Payday Loans in New Baden, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in New Baden, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Matagorda County Credit Union 3700 Avenue F, Bay City, TX 77414 +1 (979) 245 - 8674
CashMax Title & Loan 207 N US-183 UNIT A, Leander, TX 78641 +1 (512) 259 - 1818
Reliable Finance Co 3414 Avenue F, Bay City, TX 77414 +1 (979) 245 - 1428
Citizens State Bank 722 E Main St, Teague, TX 75860 +1 (254) 739 - 0500
Mariner Finance 15250 Dallas Pkwy 400, Dallas, TX 75248 +1 (469) 289 - 5228
Barri Office 2018 E Main St, Uvalde, TX 78801 +1 (830) 591 - 9479
Mobiloil Credit Union 11250 Eagle Dr, Mont Belvieu, TX 77523 +1 (409) 892 - 1111
VeraBank 739 E Tyler St, Athens, TX 75751 +1 (903) 675 - 0011
EZ Money 681 TX-46, New Braunfels, TX 78130 +1 (830) 643 - 1012
Check Into Cash 2808 New Boston Rd Suite A, Texarkana, TX 75501 +1 (903) 831 - 3122

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Baden, TX, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Southlake, TX, Payday Loan for Spring, TX, Bad Credit Loans in Sugar Land, TX, Bad Credit Loans in Temple, TX, Payday Loans in Texarkana, TX, Payday Loans in Texas City, TX, Payday Loans in The Colony, TX and Payday Loans in Tyler, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Baden, TX.

Are Payday Loans Legal In New Baden, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

New Baden, TX payday loan calculator

Payday Loans in New Baden, Texas

Payday loans are common financial products that many people use to get instant cash to address urgent expenses such as medical bills, car repairs, or other unforeseen emergencies. In New Baden, Texas, payday loans are legal and readily available to qualifying individuals. In this article, we will explore the payday loan industry in New Baden, Texas and provide you with essential information about how payday loans work, the regulations governing them, and how you can obtain one.

How do payday loans work?

A payday loan is a small, short-term loan that is usually due on your next payday. This type of loan is designed to help you bridge the gap between your paychecks and cover unexpected expenses that may arise. To be eligible for a payday loan in New Baden, Texas, you must be over the age of 18, have a valid checking account, and a steady income source.

When you apply for a payday loan, you will need to provide proof of income, identification, and bank statement. The lender will review your application and determine how much you qualify for based on your income and other factors. The funds will then be deposited into your checking account, often within 24 hours.

Regulations governing payday loans in New Baden, Texas

Payday loans are regulated by the Texas Office of Consumer Credit Commissioner. Under the Texas Finance Code, lenders are required to disclose all fees and charges associated with the loan, including the annual percentage rate (APR). The maximum amount you can borrow in Texas is $1,800, and the maximum term is 180 days.

However, it is important to note that although payday loans are legal in Texas, they can be costly. The APR can be as high as 662%, which means that if you borrow $100, you could owe up to $662 in interest and fees if you fail to repay the loan on time. Therefore, it is crucial to read and understand the loan agreement carefully before applying for a payday loan.

How to apply for a payday loan in New Baden, Texas

If you are in need of a payday loan in New Baden, Texas, applying online is quick and easy. TheGuaranteedLoans.com is a popular payday loan portal that can help you connect with reputable lenders in Texas who can offer you a payday loan.

To apply for a payday loan, simply visit our website and fill out the online application form. Provide the required information, and we will match you with potential lenders based on your qualifications. You will receive offers from lenders, and you can choose the one that suits your needs and budget.

Apply Now

At TheGuaranteedLoans, we understand that life can be unpredictable, and unexpected expenses can leave you struggling to make ends meet. That is why we offer a straightforward online application process for payday loans in New Baden and the rest of Texas.

We connect you with potential lenders who may be able to provide you with the funds you need, regardless of your credit score or financial history. However, please note that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions or control the lending process. We are a connector service that aims to provide you with access to reliable lenders who can offer you a payday loan.

Interesting Facts about Payday Loans in New Baden, Texas

  • As of 2018, there were over 2,100 licensed payday loan lenders operating in Texas
  • Despite the high APR, payday loans have become a popular alternative to traditional borrowing methods in Texas, particularly for consumers with poor credit scores.
  • The average payday loan amount in Texas is $500

In conclusion

Payday loans are legal in New Baden, Texas, and they can be an effective way to obtain quick cash to address unexpected expenses. However, it is important to understand the regulations governing payday loans in Texas, the high APR, and the associated fees. If you are in need of a payday loan, we recommend applying online through TheGuaranteedLoans, as it provides a safe, reliable way to connect with reputable lenders in Texas.

F.A.Q.

Can I be charged additional fees for using a payday loan in New Baden, Texas?

Yes, in addition to the interest charges, payday lenders in New Baden, Texas may charge additional fees for processing, origination, and late or missed payments. It is important to carefully review the loan agreement and understand all fees that may be associated with the loan before signing.

Is it possible to obtain a payday loan in New Baden, Texas without a credit check?

Yes, it is possible to obtain a payday loan in New Baden, Texas without a credit check. However, lenders may still require proof of income and a valid checking or savings account.