Payday Loans in Gustine, Texas

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No payday loan companies in Gustine, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
BancorpSouth Bank 50 S Main St, Salado, TX 76571 +1 (254) 947 - 5852
Delta Loans 216 Titus St, Gilmer, TX 75644 +1 (903) 843 - 5352
Loanstar Title Loans 2000 E Belt Line Rd, Carrollton, TX 75006 +1 (214) 483 - 3852
Thrivent Financial 311 N Center Ave, Brownwood, TX 76801 +1 (325) 646 - 0706
Cash Store 1884 W Moore Ave, Terrell, TX 75160 +1 (972) 551 - 1213
Loanstar Title Loans 3201 Denton Hwy, Haltom City, TX 76117 +1 (817) 759 - 0700
Jones & Renfrow Abstracters 802 9th St, Paducah, TX 79248 +1 (806) 492 - 3573
Lynn Reed - Premier Nationwide - NMLS 251648 181 S Main St 110, Prosper, TX 75078 +1 (972) 483 - 5495
Gold N Things Pawn 102 E Sinton St, Sinton, TX 78387 +1 (361) 364 - 2378
Famsa 1895 E Grant St Suite 1 Ste1, Roma, TX 78584 +1 (956) 847 - 4395

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gustine, TX, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Spring, TX, Payday Loans in Sugar Land, TX, Payday Loans in Temple, TX, Payday Loans in Texarkana, TX, Payday Loans in Texas City, TX, Payday Loans in The Colony, TX, 24-Hour Loan in Tyler, TX and Payday Loans in Victoria, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gustine, TX.

Payday Loans Available in Gustine, TX By The Following ZIP Codes:

76455

Are Payday Loans Legal In Gustine, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Gustine, TX payday loan calculator

What Are Payday Loans?

Payday loans are a type of short-term loan designed to help individuals access funds quickly, often within a day or two. These loans typically have high interest rates and fees and require repayment from the borrower’s next paycheck or a set repayment date.

Payday Loans in Gustine, Texas

Like elsewhere in Texas, payday loans are legal in Gustine, Texas. The state of Texas has strict regulations in place to protect borrowers from predatory lending practices.

When looking for a payday loan in Gustine, Texas, it’s important to understand the requirements and regulations that lenders must follow. For example, lenders in Texas must prominently display their rates and fees, and borrowers have the right to cancel the loan at no cost within three days of signing the agreement. Additionally, lenders are prohibited from charging more than 10% of the principal loan amount in fees.

How to Apply for a Payday Loan in Gustine, Texas

The process to apply for a payday loan in Gustine, Texas is straightforward. It typically involves the following steps:

  • Fill out an online application on a website such as TheGuaranteedLoans
  • Provide information about your income, employment, and banking details
  • Submit the application for review by a lender
  • Receive a decision on your loan application from the lender
  • If approved, review the loan agreement and sign the terms and conditions
  • Receive the loan funds in your account within one to two business days

It’s important to note that TheGuaranteedLoans is not a direct lender and serves as a loan connector service for potential borrowers. The website connects borrowers with potential lenders who will review their application and determine if they meet the lender’s criteria.

Benefits of Payday Loans

Payday loans can be a valuable resource for individuals who need funds quickly and have no other options for borrowing. Some benefits of payday loans include:

  • Quick access to funds: The application process is typically fast and funds can be deposited into your account within one to two business days.
  • Availability: Unlike traditional loans, payday loans are available to individuals with bad credit or no credit history.
  • Flexibility: Payday loans can be used for a wide range of purposes, such as car repairs, medical bills, or unexpected expenses.

What to Consider Before Taking Out a Payday Loan

While payday loans can be a useful tool, they can also be costly and trap borrowers in a cycle of debt. It’s important to carefully consider the risks and benefits of a payday loan before applying. Some factors to consider include:

  • Interest rates and fees: Payday loans have high interest rates and fees that can add up quickly. Make sure you understand the total cost of borrowing before accepting a loan.
  • Repayment terms: Payday loans typically require repayment within a short timeframe, which can make it difficult to meet other financial obligations. Make sure you have a plan to repay the loan on time.
  • Borrowing amount: Payday loans are typically small and may not provide enough funds to address your financial needs.

Interesting Facts and Statistics about Payday Loans in Gustine, Texas

  • The average annual percentage rate (APR) for payday loans in Texas is 662%, making it one of the most expensive states for borrowing.
  • According to the Texas Office of Consumer Credit Commissioner, the number of payday loan complaints in Texas dropped by 60% from 2013 to 2018, indicating improved lending practices.
  • As of 2021, the maximum amount a lender can loan to a borrower in Texas is $1,800.

Apply Now

If you’re considering a payday loan in Gustine, Texas, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is fast and easy, and you can receive a decision in minutes. Remember to carefully consider the risks and benefits of a payday loan before applying.

F.A.Q.

Is it possible to obtain a payday loan in Gustine, Texas without a credit check?

Yes, it is possible to obtain a payday loan in Gustine, Texas without a credit check. However, lenders may still require proof of income and a valid checking or savings account.

How do I compare payday loan options in Gustine, Texas?

When comparing payday loan options in Gustine, Texas, it is important to consider factors such as the interest rate, fees, repayment terms, and overall cost of the loan. It is also important to research the lender and read reviews from other customers before making a decision.