Payday Loans in Viewtown, Virginia

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No payday loan companies in Viewtown, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Navy Federal Credit Union 7925 Stonewall Shops Square, Gainesville, VA 20155 +1 (888) 842 - 6328
Navy Federal Credit Union 15101 Potomac Town Pl Ste 100, Woodbridge, VA 22191 +1 (888) 842 - 6328
American National Bank and Trust Company 13880 US-29, Chatham, VA 24531 +1 (434) 432 - 1345
City National Bank 100 Elizabeth Dr, Stephens City, VA 22655 +1 (540) 869 - 9555
Citizens Bank and Trust Company 126 S Main St, Blackstone, VA 23824 +1 (434) 292 - 8100
BB&T 1304 S Main St, Farmville, VA 23901 +1 (434) 392 - 8147
Sonabank 437 N Main St, Kilmarnock, VA 22482 +1 (804) 435 - 2850
F&M Bank 200 Augusta Ave, Grottoes, VA 24441 +1 (540) 249 - 7237
Navy Federal Credit Union - ATM 261 Garrisonville Rd, Stafford, VA 22554 +1 (888) 842 - 6328
MoneyGram 555 Old Franklin Turnpike, Rocky Mount, VA 24151 +1 (540) 482 - 0215

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Viewtown, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Mechanicsville, VA, Payday Loan Without a Credit Check in Newport News, VA, Guaranteed Loans in Norfolk, VA, Payday Loans in Oakton, VA, Payday Loan Companies in Petersburg, VA, Payday Loans in Portsmouth, VA, Payday Loans in Reston, VA and Payday Loans in Richmond, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Viewtown, VA.

Are Payday Loans Legal In Viewtown, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Viewtown, VA payday loan calculator

Understanding Payday Loans in Viewtown, Virginia

Payday loans are a type of short-term loan that can help you through a financial emergency. If you are living in Viewtown, Virginia, you should know that payday loans are legal in the state. However, it’s important to understand how payday loans work and the potential risks before considering this option.

How Payday Loans Work

Payday loans are typically small loans, usually for $500 or less, that are due on your next payday. They are often marketed as a quick and easy way to access cash for unexpected expenses or bills. However, these loans come with extremely high interest rates and fees, which can make it difficult to pay them back on time.

When you take out a payday loan, you will be required to provide the lender with a post-dated check or your bank account information. The lender will then deposit the funds into your account, and the loan payment will be deducted from your account on your next payday.

Pros and Cons of Payday Loans

While payday loans can be a fast way to access cash, they also come with high costs and risks. It’s important to consider both the pros and cons before taking out a payday loan.

Pros:

  • Quick access to cash in an emergency
  • No credit check required
  • No collateral required

Cons:

  • High interest rates and fees
  • Short repayment period, typically two weeks
  • Debt rollover can lead to additional fees and interest
  • Can lead to a cycle of debt

Interesting Facts About Payday Loans in Viewtown, Virginia

  • Virginia law limits payday loans to a maximum of 50% of the borrower’s gross income per loan.
  • The maximum term for a payday loan in Virginia is 45 days.
  • Borrowers can only have one payday loan at a time.
  • The average APR for a payday loan in Virginia is 601.23%

Apply Now

If you have decided that a payday loan may be the right option for you, TheGuaranteedLoans can help. Our network of lenders can provide you with loan options tailored to your specific needs and financial situation. Fill out our online application today to get started. Please note that TheGuaranteedLoans is a connection service and not a direct lender.

It’s important to remember that payday loans come with high interest rates and fees, and should only be used in emergencies. If you are struggling with debt, you may want to consider other options such as credit counseling or a debt consolidation loan.

Final Thoughts

Payday loans can be a quick and easy way to get cash in an emergency, but they also come with high costs and risks. Before considering a payday loan, make sure you understand the terms and potential consequences.

F.A.Q.

Are there any alternatives to payday loans in Viewtown, Virginia?

Yes, there are several alternatives to payday loans in Viewtown, Virginia, including credit unions, community development financial institutions, and small dollar loans from banks or credit card companies.

Are there any protections for military members in Viewtown, Virginia regarding payday loans?

Yes, Virginia law provides additional protections for military members and their dependents regarding payday loans. Lenders are prohibited from making a payday loan to a military member or dependent unless the loan has a written agreement that allows the borrower to terminate the loan without penalty.