Payday Loans in Fruitvale, Texas

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No payday loan companies in Fruitvale, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Network Finance 4123 SW 34th Ave, Amarillo, TX 79109 +1 (806) 372 - 5626
Oportun 1509 S Cage Blvd, Pharr, TX 78577 +1 (956) 622 - 5576
Justice Finance E Lancaster 5024 E Lancaster Ave, Fort Worth, TX 76103 +1 (817) 534 - 5697
Toledo Finance 3403 Thomason Dr, Midland, TX 79703
Loanstar Title Loans 3201 Denton Hwy, Haltom City, TX 76117 +1 (817) 759 - 0700
Kerr County Federal CU 3700 Memorial Blvd, Kerrville, TX 78028 +1 (830) 896 - 6800
Check n Go 1707 S Broadway St 2, Sulphur Springs, TX 75482 +1 (903) 885 - 6261
World Finance 324 W Ocean Blvd Ste 107 & 108, Los Fresnos, TX 78566 +1 (956) 233 - 6816
Powell State Bank 100 Carr St, Powell, TX 75153 +1 (903) 345 - 7381
Extra Cash Rebate 8078 Ferguson Rd, Dallas, TX 75228

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fruitvale, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Sugar Land, TX, Short-term Loans in Temple, TX, Guaranteed Loans in Texarkana, TX, Guaranteed Loans in Texas City, TX, Payday Loans in The Colony, TX, Short-term Loans in Tyler, TX, Payday Loans in Victoria, TX and Payday Loans in Waco, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fruitvale, TX.

Payday Loans Available in Fruitvale, TX By The Following ZIP Codes:

75127

Are Payday Loans Legal In Fruitvale, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Fruitvale, TX payday loan calculator

If you’re living in Fruitvale, Texas and in need of quick cash, you may be considering a payday loan. Payday loans, also known as cash advance loans, are short-term loans that are typically due on your next payday. They can be a helpful solution when unexpected expenses arise, but it’s important to understand the risks and regulations before taking out a payday loan.

What are Payday Loans in Fruitvale, Texas?

Payday loans in Fruitvale, Texas are legal and regulated by the Texas Office of Consumer Credit Commissioner. To be eligible for a payday loan, you must have a steady source of income and an active checking account. The loan amount you’re eligible for will depend on your income.

Payday loans are meant to be short-term, with repayment typically due on your next payday. However, if you’re unable to repay the loan in full on your next payday, you may be able to rollover the loan by paying an additional fee. This can be a dangerous cycle that leads to accumulating debt with high interest rates.

How do Payday Loans Work?

To apply for a payday loan, you’ll need to provide proof of income, a valid ID, and your bank account information. You’ll then be asked to write a post-dated check for the loan amount plus any fees. If you’re not able to repay the loan in full on your next payday, the lender will deposit the post-dated check and you’ll be responsible for any overdraft fees.

The interest rates on payday loans in Texas can be incredibly high, often over 500%. This is due to the short-term nature of the loan and the fact that payday lenders often do not conduct credit checks. It’s important to carefully consider your ability to repay the loan and explore alternative options before taking out a payday loan.

Risks of Payday Loans in Fruitvale, Texas

While payday loans can be a helpful solution for short-term cash needs, they also come with significant risks. The high-interest rates can lead to a cycle of debt that’s difficult to break free from. If you’re unable to repay the loan and fees on your next payday, you’ll be subjected to additional fees and interest rates which can make it difficult for you to get back on track with your finances. Additionally, payday loans do not help build credit as they are not reported to credit bureaus.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise and sometimes you need quick cash. However, we strongly encourage our readers to explore all options before taking out a payday loan. If you do decide that a payday loan is the best option for you, we can connect you with potential lenders in Fruitvale, Texas.

It’s important to note that we are not a direct lender. Instead, we connect borrowers with potential lenders who may be able to help. To get started, fill out our online application and we’ll work to find potential lenders who may be able to help you.

Interesting Facts about Payday Loans in Fruitvale, Texas

  • The first payday loan store in the United States was opened in 1994 in South Dakota.
  • Payday loan businesses in Texas made $1.4 billion in loans in 2019 alone.
  • Research shows that the average payday loan borrower takes out 8 loans per year.
  • Payday lending is illegal in 14 states and the District of Columbia.

Remember, taking out a payday loan should not be taken lightly. It’s important to fully understand the risks and regulations before agreeing to a loan.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Fruitvale, Texas?

Yes, Texas law limits the number of payday loans that an individual can take out at one time. The maximum number of payday loans that can be outstanding at any given time is three.

Can I roll over my payday loan in Fruitvale, Texas?

Yes, Texas law allows payday loans to be rolled over or extended, but only once per loan. This means that if you are unable to repay the loan on the due date, you can extend the loan for an additional 14 days, but you will be charged additional fees and interest for this service.