Payday Loans in Arvonia, Virginia

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No payday loan companies in Arvonia, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Virginia 159 E Belt Blvd, Richmond, VA 23224 +1 (804) 232 - 3533
CMA Check Cashing & Payday 309 S Main St, Danville, VA 24541 +1 (434) 797 - 3700
Your Loan Help Center 10825 Midlothian Turnpike, Richmond, VA 23235
New Peoples Bank - Castlewood, VA Branch 87 Miners Dr, Castlewood, VA 24224 +1 (276) 762 - 5620
SunTrust Bank 251 W. Lee Highway, Warrenton, VA 20186 +1 (540) 680 - 6020
TitleMax Title Loans 3930 Prince William Pkwy, Woodbridge, VA 22192 +1 (703) 586 - 6211
Farm Credit of the Virginias 13284 James Madison Hwy, Orange, VA 22960 +1 (540) 672 - 3644
Navy Federal Credit Union 820 Follin Ln SE, Vienna, VA 22180 +1 (888) 842 - 6328
Allied Cash Advance 10994 Sudley Manor Dr, Manassas, VA 20109 +1 (703) 361 - 4011
BB&T 202 W Laurel Ave, Damascus, VA 24236 +1 (276) 475 - 3112

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Arvonia, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Springfield, VA, Payday Loan Without a Credit Check in Sterling, VA, No Credit Check Loans in Suffolk, VA, Payday Loans in Virginia Beach, VA, Payday Loans in Alexandria, VA, Payday Loans in Annandale, VA, Payday Loans in Arlington, VA and Payday Loans in Ashburn, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Arvonia, VA.

Payday Loans Available in Arvonia, VA By The Following ZIP Codes:

23004

Are Payday Loans Legal In Arvonia, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Arvonia, VA payday loan calculator

Understanding Payday Loans in Arvonia, Virginia

Payday loans are short-term loans that are designed to help individuals who need quick cash before their next paycheck. These loans are popular because they are easy to apply for, and they come with minimal requirements. If you are looking for a payday loan in Arvonia, Virginia, this article will provide you with all the information you need to make an informed decision.

Are Payday Loans Legal in Virginia?

Yes, payday loans are legal in Virginia. However, the state has imposed certain restrictions that lenders must follow to protect consumers from predatory lending practices. For example, the maximum loan amount for a payday loan in Virginia is $500, and the loan term cannot exceed 45 days. Additionally, lenders are not allowed to charge more than 36% APR on a payday loan.

How to Apply for a Payday Loan in Arvonia, Virginia?

Applying for a payday loan in Arvonia, Virginia, is a simple process. You can apply online or in-person at a local payday loan store. Here are the steps you need to follow:

  • Gather the necessary documents: To apply for a payday loan in Virginia, you need to provide your ID proof, proof of income, and bank statement.
  • Choose a lender: There are many payday loan lenders in Arvonia, Virginia. Choose a lender that offers competitive rates and favorable terms.
  • Fill out the application: Once you have chosen a lender, fill out the application form. Make sure you provide accurate information and read the terms and conditions carefully before submitting your application.
  • Receive your funds: If your application is approved, you will receive the funds in your bank account within 24 hours.

The Pros and Cons of Payday Loans in Arvonia, Virginia

Like any other financial product, payday loans have their pros and cons. Here are some of the advantages and disadvantages of payday loans:

Pros:

  • Quick access to cash: Payday loans provide quick access to cash when you need it the most.
  • Minimal requirements: Payday loans require minimal documentation, and you don’t need to have a good credit score to qualify.
  • No collateral required: You don’t need to provide collateral to get a payday loan.

Cons:

  • High-interest rates: Payday loans come with high-interest rates, which can make them expensive in the long run.
  • Short repayment terms: Payday loans have to be repaid within a short period, which can be challenging for some borrowers.
  • Potential for debt cycle: If you don’t repay your payday loan on time, you may incur additional fees, which can put you in a debt cycle.

Interesting Facts and Statistics about Payday Loans in Arvonia, Virginia

Here are some interesting facts and statistics about payday loans in Arvonia, Virginia:

  • The average payday loan amount in Virginia is $390.
  • In Virginia, the annual percentage rate (APR) for payday loans can be as high as 601%.
  • In 2019, Virginia payday loan borrowers paid $116 million in fees.
  • 65% of payday loan borrowers in Virginia take out multiple loans in a year.

Apply Now for a Payday Loan on TheGuaranteedLoans

If you need a payday loan in Arvonia, Virginia, TheGuaranteedLoans can help. We are a connector service that connects borrowers with potential lenders. Fill out the online application form on our website, and we will facilitate your connection with lenders who can offer you competitive rates and favorable terms. Remember, we are not a direct lender, and the terms of your loan will depend on the lender you choose.

Don’t let unexpected expenses get in the way of your financial stability. Apply for a payday loan on TheGuaranteedLoans today, and get the cash you need to stay on top of your finances.

F.A.Q.

Can I be sued or have my wages garnished for defaulting on a payday loan in Arvonia, Virginia?

Yes, if you default on a payday loan in Arvonia, Virginia, the lender may pursue legal action against you to recover the outstanding debt. This could include suing you in court and obtaining a judgment against you, which could lead to wage garnishment or other collection actions.

Can a payday lender repossess my property if I default on my loan in Arvonia, Virginia?

No, payday lenders in Arvonia, Virginia are not allowed to repossess property in order to recover a defaulted loan. However, if you have provided a post-dated check as collateral for the loan, the lender may be able to cash the check in order to recover the outstanding debt.