Payday Loans in Tracyton, Washington

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No payday loan companies in Tracyton, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Banner Bank 435 Martin St Suite 1000, Blaine, WA 98230 +1 (360) 332 - 7700
A1 Cash Now - We Pay More 13520 100th Ave NE, Kirkland, WA 98034 +1 (425) 820 - 4653
Chevron 60103 WA-20, Marblemount, WA 98267 +1 (360) 873 - 4285
Stewart Title Co 413 E 1st St, Cle Elum, WA 98922 +1 (509) 674 - 2777
Washington Federal Bank 101 E Johnson Ave, Chelan, WA 98816 +1 (509) 682 - 2516
Cash America Pawn 4006 Guide Meridian, Bellingham, WA 98226 +1 (360) 647 - 2171
Advance America 13503-C SE Mill Plain Blvd. #1, Vancouver, WA 98684 +1 (360) 254 - 8900
Moneytree 309 E Casino Rd, Everett, WA 98208 +1 (425) 355 - 3000
Chase Bank 200 E 2nd St, Grandview, WA 98930 +1 (509) 882 - 3660
Cashmere Valley Bank - Ellensburg 101 W University Way, Ellensburg, WA 98926 +1 (509) 925 - 3000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tracyton, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Renton, WA, Payday Loan Companies in Richland, WA, Same Day Loans in Sammamish, WA, No Credit Check Loans in Seattle, WA, Payday Loan for Spanaway, WA, Emergency Loan in Spokane, WA, Payday Loan Without a Credit Check in Tacoma, WA and 24-Hour Loan in University Place, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tracyton, WA.

Beautiful sights of Tracyton, WA

Payday Loans Available in Tracyton, WA By The Following ZIP Codes:

98393

Are Payday Loans Legal In Tracyton, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Tracyton, WA payday loan calculator

Payday Loans in Tracyton, Washington: What You Need to Know

If you find yourself in need of cash in Tracyton, Washington, one option that may be available to you is a payday loan. This type of short-term loan can help you cover unexpected expenses, such as medical bills or car repairs, until your next paycheck. However, it’s important to understand the terms and risks associated with payday loans before you apply.

How Payday Loans Work

A payday loan is a small, short-term loan that is typically due on your next payday. To apply for a payday loan in Tracyton, you’ll need to find a lender who offers these types of loans. The lender will review your application and, if approved, will typically deposit the funds directly into your bank account within a few business days.

The amount you can borrow with a payday loan will depend on a variety of factors, including your income and credit history. However, in Washington state, payday loans cannot exceed $700 or 30% of your gross monthly income, whichever is less.

What Are the Risks of Payday Loans?

While payday loans can be a helpful tool in times of financial need, they also come with risks. One of the main risks of payday loans is the high interest rates and fees associated with them. In Washington state, the maximum interest rate for a payday loan is 15% on the first $500 borrowed, and 10% on additional amounts up to $700. In addition to interest, lenders may charge a variety of fees, including origination fees and late payment fees.

Another risk of payday loans is the cycle of debt they can create. Because payday loans are due on your next payday, borrowers who are unable to repay the loan in full may be tempted to renew or extend the loan, which can result in additional fees and interest.

What Should You Consider Before Taking Out a Payday Loan?

Before you apply for a payday loan, it’s important to consider your financial situation and whether a payday loan is the best option for you. Some questions to ask yourself include:

  • Do I have other options, such as borrowing from family or friends, or using a credit card?
  • Can I realistically repay the loan in full by my next payday?
  • How much will it cost me in fees and interest to take out the loan?

It’s also important to do your research and find a reputable payday lender in Tracyton. Look for lenders who are licensed by the Washington Department of Financial Institutions, and read reviews from other borrowers to get an idea of the lender’s reputation.

Interesting Facts About Payday Loans in Tracyton, Washington

  • The number of payday lenders in Washington state has decreased by almost 50% since 2009.
  • As of 2021, the average payday loan borrower in Washington state takes out six loans per year.
  • In 2019, the Washington state legislature passed a bill that will cap interest rates on payday loans at 36% starting in 2020.

Apply Now for a Payday Loan in Tracyton

If you’ve decided that a payday loan is the right option for you, TheGuaranteedLoans can help you connect with potential lenders in Tracyton. As a connector service, we can help you fill out an online application and match you with lenders who may be able to offer you a loan. However, it’s important to remember that TheGuaranteedLoans is not a direct lender, and we cannot guarantee that you will be approved for a loan.

To get started, simply visit our homepage and fill out our online application form. We’ll ask for some basic information about yourself and your financial situation, and we’ll work to connect you with a lender who may be able to offer you a loan. Getting started is easy, and you could receive the funds you need in just a few business days.

In Conclusion

Payday loans can be a helpful tool for borrowers in need of short-term cash. If you’re considering a payday loan in Tracyton, it’s important to do your research, weigh the risks and benefits, and find a reputable lender. By keeping these tips in mind and working with TheGuaranteedLoans, you can get the funds you need and move forward with confidence.

F.A.Q.

Can I apply for a payday loan in Tracyton, Washington if I am a member of the military?

Yes, members of the military are eligible to apply for payday loans in Tracyton, Washington. However, they are subject to the same laws and regulations as other borrowers.

Is it necessary to provide collateral to get a payday loan in Tracyton, Washington?

No, payday loans in Tracyton, Washington are unsecured loans, which means no collateral is required.