Payday Loans in South Plains, Texas

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No payday loan companies in South Plains, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Approved Money Center 1671 Main St suite k, Buda, TX 78610 +1 (512) 312 - 4674
Raymond James 1260 N Byrd Ave, Shepherd, TX 77371 +1 (936) 628 - 6100
Pivotal Funding Group 5710 W Hausman Rd 108, San Antonio, TX 78249 +1 (210) 404 - 9906
RBFCU - Gonzales 1712 E Sarah DeWitt Dr, Gonzales, TX 78629 +1 (210) 945 - 3300
Swift Cash 500-A E Tyler St, Athens, TX 75751 +1 (903) 670 - 3227
Security Finance 613 N Washington Ave, Livingston, TX 77351 +1 (936) 327 - 5325
ACE Cash Express 1060 N Main St 124, Euless, TX 76039 +1 (817) 571 - 1186
IBC Bank 108 E, TX-495, San Juan, TX 78589 +1 (956) 630 - 9320
Parra Loan Co 172 S Sam Houston Blvd, San Benito, TX 78586 +1 (956) 361 - 2244
Cash Store 1700 Precinct Line Rd Ste 100, Hurst, TX 76054 +1 (817) 788 - 8443

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in South Plains, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Port Arthur, TX, Quick Loan in Richardson, TX, Bad Credit Loans in Rockwall, TX, Payday Loans in Rosenberg, TX, Payday Loan Without a Credit Check in Round Rock, TX, Payday Loans in Rowlett, TX, 24-Hour Loan in San Angelo, TX and Payday Loans in San Antonio, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in South Plains, TX.

Are Payday Loans Legal In South Plains, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

South Plains, TX payday loan calculator

Payday loans are a popular source of short-term financial aid in South Plains, Texas. These loans are legal in Texas and are a great option for individuals who face unexpected expenses or financial emergencies. If you’re considering taking out a payday loan, it’s important to understand what they are, how they work, and what to expect.

What are payday loans?

Payday loans are short-term loans that are designed to help individuals cover unexpected expenses until their next payday. These loans are typically due in full on the borrower’s next payday, which is usually within 14 days. Payday loans are often used for emergency expenses like car repairs, medical bills, or household emergencies.

How do payday loans work?

To get a payday loan, a borrower must provide proof of income, identification, and a post-dated check or authorization to withdraw funds from their bank account. The loan amount is typically based on the borrower’s income and can range from $100 to $1,500. The lender will charge a fee for the loan, which is typically around $10 to $30 for every $100 borrowed. The loan is due in full on the borrower’s next payday and, if the borrower cannot repay the loan in full, the lender may offer a loan extension or rollover.

The pros and cons of payday loans

Payday loans offer several advantages, including easy access to cash and the ability to get approved with bad or no credit. However, there are also some downsides to payday loans. They carry high fees and interest rates and can trap borrowers in a cycle of debt if they’re unable to repay the loan in full on their next payday. It’s important to weigh the pros and cons of payday loans before deciding to take one out.

Interesting facts and stats about payday loans in South Plains, Texas

  • According to a 2016 report from the Center for Responsible Lending, there are more payday loan storefronts in Texas than McDonald’s and Starbucks combined.
  • The average payday loan in Texas is $470, and Texans pay an average of $23 in fees for every $100 borrowed.
  • In 2019, Texans took out over 1.8 million payday loans, totaling $3.4 billion in loan volume.
  • The payday loan industry generates approximately $1.4 billion in fees and interest every year in Texas.

Apply now with TheGuaranteedLoans

TheGuaranteedLoans is a connector service that can help you find a lender for your payday loan needs. We work with a network of trusted lenders in South Plains, Texas, and can help connect you with lenders who may be able to offer you a loan that fits your specific needs. Fill out an online application with TheGuaranteedLoans today and get started on your path to financial stability!

Please note that TheGuaranteedLoans is a connector service and not a direct lender. We do not make credit decisions or provide personal loans. We only facilitate the connection between borrowers and potential lenders.

F.A.Q.

What are the consequences of defaulting on a payday loan in South Plains, Texas?

If a borrower defaults on a payday loan in South Plains, Texas, the lender may pursue collection efforts, including contacting the borrower's employer, contacting third-party debt collectors, or taking the borrower to court. Defaulting on a payday loan can also have a negative impact on the borrower's credit score.

Can I apply for a payday loan online in South Plains, Texas?

Yes, many payday lenders in South Plains, Texas offer the option to apply for a loan online. This can be a convenient option for borrowers who prefer to apply from the comfort of their own home or who do not have access to a physical payday loan store.