in Washington is $350.
  • Washington state law limits the maximum loan amount to $700 or 30% of the borrower’s gross monthly income, whichever is less.
  • The average APR (annual percentage rate) on a payday loan in Washington is 391%.
  • The average length of a payday loan in Washington is 14 days.
  • In 2019, Washington residents took out over 1.8 million payday loans.

Apply Now with TheGuaranteedLoans

Applying for a payday loan can be stressful, and finding the right lender can be time-consuming. At TheGuaranteedLoans, we understand the importance of quick access to cash without the hassle of searching for a lender. We are a connector service, not a direct lender, and we work with a network of trusted lenders to facilitate your connection with a potential lender.

To start your online application for a payday loan today, simply fill out our secure online form, and we will connect you with a lender who may be able to provide you with the cash you need.

Note that payday loans should only be used for short-term financial emergencies, and all loan terms and conditions should be carefully read and understood before accepting any loan offer.

At TheGuaranteedLoans, we are committed to providing our customers with valuable, accurate information on payday loans and other loan-related topics. Contact us today or visit our website to learn more about how we can help you find the right loan for your financial situation.

F.A.Q.

Are payday loans legal in Preston, Washington?

Yes, payday loans are legal in Preston, Washington as long as the lender is licensed by the state. The Washington State Department of Financial Institutions is responsible for regulating the payday lending industry in the state.

How much can I borrow with a payday loan in Preston, Washington?

The maximum amount that can be borrowed with a payday loan in Preston, Washington is $700. This limit applies to all payday loans, regardless of the lender or the borrower's credit history.