Payday Loans in New Deal, Texas

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No payday loan companies in New Deal, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
KJC Auto Title Loan Corporation 6606 Lawndale St, Houston, TX 77023 +1 (713) 923 - 9277
Western Finance 2404 W Waco Dr, Waco, TX 76701 +1 (254) 755 - 8818
Cash Today 1801 E SE Loop 323 200, Tyler, TX 75701 +1 (903) 939 - 9997
World Finance 910 N Mechanic St, El Campo, TX 77437 +1 (979) 541 - 5700
Texas Car Title & Payday Loan Services, Inc. 110 Midtown Plz #100, Kilgore, TX 75562
Lendmark Financial Services LLC 621 SW Johnson Ave Suite B, Burleson, TX 76028 +1 (817) 295 - 3197
Trading Post & Loan 603 15th St NW, Childress, TX 79201 +1 (940) 937 - 2800
Security Finance 805 Hillcrest Dr, Vernon, TX 76384 +1 (940) 552 - 2088
Regional Finance 901 N Raul Longoria Rd #4, San Juan, TX 78589
North Texas Commercial Capital 2101 Cedar Springs Rd 1050, Dallas, TX 75201 +1 (214) 736 - 8361

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Deal, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Burleson, TX, Online Loans in Carrollton, TX, Payday Loan Companies in Cedar Hill, TX, Payday Loan Companies in Cedar Park, TX, 24-Hour Loan in Channelview, TX, No Credit Check Loans in College Station, TX, Payday Loan Without a Credit Check in Conroe, TX and Payday Loan Companies in Coppell, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Deal, TX.

Payday Loans Available in New Deal, TX By The Following ZIP Codes:

79350

Are Payday Loans Legal In New Deal, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

New Deal, TX payday loan calculator

New Deal, Texas Payday Loans: What You Need to Know

Payday loans are a type of short-term loan designed to help those in need of quick cash. These loans are typically available to individuals who may not qualify for other types of loans due to poor credit or lack of collateral. While payday loans can be an effective way to address short-term financial needs, it’s essential to understand the potential risks and benefits associated with them and state-specific regulations. In this article, we’ll take a closer look at payday loans in New Deal, Texas, and what you need to know before applying.

How Do Payday Loans Work?

Payday loans are designed to be quick and convenient. Generally, you’ll apply for a loan and receive cash on the same day. Repayment terms are typically short, with loans due on your next payday, which is where the term “payday loan” originates.

To qualify for a payday loan, you’ll need to provide proof of income and a bank account. Some lenders may also require a post-dated check or electronic access to your account to collect payments.

Payday Loans in New Deal, Texas

Payday loans are legal in Texas, including New Deal. However, the state does regulate payday lending practices to protect consumers. According to Texas law, payday lenders must be licensed, and all fees and interest rates must be disclosed clearly.

Specifically, in Texas, lenders may charge up to $10 per $100 borrowed, with a maximum loan amount of $1,800. Loans must be repaid within 14 days to 180 days, depending on the loan amount. Finance charges are not allowed to exceed 10% of the loan amount, plus a $30 administrative fee.

Potential Risks of Payday Loans

While payday loans can be a helpful resource, they come with potential risks. For one, repayment terms are short, and interest rates are often high. Late or missed payments can result in additional fees and damage to your credit score.

Additionally, some critics of payday loans argue that they can contribute to a cycle of debt for borrowers who cannot pay back the loan in full on the due date and must roll over the loan, leading to additional fees and interest charges.

Apply Now With TheGuaranteedLoans

If you’re in need of a payday loan in New Deal, Texas, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we don’t make the loans ourselves but facilitate the application process to save you time and hassle. To apply, simply fill out our online application, and we’ll connect you with lenders who may be able to provide quick cash to meet your needs.

Interesting Facts About Payday Loans in New Deal, Texas

  • New Deal is a small town in Texas, with a population of around 800.
  • Payday loans are legal in Texas but are subject to state regulations to protect borrowers.
  • Texas has more payday lending stores than any other state, with over 2,000 locations across the Lone Star State.
  • The average payday loan amount in Texas is $500, with an average APR of 662.58%.

Remember, payday loans are a helpful way to get quick cash if you find yourself in a bind. However, be sure to understand the risks and regulations associated with payday lending in Texas and only borrow what you can afford to repay.

Disclaimer: TheGuaranteedLoans is a connector service, facilitating the loan application process and connecting borrowers with potential lenders. We are not a direct lender and do not make credit decisions. We also do not endorse any specific lender and cannot guarantee loan approval or terms. Application requirements and loan terms may vary among lenders. Please thoroughly review all terms and conditions before applying.

F.A.Q.

Can I obtain a payday loan in New Deal, Texas if I have bad credit?

Yes, payday loans in New Deal, Texas are typically available to individuals with bad credit. Lenders do not typically require a credit check, but may still require proof of income and a valid checking or savings account.

How long does it take to receive a payday loan in New Deal, Texas?

The amount of time it takes to receive a payday loan in New Deal, Texas varies by lender. Some lenders may be able to provide the loan funds within a few hours, while others may take several days. It is important to research and compare lenders to determine which option is best for your needs.