Payday Loans in Geronimo, Texas

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No payday loan companies in Geronimo, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Holiday Finance Corporation 1101 N Cage Blvd 2C, Pharr, TX 78577 +1 (956) 787 - 3797
Pecos Bank 105 Avenue D, Marathon, TX 79842 +1 (432) 386 - 4500
Stockmens National Bank 206 N Main St, Cotulla, TX 78014 +1 (830) 879 - 2331
ACE Cash Express 1000 E South St, Alvin, TX 77511 +1 (281) 331 - 2274
Cash Store 14278 FM 2100 Rd, Crosby, TX 77532 +1 (281) 328 - 0842
Swift Cash 1917 Crockett Rd 1, Palestine, TX 75801 +1 (903) 723 - 3336
Advance America 2166 Texas Pkwy, Missouri City, TX 77489 +1 (281) 499 - 7270
Hometown Loans 108 E Main St, Clarksville, TX 75426 +1 (903) 427 - 4567
Toledo Finance Corporation 6305 Wesley St 106, Greenville, TX 75402 +1 (903) 454 - 6171
Texas Car Title & Payday Loan Services, Inc. 503 N Frazier St, Conroe, TX 77301 +1 (936) 539 - 5080

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Geronimo, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Denton, TX, Payday Loans in DeSoto, TX, Payday Loan for Duncanville, TX, Payday Loans in Edinburg, TX, Bad Credit Loans in El Paso, TX, Online Loans in Euless, TX, Guaranteed Loans in Farmers Branch, TX and Payday Loans in Flower Mound, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Geronimo, TX.

Payday Loans Available in Geronimo, TX By The Following ZIP Codes:

78115

Are Payday Loans Legal In Geronimo, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Geronimo, TX payday loan calculator

The Truth About Payday Loans in Geronimo, Texas

Money can be a scarce resource, especially when unexpected bills or expenses come up. This is where payday loans come in handy. Payday loans are small, short-term loans with high-interest rates that can provide some financial relief to individuals in need.

In Geronimo, Texas, payday loans are legal. But before you consider taking out a payday loan, it’s important to understand the risks involved and the rules that regulate payday lending.

How Do Payday Loans Work in Geronimo, Texas?

In Geronimo, Texas, payday loans are regulated by the Texas Office of Consumer Credit Commissioner. To qualify for a payday loan, you need to be at least 18 years old and have a steady source of income. You also need to provide a valid government ID, your Social Security number, and proof of income and address.

When you apply for a payday loan, you agree to repay the loan principal plus interest and fees on your next payday. If you can’t repay the loan on time, the lender may extend the loan term, but this will come with additional fees and interest.

The interest rates on payday loans in Texas can be very high, reaching an APR of up to 662%. This means that if you borrow $500 for two weeks, you may end up paying back more than $625 in total.

Payday Loan Rules and Regulations in Geronimo, Texas

While payday loans are legal in Texas, there are rules and regulations that lenders must follow to ensure the safety and fair treatment of borrowers. Here are some of the key regulations:

  • The maximum loan amount is $1,800
  • The maximum loan term is 180 days
  • Lenders cannot charge more than 10% of the loan principal as a fee
  • Lenders cannot threaten or harass borrowers for non-payment
  • Borrowers have the right to request an extended payment plan if they can’t repay the loan on time

It’s important to note that these regulations apply to licensed lenders only. Unlicensed lenders may not adhere to these regulations, putting borrowers at risk of unfair treatment or even fraud.

Interesting Facts and Statistics About Payday Loans in Geronimo, Texas

  • In 2019, Texans took out more than 2 million payday loans with a total value of $3.4 billion
  • The average payday loan amount in Texas is $470
  • Lenders in Texas charge an average fee of $22 per $100 borrowed
  • More than half of payday loan borrowers in Texas roll over their loans at least once, meaning they take out a new loan to pay off the old one and incur additional fees and interest

Apply Now

If you are considering a payday loan in Geronimo, Texas, TheGuaranteedLoans can connect you with potential lenders who offer payday loans. Remember, we are not a direct lender – we simply facilitate the connection between you and lenders who may be able to meet your needs.

Applying for a payday loan through TheGuaranteedLoans is simple. Fill out our online application form, and we’ll connect you with a lender who may be able to offer you a loan. From there, you can review the loan terms, including interest rates and fees, before deciding if you want to proceed with the loan.

As with any financial decision, it’s important to carefully consider your options and only take out a payday loan if it’s truly necessary. Make sure you understand the loan terms and the risks involved, and only borrow what you can afford to repay on time.

Thank you for considering TheGuaranteedLoans for your payday loan needs. We are committed to providing our customers with a trusted and reliable service.

F.A.Q.

Can I renew or extend my payday loan in Geronimo, Texas?

Yes, you may be able to renew or extend your payday loan in Geronimo, Texas if you are unable to make the full repayment on the due date. However, this may result in additional fees and interest charges, and should be avoided if possible.

What happens if I am unable to repay my payday loan in Geronimo, Texas?

If you are unable to repay your payday loan in Geronimo, Texas, the lender may attempt to collect the debt through various means, including phone calls, letters, and legal action. If the debt is not repaid, it may be sold to a collection agency, which could negatively impact your credit score.