Payday Loans in Laurel Fork, Virginia

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No payday loan companies in Laurel Fork, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Ruby Cash Corporation 114 W Broad St # A, Falls Church, VA 22046 +1 (703) 533 - 7829
Capital One Bank 1680 Capital One Dr, McLean, VA 22102 +1 (703) 448 - 3747
The Farmers Bank of Appomattox 10272 Village Hwy, Concord, VA 24538 +1 (434) 993 - 2236
gerg 1831 State Rte 710, Harrisonburg, VA 22801 +1 (540) 554 - 6834
BB&T 2857 Stuarts Draft Hwy Ste 143, Stuarts Draft, VA 24477 +1 (540) 337 - 2520
Woodforest National Bank 116 Lucy Ln, Waynesboro, VA 22980 +1 (540) 707 - 4120
LC Pawn 46970 Community Plaza 109, Sterling, VA 20164 +1 (703) 433 - 2274
American National Bank & Trust Company 2950 Market St NE, Christiansburg, VA 24073 +1 (540) 391 - 4050
TitleMax Title Loans 7124 Mechanicsville Turnpike, Mechanicsville, VA 23111 +1 (804) 442 - 3482
MidAtlantic Farm Credit 1031 S Main St, Woodstock, VA 22664 +1 (888) 339 - 3334

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Laurel Fork, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Reston, VA, Emergency Loan in Richmond, VA, Payday Loans in Roanoke, VA, Payday Loans in Springfield, VA, Online Loans in Sterling, VA, Emergency Loan in Suffolk, VA, Payday Loan Without a Credit Check in Virginia Beach, VA and Payday Loans in Alexandria, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Laurel Fork, VA.

Beautiful sights of Laurel Fork, VA

Are Payday Loans Legal In Laurel Fork, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Laurel Fork, VA payday loan calculator

Payday Loans in Laurel Fork, Virginia: Everything You Need to Know

Payday loans are a type of short-term loan that can be taken out to cover unexpected expenses. These loans are available in Virginia, including in Laurel Fork. If you’re considering a payday loan in Laurel Fork, it’s important to understand the necessary information before moving forward.

What are Payday Loans?

Payday loans are typically small-dollar loans that are designed to be paid back within a short time frame. They are often sought after by those who need quick cash to cover unexpected expenses, such as car repairs or medical bills.

Payday loans are legal in Virginia and are regulated by the Virginia State Corporation Commission. Lenders are required to be licensed by the Commission and must follow strict rules and regulations regarding interest rates and fees. As such, when looking for a payday loan in Laurel Fork, it’s important to ensure that the lender is licensed and authorized to operate in Virginia.

How do Payday Loans Work?

The process of obtaining a payday loan is generally quick and simple. After submitting an application, the lender will assess the borrower’s ability to repay the loan. Upon approval, the lender will provide the borrower with the loan amount and fees, and the borrower will be required to sign a loan agreement.

Payday loans in Laurel Fork typically come with short repayment terms, and the borrower’s next paycheck is often used to pay back the loan. Interest rates and fees can vary by lender, so it’s important to compare different options before moving forward.

Pros and Cons of Payday Loans

  • Pros: Payday loans can provide quick access to cash, particularly for those who may not have access to other forms of credit. They are typically easy to obtain, and the application process is quick and simple.
  • Cons: Payday loans often come with high interest rates and fees, which can make them difficult to pay back. Borrowers can also become trapped in a cycle of debt, as the high interest rates and short repayment terms may make it difficult to keep up with payments.

Interesting Facts and Statistics

  • According to the Virginia State Corporation Commission, the maximum amount a lender can offer for a payday loan in Virginia is $500.
  • As of 2021, there were over 870 licensed payday and title loan lenders in Virginia.
  • The Virginia State Corporation Commission reported that in 2019, there were over 1.3 million payday loans taken out in Virginia, totaling over $500 million.

Apply Now

If you are in need of a payday loan in Laurel Fork, Virginia, TheGuaranteedLoans can help. We are a connective service that can help connect you with potential lenders who are authorized to operate in Virginia.

To apply for a payday loan, simply fill out and submit our online application. We will assess your information and connect you with a lender who can provide the loan amount you need. Remember, TheGuaranteedLoans is not a direct lender, but a connector service that can help facilitate your access to potential lenders.

Conclusion

Payday loans can be a helpful resource for those who need quick access to cash for unexpected expenses. If you’re considering a payday loan in Laurel Fork, Virginia, be sure to research your options and ensure the lender you choose is licensed and authorized to operate in Virginia. Payday loans come with risks and high fees, so it’s important to only take out a loan if you’re sure you can pay it back on time.

F.A.Q.

Are payday loans legal in Laurel Fork, Virginia?

Yes, payday loans are legal in Laurel Fork, Virginia. The Virginia State Corporation Commission (SCC) regulates the payday lending industry in the state.

What are the maximum loan amounts and fees allowed for payday loans in Laurel Fork, Virginia?

The maximum loan amount for a payday loan in Laurel Fork, Virginia is $500, and the maximum finance charge is 20% of the loan amount plus a $5 verification fee.